1090 River Bay Rd Annapolis, MD 21409
Cape Saint Claire Neighborhood
4
Beds
3.5
Baths
2,476
Sq Ft
0.5
Acres
Highlights
- 75 Feet of Waterfront
- Primary bedroom faces the bay
- 1 Dock Slip
- Cape St. Claire Elementary School Rated A-
- Boat Ramp
- Beach
About This Home
As of August 2025Stunning move in ready Waterfront Home with Panoramic Views in Sought-After Broadneck School District. Welcome to your nearly 4000 sq ft dream home on the Chesapeake Bay and Magothy River! This immaculate waterfront property offers the perfect blend of luxury, location, and lifestyle. Situated on a large, level lot with brand new private pier, this move-in ready residence is a rare opportunity in one of the area's most amenity rich communities. This home offers a lifestyle that includes amazing waterfront and water depth which is ideal for boating, kayaking, and waterfront living. This home offers an open floor plan with water views throughout. Also enjoy outdoor living with the expansive yard which is perfect for gatherings or relaxing on the deck / patio area. Just minutes to downtown Annapolis, with quick access to Route 50 and I-97 for an easy commute to Washington, D.C., and Baltimore. Don't miss your chance to own this exceptional home with unbeatable views, top-tier condition, and a location that truly has it all. Schedule your private showing today!
Last Agent to Sell the Property
Curtis Real Estate Company License #5020026 Listed on: 06/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,282
Year Built
- Built in 1998
Lot Details
- 0.5 Acre Lot
- 75 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Landscaped
- Level Lot
- Open Lot
- Back, Front, and Side Yard
- Property is in excellent condition
- Property is zoned R5
HOA Fees
- HOA YN
Parking
- 2 Car Direct Access Garage
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Bay
- River
- Panoramic
- Scenic Vista
Home Design
- Block Foundation
- Architectural Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,476 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Window Treatments
- Family Room Off Kitchen
- Combination Kitchen and Living
- Formal Dining Room
- Attic
- Finished Basement
Kitchen
- Breakfast Area or Nook
- Kitchen Island
Flooring
- Solid Hardwood
- Partially Carpeted
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- Walk-In Closet
Outdoor Features
- Canoe or Kayak Water Access
- River Nearby
- Bulkhead
- Rip-Rap
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Powered Boats Permitted
- Lake Privileges
Schools
- Cape St. Claire Elementary School
- Magothy River Middle School
- Broadneck High School
Utilities
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Water Treatment System
- Propane Water Heater
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 020316510607002
Community Details
Overview
- Condo Association YN: No
- Association fees include common area maintenance, pier/dock maintenance
- $17 Other Monthly Fees
- Cape St. Claire Improvement Association
- Cape St Claire Subdivision
Amenities
- Picnic Area
- Common Area
- Clubhouse
- Community Center
Recreation
- Boat Ramp
- Pier or Dock
- Beach
- Baseball Field
- Soccer Field
- Community Basketball Court
- Community Playground
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 16, 2024
Sold by
Richard H Whynock Living Trust and Whynock Tere A
Bought by
Richard H Whynock Family Trust and Whynock
Purchase Details
Closed on
Mar 23, 2000
Sold by
Whynock Richard H
Bought by
Whynock Tere A and Whynock Richard H
Purchase Details
Closed on
Sep 15, 1997
Sold by
Cleveland Sr Gerald L
Bought by
Whynock Richard H and Whynock Tere A
Purchase Details
Closed on
Jan 26, 1995
Sold by
Fregnan Hugo
Bought by
Cleveland Sr Gerald L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,200
Interest Rate
9.24%
Similar Homes in Annapolis, MD
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Deed | -- | -- | |
| Deed | $275,000 | -- | |
| Deed | $299,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $239,200 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Sold | $1,900,000 | -7.3% | $767 / Sq Ft |
| 06/18/2025 06/18/25 | Price Changed | $2,050,000 | -6.8% | $828 / Sq Ft |
| 06/09/2025 06/09/25 | For Sale | $2,200,000 | -- | $889 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,174 | $1,492,567 | -- | -- |
| 2024 | $9,174 | $1,360,900 | $1,012,800 | $348,100 |
| 2023 | $8,891 | $1,327,233 | $0 | $0 |
| 2022 | $8,352 | $1,293,567 | $0 | $0 |
| 2021 | $16,297 | $1,259,900 | $957,800 | $302,100 |
| 2020 | $7,867 | $1,146,967 | $0 | $0 |
| 2019 | $7,636 | $1,034,033 | $0 | $0 |
| 2018 | $9,340 | $921,100 | $561,800 | $359,300 |
| 2017 | $7,063 | $876,167 | $0 | $0 |
| 2016 | $304 | $831,233 | $0 | $0 |
| 2015 | $304 | $786,300 | $0 | $0 |
| 2014 | -- | $786,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marc Whynock
M
Seller's Agent in 2025
Marc Whynock
Curtis Real Estate Company
(443) 994-3320
1 in this area
1 Total Sale
-
Bobbi Farquhar
Buyer's Agent in 2025
Bobbi Farquhar
Engel & Völkers Annapolis
(301) 752-3088
4 in this area
55 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2117576
APN: 03-165-10607002
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