$675,000

10498 Bay State Dr Port Charlotte, FL 33981

Estimated payment $4,228/month

Total Views 1,375
4 Beds
3 Baths
2,685 Sq Ft
$251 Price per Sq Ft

Highlights

  • Water Views
  • Indoor Pool
  • Clubhouse
  • Property is near a marina
  • Open Floorplan
  • Engineered Wood Flooring

About This Home

Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options.
The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required!
For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility!
Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!

Listing Agent

Denise Heath

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3348444

EXP REALTY LLC

Co-Listing Agent

Jay Heath

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3435687

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,413

Year Built

  • Built in 2016

Lot Details

  • 0.48 Acre Lot
  • West Facing Home
  • Dog Run
  • Vinyl Fence
  • Garden
  • Property is zoned RSF3.5

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Water
  • Woods
  • Park or Greenbelt
  • Pool

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 2,685 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Partially Furnished
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Den
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Brick
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Closet Cabinetry
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Dual Sinks
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Pool

  • Indoor Pool
  • In Ground Pool
  • In Ground Spa
  • Gunite Pool
  • Pool Lighting

Outdoor Features

  • Property is near a marina
  • Rain Gutters
  • Private Mailbox

Schools

  • Myakka River Elementary School
  • L.A. Ainger Middle School
  • Lemon Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include recreational facilities
  • President Association, Phone Number (941) 404-8080
  • Visit Association Website
  • South Gulf Cove Community
  • Port Charlotte Sec 085 Subdivision
  • The community has rules related to deed restrictions
  • Greenbelt

Amenities

  • Clubhouse

Recreation

  • Recreation Facilities
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,413

Year Built

Built in 2016

Lot Details

0

HOA Fees

$10 per month

Parking

3

Listing Details

  • HOA Fee Includes: Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: No
  • Living Area: 2685
  • Lot Size Acres: 0.48
  • New Construction: No
  • Year Built: 2016
  • Building Area Total: 3478
  • Lot Size Sq Ft: 20985
  • Directions to Property: From Englewood Beach, travel East on SR 775 S McCall Road, turn right onto Gasparilla Road, CR 771, travel south to Appleton Blvd, turn left into South Gulf Cove. Turn right on Bay State Drive, property at the end of the street on the left. Look for sign
  • Status: Active
  • Co List Office Mls Id: MFR261010944
  • Co List Office Phone: 888-883-8509
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 251.40
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Public Boat Ramp,Water Access
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 10498
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Den/Library/Office,Inside Utility,Interior In-Law Suite w/No Private Entry
  • Living Area Meters: 249.44
  • Room Count: 11

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, In Ground, Indoor, Lighting
  • Exterior Features: Dog Run, Garden, Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Park/Greenbelt, Pool, Trees/Woods, Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Disclosures: Flood Disclosure, HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Playground, Sidewalks
  • Association Amenities: Clubhouse, Recreation Facilities
  • Association Fee: 120
  • Association Fee Frequency: Annually
  • Association Name: President
  • Phone: 941-404-8080
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Association Email: president@southgulfcovefl.org
  • Association URL: www.southgulfcovefl.org

Fee Information

  • Total Annual Fees: 120.00
  • Total Monthly Fees: 10.00
  • Monthly HOA Amount: 10.00

Schools

  • Elementary School: Myakka River Elementary
  • High School: Lemon Bay High
  • Middle Or Junior School: L.A. Ainger Middle

Lot Info

  • Zoning: RSF3.5
  • Parcel Number: 412129454010
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Greenbelt, Near Marina, Paved
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1950

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Partially
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5413.11
  • Tax Block: 4625
  • Tax Book Number: 6-60
  • Tax Lot: 53

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,322 $321,330 -- --
2023 $5,322 $308,249 $0 $0
2022 $5,074 $302,884 $0 $0
2021 $5,225 $294,062 $0 $0
2020 $4,505 $253,406 $0 $0
2019 $4,387 $247,709 $14,450 $233,259
2018 $3,855 $243,162 $0 $0
2017 $3,823 $238,161 $8,925 $229,236
2016 $406 $7,650 $0 $0
2015 $69 $4,630 $0 $0
2014 $69 $4,209 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/16/2025 03/16/25 For Sale $675,000 -- $251 / Sq Ft
Source: Stellar MLS

Deed History

Date Type Sale Price Title Company
Special Warranty Deed $210,830 Steel City Title Inc
Deed $211,000 --
Quit Claim Deed -- Steel City Title Inc
Deed $8,500 Attorney
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $215,465 VA
Previous Owner $215,465 VA
Source: Public Records

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Source: Stellar MLS

MLS Number: D6141174

Stellar MLS

APN: 412129454010