$459,000
$10K PRICE DROP

10042 SW 220th St Cutler Bay, FL 33190

Estimated payment $3,062/month

Total Views 2,685
2 Beds
2 Baths
1,136 Sq Ft
$404 Price per Sq Ft

Highlights

  • Community Pool
  • Views
  • Ceramic Tile Flooring
  • Tennis Courts
  • Security Service
  • Awning

About This Home

Charming 2-bedroom, 2-bath single-family home located in the desirable Montego Bay community of Lakes by the Bay in Cutler Bay. This well-kept home features laminate flooring in the bedrooms, a spacious 1-car garage, and a water softener system included for added comfort. Enjoy the most perfect and cozy backyard—ideal for relaxing, entertaining, or your morning coffee. Nestled in a peaceful and friendly neighborhood with access to great amenities and just minutes from parks, top-rated schools, and Black Point Marina. Whether you're a first-time buyer or looking to downsize, this home offers the perfect blend of comfort, functionality, and location. Don't miss the opportunity to own in one of Cutler Bay’s most sought-after communities!

Listing Agent

Livan Bec

Lifestyle International Realty License #3400782

Lifestyle International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,175

Year Built

  • Built in 1988

Lot Details

  • 3,136 Sq Ft Lot
  • North Facing Home
  • Fenced
  • Property is zoned 0100

HOA Fees

  • $157 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Open Parking

Home Design

  • Shingle Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,136 Sq Ft Home
  • 2-Story Property
  • Awning
  • Family Room
  • Ceramic Tile Flooring
  • Property Views

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 36-60-17-010-0950

Community Details

Overview

  • Lakes By The Bay Sec 3 Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,175

Year Built

Built in 1988

Lot Details

0

HOA Fees

$157 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, Two Story
  • Garage Yn: Yes
  • Horses: No
  • New Construction: No
  • Structure Type: R30-No Pool/No Water, House
  • Subdivision Name: LAKES BY THE BAY SEC 3
  • Year Built Details: Resale
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Microwave, Electric Range, Refrigerator
  • Interior Amenities: First Floor Entry, Family Room
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Ceramic Floor
  • Living Area: 1136
  • Bedroom Features: Primary Bedroom Upstairs
  • Living Room Features: Family Room

Exterior Features

  • Roof: Shingle
  • View: Other
  • Construction Type: CBS Construction, Frame With Stucco
  • Direction Faces: North
  • Fencing: Fenced
  • Lot Features: Less Than 1/4 Acre Lot
  • Patio And Porch Features: Awning(s)
  • Pool Private: No
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Park Building Name: LAKES BY THE BAY SEC 3
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 157
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Pool, Tennis Court(s), Security Patrol
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Lot Info

  • Parcel Number: 36-60-17-010-0950
  • Lot Size Sq Ft: 3136
  • Zoning: 0100
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4175

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,836 $230,324 -- --
2023 $3,836 $223,616 $0 $0
2022 $3,676 $217,103 $0 $0
2021 $3,635 $210,780 $62,720 $148,060
2020 $1,240 $81,479 $0 $0
2019 $1,203 $79,648 $0 $0
2018 $1,133 $78,163 $0 $0
2017 $1,116 $76,556 $0 $0
2016 $1,081 $74,982 $0 $0
2015 $1,093 $74,461 $0 $0
2014 -- $73,871 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/11/2025 04/11/25 Price Changed $459,000 -2.1% $404 / Sq Ft
04/02/2025 04/02/25 For Sale $469,000 -- $413 / Sq Ft
Source: MIAMI REALTORS® MLS

Deed History

Date Type Sale Price Title Company
Warranty Deed $266,000 Attorney
Warranty Deed $82,000 --
Warranty Deed $77,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $252,700 New Conventional
Previous Owner $133,000 Balloon
Previous Owner $82,924 FHA
Previous Owner $69,300 No Value Available
Source: Public Records

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Source: MIAMI REALTORS® MLS

MLS Number: A11773669

MIAMI REALTORS® MLS

APN: 36-6017-010-0950