Monticello, KY Homes for Sale under $200,000

Looking for an affordable, move-in ready brick home? This 3 bedroom, 1 bath property is USDA approved and packed with value! Recent updates include newer flooring and cabinetry, plus a 5-6 year old HVAC system and water heater for peace of mind. All kitchen appliances remain — even the washer and dryer! Outside, you'll love the extra storage space on the carport, a covered porch area perfect for

Kendra Roark Weichert Realtors Ford Brothers, Inc.

Newer home built in 2016 on corner lot. In town conveniently located close to stores, shops and hospital. Community park located next door, with tennis, basketball courts and walking trail.

Rick Horton Weichert Realtors Ford Brothers, Inc.

Welcome to your perfect Lake Cumberland getaway, located minutes from the boat ramps and marina at Conley Bottom Resort! Whether you're searching for a vacation home, weekend retreat, or investment opportunity, this charming property offers the ideal blend of comfort, convenience, and income potential. Its peaceful country setting provides privacy and relaxation while still being just minutes

HG Hickey III No Wake Real Estate

Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a

HG Hickey III No Wake Real Estate

Looking for a secluded home on 1 acre, take a look at this 3 bedroom, 2 bath, brick ranch home. During the past 2 years the house has received several updates including flooring and roofing. If you are looking for a home that is less than 200k and close into Monticello, then check this one out. Home has large level yard.

H Allen Clark Access Realty & Auction

Lake Life Ready - Fully Furnished & Move-In Ready! Enjoy the perfect blend of comfort, convenience, and recreation with this updated 16x76 manufactured home. This well-maintained property features numerous upgrades, including all new water supply lines, a new front door (2020), and a spacious new deck and storage shed added in 2021. Step inside to find a fully furnished interior—everything you

Kendra Roark Weichert Realtors Ford Brothers, Inc.

Looking for a solid and affordable home just minutes from multiple Lake Cumberland marinas? You've found it! This charming 2-bedroom, 1-bath home offers the perfect setup for weekend lake getaways, a potential Airbnb investment, or full-time living. Situated on approximately 0.37 acres, the property provides ample space for a future garage, additional storage, or even a tiny home. Enjoy the

Kendra Roark Weichert Realtors Ford Brothers, Inc.

Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located

Jason Bertram Weichert Realtors Ford Brothers, Inc.

This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both

Mary Dotson CENTURY 21 Advantage Realty

Looking for an affordable home that is close to Downtown Monticello, Wayne Co Park, Medical, Shopping then look at this 3 bedroom, 1 bath brick home. The home has been remodeled to include new laminate flooring in kitchen/dining, living room, hall, and bath. New commode, new ceiling fans, new water heater, and new metal roof and gutters. Nice level yard, concrete front porch, concrete parking

Donna Roberts Access Realty & Auction

Step onto the front porch and take in the scenic views with a morning cup of coffee or evening sweet tea break. The kind of view that kick starts the morning or ending to a pleasant evening. This property is tucked away off the main road on gentle country gravel road away from the hustle and bustle of the day. This location is perfect as you are just minutes away from all the amenities as

Lisa Cooper Re/Max Country Lakes

3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its

The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

Wonderful 3- or 4-bedroom 1 full and 1 1⁄2 bath home with large garage and workshop in town!! Laundry room on main level, Corner lot and two access driveways. Enjoy your private covered back deck to entertain guest and family. Close to all shopping, schools, hospital, daycares and activities in town. Call today to have your viewing scheduled.

Robert Corder CENTURY 21 Advantage Realty

16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural

Tod Bertram Weichert Realtors Ford Brothers, Inc.

1200 sq ft home offering 1 bedroom, 1 full bath, and a spacious two-car garage, situated on a .21-acre lot. this property provides a functional layout with comfortable living space and room to relax both indoors and out. Located less than 15 minutes from Conley Bottoms Marina, this home is ideal for those who enjoy lake life, boating, fishing, or weekend getaways while still appreciating a quiet,

Denver Eaton Re/Max Country Lakes

Lake Life Retreat OR Possible Investment STRWelcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp,

Mark Ridings Call it Closed Realty

Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

Drew Patton Weichert Realtors Ford Brothers, Inc.

19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

Barry Cooper Re/Max Country Lakes

Rare opportunity to own two homes on one 2.38 acre parcel, offered together for one price and selling as-is. Perfect for investors, multi-generational living, rental potential, or buyers looking to downsize while maintaing extra space.The property includes a 3-BR, 2 bath mobile home and a 3BR,1bath stick built home. Also a lot in between already equipped with electric and septic perfect for

Vicki Bland RENEE DOBSON REALTY GROUP, LLC

This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 and has adjoining Lot 11 that makes a large area for use with the home or would be ideal for an additional building lot. Hartland Subdivision. The owner was in the process of

Mark Neal Neal Realty & Auction

Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

Karen Scalf Weichert Realtors Ford Brothers, Inc.

This three-bedroom, one-bath gem is nestled in a desirable neighborhood on the outskirts of Monticello. Immaculately maintained, this home boasts a perfect blend of modern comfort and rustic charm. Enjoy year-round coziness with central heating and air conditioning, complemented by a reliable propane gas backup system (with an owned propane tank for added peace of mind). Step outside to discover

TJ Stearns United Country - Lakes and Land Realty

PRICE DROP! Beautiful 2023 - 30x60 (1800) sq. ft. Remington home with a permanent foundation on posts and pillars with poured concrete footers. This home has open concept living room and country kitchen that every home owner is looking for. 3 beds 2 baths with large bathrooms for a growing family. This home also has 2 walk in closets, one in each of 2 bedrooms. Luxury Master Bath with Soaking Tub

Lisa Cooper Re/Max Country Lakes

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

HG Hickey III No Wake Real Estate

Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and

Bruce Phillips Access Realty & Auction

Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone

Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland