$774,850Average Value$712Average Price per Sq Ft5Homes For Sale
A slice of Old Key West
Rewind the clock on Key West by a few decades, add a handful of marinas and voila: Stock Island. “Stock Island resembles what Key West used to be. The locals call it the last little piece of Old Key West,” says Key West resident Suzanne Moore, principal broker with Suzanne Moore Real Estate. With few resorts and large hotels, this Lower Key, just a few miles from Key West, primarily caters to year-round residents. Some are attracted to the relatively lower home prices, while others appreciate the boating lifestyle and easy access to water sports. “There are so many different kinds of people living out there, from the guy who is the dishwasher in the restaurant all the way up to the billionaire who has the million-dollar yacht in the marina a block up the road,” Moore says. The island's northern half, which is technically part of the city of Key West, comprises the Keys’ only public golf club, a botanical garden, a medical center and a community college. The island's southern half is its own Census Designated Place, home to restaurants, marinas and modest housing ranging from manufactured homes to smaller waterfront properties.
Stock Island is home to many marina such as the Stock Island yacht Club and Hurricane Hole.
Local retail and speciality shops can be found on US1 in Stock Island.
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Multiple marinas attract boaters throughout the year
No matter the season, Stock Island’s marinas are almost always full. The community has become a destination for boaters from across the Keys who find the island a convenient stop during diving and fishing adventures. In addition to nearly a dozen marinas, the island is home to the Stock Island Yacht Club, which includes additional amenities like a waterside pool and restaurant. From here, boaters can easily access the secluded Boca Chica Beach or go south to explore the islands and reefs off the coast of Key West. At the heart of Stock Island is Bernstein Park, which Moore describes as “the centerpiece of the local community.” The small green space at the corner of Fifth Avenue and Fifth Street includes one of the island's only public playgrounds, plus outdoor gym equipment, a lighted baseball field and a community center. Key West Golf Club, the Keys’ only public 18-hole course, sits across the highway bordered by the Key West Tropical Forest & Botanical Garden, a roughly 15-acre expanse filled with native flora and fauna.
Many waterfront Stock island homes offer private docks to store boats.
Stock Island is home base to many eco and adventure tours for many visiting Key West.
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Classic Key West architecture and modest mobile homes
Stock Island’s housing options are modest and diverse, a lingering trend from the community’s humble beginnings as a small fishing village. The area is still considered one of the most desirable areas for workforce housing, illustrated by the recent addition of the Wrecker’s Cay apartment complex off Second Street. Manufactured homes, RV parks and condos licensed for transient rentals are also common, as are a mix of ground-level and raised single-family homes. However, Moore says the landscape is changing to keep up with environmental concerns like flooding. “You can’t build on the ground level anymore. All the new construction is elevated, so anything that’s getting sold is also getting renovated and redeveloped.”
Renovations and new builds can drive up prices, she says. “I recently sold a renovated, elevated modular house that, five years ago, would have sold for $350,000. Now it’s selling for $700,000.” Manufactured homes are the least expensive option, ranging from $300,000 to $600,000 depending on size and age — about the same price as a private boat slip. Three-bedroom detached homes often display classic Key West conch house elements such as spacious porches and balconies. Inland, these homes can cost anywhere from $600,000 to $800,000. On the waterfront, prices are often closer to $1.5 million. The gated Key West Golf Club Homeowners Association is north of the highway, where two-story townhouses range from $550,000 to just over a million dollars.
Many homes in Stock Island are elevated to protect themselves from bad weather.
Recently renovated waterfront homes are beginning to pop up around Stock Island.
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I Love Stock Island Festival features a week of events
Every June, the community celebrates the I Love Stock Island Festival, a week-long event featuring history tours, food trucks, a mural art tour, barbecue dinners, fishing tournaments and a massive pool party. Key West also hosts events throughout the year, including Hemingway Days, which celebrates famed author Ernest Hemingway and his love for the island lifestyle. Other annual traditions include a Lobsterfest, a Brewfest and a Rum Fest.
Dine on the daily catch at Hogfish
Hurricane Hole, named after its protective lagoons that provide safe docking for boats during intense storms, is a local favorite for fresh fish. Here, the main dishes come from local charter boats and diners, who often bring their daily catches for the chef to prepare. In the evenings, chords echo across Safe Harbor, a marina bordered by multiple waterside restaurants that host live music throughout the week. Hogfish Bar & Grill, known for its signature grilled hogfish sandwich, has a relaxed local feel, while The Perry Hotel’s Salty Oyster Dockside Bar & Grill puts a sophisticated twist on a poolside bar. Popular inland restaurants include the Cuban café El Siboney and the Italian tavern Roostica, located among the salons, banks and fitness centers on the island’s main drag. Cayo Hueso Brewing bears Key West’s original moniker, awarded by Ponce de Leon during his search for the Fountain of Youth in the 1500s. The locally owned brewery is beloved for its cozy, mural-covered patio, a similar atmosphere to the eclectic bars and breweries found along Duval Street in Old Town Key West. The closest grocery store, a Publix Super Market at Searstown Shopping Center, is about 2 miles away.
Hurricane Hole is a local favorite serving fresh seafood and can be arrived by boat.
Hogfish Bar and Grill serves fresh Hogfish Snapper in different styles.
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Career courses at Key West High School
Gerald Adams Elementary receives a B from Niche and serves Stock Island’s kindergarten through fifth grade students. B-rated Horace O’Bryant School, a kindergarten through eighth grade institution in Key West, welcomes Adams Elementary graduates for middle school. B-plus-rated Key West High offers career and technical education courses on cosmetology, engineering, criminal justice, culinary arts and more. As part of Monroe County School District, students can enroll in charter options throughout the Keys, although the district only provides bus service for students attending their zoned schools.
Gerald Adams Elementary offers primary learning to children in the Key West area.
Key West High School is home to the fighting Conchs.
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Travel via the Lower Keys Shuttle and WFX bus routes
Parking can be an issue in the Keys, so many locals get around on bikes or golf carts. The Lower Keys Shuttle stops along U.S. Route 1, also known as the Overseas Highway, offering routes south to historic Old Town Key West and north to Marathon. Key West’s Workforce Express bus route, or WFX, also serves the area, and the bus ride to Duval Street takes about half an hour. Key West International Airport is less than 3 miles away for air travel.
Monroe County public transit system offers bus stops with covered seating areas.
Key West is just a short drive on US1 from Stock Island.
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Preparing for hurricanes and high insurance rates
The Florida Keys are highly susceptible to hurricanes, which can cause damage from high winds and flooding. Residents in the Lower Keys pay some of Florida's highest home insurance premiums, and rapidly rising flood insurance rates affect many homeowners.
Many homes in Stock Island are elevated to protect themselves from bad weather.
Newly built homes in Stock Island are elevated to protect themselves from flooding.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Interested in learning more about homes in this area?
Reach out to
Lisa Ferringo,
an experienced agent in this neighborhood.
Parks in this Area
Bernstein Park
Transit
Airport
Key West International
13 min drive
Bus
Us1 & 3rd Street
Bus
Cross Street & Us1
Bus
Maloney & 1st Street
Bus
Us1 & Hurricane Hole Marina
Bus
4th Ave & Front Street
Bus
5th Ave & Shrimp Road
Bus
Maloney Ave & Macdonald Ave
Crime and Safety
1 - Low Crime, 10 - High Crime
Stock Island
US
Homicide
3
4
Sexual Assault
5
4
Assault with Weapon
4
4
Robbery
4
4
Burglary
5
4
Motor Vehicle Theft
5
4
Larceny
5
4
Crime Score
5
4
Source: WhatIsMyCrimeRisk.com
Demographics and Home Trends
On average, homes in Stock Island, FL sell after 73 days on the market compared to the national average of 47 days. The average sale price for homes in Stock Island, FL over the last 12 months is $889,676, up 28% from the average home sale price over the previous 12 months.
Located in the peaceful and well-maintained Harbor Shores community on Stock Island, this 2-bedroom, 1-bathroom home presents an excellent investment opportunity. With low HOA fees that cover cable, sewer, and ground maintenance, this property is perfect for both seasonal and long-term rentals--or as a charming personal retreat. The home has been freshly repainted inside and out, offering a clean
A Comfortable Hideaway with Future Potential and Island Charm, whether you're seeking a cozy place to call home now or a smart investment to hold while you design and build your dream elevated home with potential sweeping water views. This well-maintained mobile home offers a bright and spacious layout. Originally configured as a two-bedroom, the current bedroom is tucked privately at the rear,
NEW LISTING! This beautiful 3-bedroom, 3-bath home offers a perfect blend of character and convenience n Stock Island location. With 10ft ceilings and an inviting layout, it feels open and airy, while lush, mature mango trees create a private tropical retreat. A unique feature of this home is its front and back entrances on two separate streets, adding extra accessibility and ease. One of the
Discover this beautifully updated 3-bedroom, 3-bathroom home in the up-and-coming Stock Island, where new development is transforming the area into a vibrant island hotspot! This hidden gem features wood-look tile flooring throughout, an open-concept kitchen and living space, impact windows and doors, and recessed lighting for a bright, modern feel. A privacy brick wall surrounds the property,
Transient Rentals allowed! You read that correctly. Short Term Rentals are permitted in this townhome! Currently, the lowest price per sq ft for any transiently licensed property (that's NOT a condotel) in Key West offered for sale in the MLS. This 3 bedroom, 3 bath end unit is the biggest floor plan built in Coral Hammock. Two other 3 bed units closed within a year for $1.20M & $1.15M. This one
Walt LeeBerkshire Hathaway HomeServices Knight & Gardner Realty
Property Id: 18053612 & 2 oceanfront house. $4,200/ month + electric, water & internet. Includes sewer, trash, basic cable & landscaping. 12 month lease. 1st, last & $2500 deposit + background & credit check req'd at signing. Mostly unfurnished. 1 bedroom comes w/ murphy bed w/ ocean view & built in closets. Renting a house on Atlantic Ocean between m.m.'s 0 and 5 (we're 4.5) is
Send message with your full name, email address, and cell phone # for more detailed info and a few questions for you. $3000/month, $9000 to get started based on a minimum of 12 months with option to stay on longer. 6417 2nd Terrace, Unit #2, Stock Island. 2 Bedroom 1 Bathroom Half Duplex. Unfurnished, all utilities are extra. Instant on demand tankless water heater saves on your electric bill.
Dave LewisKey West Real Estate Sales & Rentals, LLC (KW)
Welcome to the tranquil waterfront community of Harbor Shores. Two bedroom Two full bathrooms under central air/heat, large screened porch, well equipped spacious kitchen, washer and dryer, patio, covered carport and plenty of street parking, storage shed. First, Last, and Security, Utilities not included. Sewer and yard maintenance included. Requirements: background and credit check, income
Interested in learning more about homes in this area?
Reach out to
Lisa Ferringo,
an experienced agent in this neighborhood.
Average Home Value
Source: Public Records
Property Mix - Square Feet
This Neighborhood Has More Renters
Demographics
Total Population
4,069
Median Age
40
Population Density
9 ppl/acre
Population under 18
24.4%
On par with the national average
23.8%
Population over 65
16.9%
On par with the national average
19.1%
Finances
Median Household Income
$63,071
Below the national average
$71,702
Average Household Income
$92,767
Education and Workforce
High School Graduates
82.9%
College Graduates
21.5%
Below the national average
34.1%
Advanced Degrees
6.8%
Below the national average
13.3%
% Population in Labor Force
71.2%
Area Factors
Bikeable
Bike Score®
61/ 100
Car-Dependent
Walk Score®
31/ 100
Source: Walk Score
Source: Walk Score
Sound Score® measures the noise level of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
