$584,900

101 19th St Spirit Lake, IA 51360

Estimated payment $3,969/month

Total Views 2,300
4 Beds
3 Baths
1,838 Sq Ft
$318 Price per Sq Ft

Highlights

  • In Ground Pool
  • Furnished
  • Forced Air Heating System
  • Spirit Lake Elementary School Rated A-
  • 1 Car Garage

About This Home

Lakeside Living with Versatile Studio Space—Fully Furnished & Ready for Summer! East Okoboji Lake is calling! This fully furnished Terrace Oaks condo with a total of 4 bedrooms and three bathrooms is move-in ready, just in time for summer fun. Enjoy a light-filled, upper-level end unit featuring three bedrooms, two bathrooms, in-unit laundry, and an expansive lakeside deck with breathtaking views. But that’s not all—this property includes a separate lower-level studio with its own bathroom and private lakeside walkout patio, offering endless possibilities. Use it as a fourth bedroom, additional living space, or take advantage of the 30-day minimum rental opportunity for extra income. The Terrace Oaks association enhances your lakefront experience with a well-maintained swimming pool and private docks—already in and ready for summer! Bonus Opportunity: Buyers of this unit will have first option to purchase an additional garage within the association for added storage and convenience. Turnkey and ready to enjoy—don’t miss this rare opportunity for flexible lakeside living!

Listing Agent

Erica Schultes

EXIT Realty Midwest License #S65366

EXIT Realty Midwest

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,148

Year Built

  • Built in 1984

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Frame Construction
  • Asphalt Roof
  • Hardboard

Interior Spaces

  • 1,838 Sq Ft Home
  • 2-Story Property
  • Furnished

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Pool

  • In Ground Pool

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 0703303015

Community Details

Overview

  • Association fees include dock maint, landscaping, lawn care, parking, shared amenities
  • Terrace Oaks HOA, Phone Number (612) 817-7511
  • Terrace Oaks Estates Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,148

Year Built

Built in 1984

Lot Details

0

HOA Fees

$275 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Condominium
  • Year Built: 1984
  • Levels: Two
  • Other Structures: Additional Garage
  • Stories: 2
  • Architectural Style: TWO STORY
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Basement Style: Partial, Walkout
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Washer
  • Price Per S Q F T: 318.23
  • Total Sq Ft: 1870
  • Above Grade Finished: 1298
  • Below Grade Finished: 540
  • Finished Sq Ft: 1838
  • Basement Features: Finished-Partial, Walkout

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Hardboard
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No
  • Pool Features: In-Ground, Outdoor, Shared

Garage/Parking

  • Garage Type: Attached, Detached
  • Garage Spaces: 1

Utilities

  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: TERRACE OAKS ESTATES
  • Association Fee: Yes
  • Association Fee: 275
  • Association Fee Frequency: Monthly
  • Association Fees Insurance Fee: Yes
  • Association Fees Insurance Fee Amount: 820
  • Association Fees Insurance Fee Frequency: Yearly
  • Association Fee Includes: Dock Maint, Landscaping, Lawn Care, Parking, Shared Amenities

Association/Amenities

  • HOA Contact: Janelle Wall - Secretary
  • H O A Name: Terrace Oaks
  • H O A Phone: 612-817-7511

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 0703303015
  • Estimated Acres: 0.1
  • Estimated Lot Dimensions: 14x298
  • Lot Sq Ft: 4182

Rental Info

  • Furnished: Yes

Tax Info

  • Tax Amount: 5148
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spirit Lake

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,676 $387,200 $135,500 $251,700
2023 $3,800 $387,200 $135,500 $251,700
2022 $3,644 $263,200 $104,100 $159,100
2021 $3,644 $263,200 $104,100 $159,100
2020 $3,224 $226,500 $89,200 $137,300
2019 $3,098 $226,500 $89,200 $137,300
2018 $3,042 $211,600 $74,300 $137,300
2017 $3,042 $211,600 $74,300 $137,300
2016 $2,962 $201,000 $70,600 $130,400
2015 $2,818 $201,000 $70,600 $130,400
2014 $3,104 $216,300 $69,900 $146,400
2013 -- $216,300 $69,900 $146,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/05/2025 04/05/25 For Sale $584,900 +1.4% $318 / Sq Ft
12/06/2024 12/06/24 Sold $577,000 -3.8% $356 / Sq Ft
11/24/2024 11/24/24 Pending -- -- --
11/01/2024 11/01/24 Price Changed $599,900 +4.0% $370 / Sq Ft
09/19/2024 09/19/24 Sold $577,000 +4.9% $350 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
08/23/2024 08/23/24 Sold $550,000 -9.8% $353 / Sq Ft
08/23/2024 08/23/24 For Sale $609,900 +2.5% $376 / Sq Ft
08/11/2024 08/11/24 Price Changed $595,000 -1.7% $361 / Sq Ft
07/27/2024 07/27/24 Pending -- -- --
07/25/2024 07/25/24 For Sale $605,000 +1.7% $367 / Sq Ft
07/06/2024 07/06/24 For Sale $595,000 +13.3% $382 / Sq Ft
03/20/2024 03/20/24 Sold $525,000 -2.8% $365 / Sq Ft
02/04/2024 02/04/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $539,900 -6.9% $375 / Sq Ft
12/15/2023 12/15/23 Sold $580,000 -2.5% $343 / Sq Ft
11/06/2023 11/06/23 Pending -- -- --
11/01/2023 11/01/23 For Sale $595,000 +1.7% $352 / Sq Ft
05/26/2023 05/26/23 Sold $585,000 -0.7% $341 / Sq Ft
04/12/2023 04/12/23 Pending -- -- --
04/08/2023 04/08/23 For Sale $589,000 +18.4% $343 / Sq Ft
03/22/2023 03/22/23 Sold $497,500 -2.8% $345 / Sq Ft
02/14/2023 02/14/23 Pending -- -- --
01/16/2023 01/16/23 For Sale $512,000 +57.5% $356 / Sq Ft
07/26/2022 07/26/22 Sold $325,000 0.0% $285 / Sq Ft
06/25/2022 06/25/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $325,000 0.0% $285 / Sq Ft
06/01/2022 06/01/22 Sold $325,000 +1.6% $285 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $319,950 +25.5% $281 / Sq Ft
02/25/2021 02/25/21 Sold $255,000 0.0% $224 / Sq Ft
01/17/2021 01/17/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $255,000 +46.6% $224 / Sq Ft
07/15/2020 07/15/20 Sold $174,000 -45.1% $153 / Sq Ft
07/07/2020 07/07/20 Pending -- -- --
07/03/2020 07/03/20 Sold $317,000 -3.6% $192 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
04/24/2020 04/24/20 For Sale $329,000 +17.9% $199 / Sq Ft
01/24/2020 01/24/20 Sold $279,000 +51.2% $194 / Sq Ft
01/24/2020 01/24/20 For Sale $184,500 -33.9% $162 / Sq Ft
01/13/2020 01/13/20 Pending -- -- --
10/09/2019 10/09/19 For Sale $279,000 -36.3% $194 / Sq Ft
06/22/2018 06/22/18 Sold $438,000 -2.4% $199 / Sq Ft
05/25/2018 05/25/18 Pending -- -- --
05/18/2018 05/18/18 For Sale $449,000 +95.2% $204 / Sq Ft
02/16/2018 02/16/18 Sold $230,000 -8.0% $240 / Sq Ft
01/30/2018 01/30/18 Pending -- -- --
08/19/2017 08/19/17 For Sale $249,900 -- $260 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Mortgage History

Date Status Loan Amount Loan Type
Closed $25,000 Credit Line Revolving
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250349

Iowa Great Lakes Board of REALTORS®

APN: 07-03-303-001