$555,000
$60K PRICE DROP

Estimated payment $3,492/month

Total Views 20,361
5 Beds
3.5 Baths
2,736 Sq Ft
$203 Price per Sq Ft

Highlights

  • Community Cabanas
  • Access To Lake
  • Open Floorplan
  • Lake Norman Elementary School Rated A-
  • RV or Boat Storage in Community
  • Deck

About This Home

Contract fell through due to no fault of seller! Rare basement home in lake access community on Lake Norman! Well established neighborhood features 2 pools, boat ramp w/dock, gated boat storage. This immaculate home sits on .39acres with a large 14x16 deck overlooking very private, treed, fenced backyard w/shed. Home has 4 BR, 3 1/2 BA w/lg storage area off BR/bonus upstairs. Basement used as rec room but has a full bath w/walk-in shower & closet. Pool table included w/acceptable offer! Great shop in basement. Home has just been completely repainted & brand new carpet in living, family, staircase, landing, and all upper BR's. Brand new HVAC unit installed 4/24 for upstairs, basement in 2018. Water heater replaced '22. Kitchen features granite, stainless appliances. Primary BA updated w/gorgeous tile, vanities, lighting, and elegant 1920's refurbished clawfoot tub. Seller offering $10k in closing costs/upgrades w/acceptable offer! Close to restaurants, shopping, & award-winning schools!

Listing Agent

Anacka Kominek

EXP Realty LLC Mooresville Brokerage Email: anacka@windstream.net License #180786

EXP Realty LLC Mooresville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,994

Year Built

  • Built in 1997

Lot Details

  • Back Yard Fenced
  • Private Lot
  • Wooded Lot
  • Property is zoned RLI

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Garden Bath

Finished Basement

  • Walk-Out Basement
  • Workshop
  • Basement Storage

Outdoor Features

  • Access To Lake
  • Deck
  • Covered patio or porch
  • Shed

Schools

  • Lake Norman Elementary School
  • Woodland Heights Middle School
  • Lake Norman High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4637-42-8285.000

Community Details

Overview

  • Bumgardner Assoc Mgmt Association, Phone Number (704) 829-7878
  • Wyndham Shores Subdivision
  • Mandatory home owners association

Recreation

  • RV or Boat Storage in Community
  • Community Cabanas
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,994

Year Built

Built in 1997

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1997
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 202.85
  • Geocode Confidence: High
  • Attribution Contact: anacka@windstream.net
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Tray Ceiling(s), Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 986
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 388
  • Sq Ft Unheated Total: 558
  • Sq Ft Unheated Upper: 170
  • Sq Ft Upper: 1152
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven
  • Above Grade Finished Sq Ft: 2138
  • Has Basement: Basement Shop, Finished, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 598
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 2736
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0
  • Room Count: 15
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp – Community, Boat Slip – Community
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 440
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Upper Level
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Cabana, Outdoor Pool, RV/Boat Storage, Sidewalks, Lake Access
  • Association Fee: 800
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Bumgardner Assoc Mgmt
  • Phone: 704-829-7878
  • ResoAssociationFeeFrequency: Annually
  • Association Email: hoa@bumgardneram.com

Association/Amenities

  • Association Annual Expense: 800.00

Schools

  • Middle Or Junior School: Woodland Heights
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded
  • Lot Size Area: 0.39
  • Lot Size Units: Acres
  • Parcel Number: 4637-42-8285.000
  • Lot Size: 128RFx166x75x175
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RLI

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Lake Norman
  • High School: Lake Norman

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,994 $385,280 $80,000 $305,280
2023 $3,994 $385,280 $80,000 $305,280
2022 $3,178 $268,250 $54,000 $214,250
2021 $3,174 $268,250 $54,000 $214,250
2020 $3,174 $268,250 $54,000 $214,250
2019 $3,147 $268,250 $54,000 $214,250
2018 $2,741 $231,950 $54,000 $177,950
2017 $2,681 $231,950 $54,000 $177,950
2016 $2,604 $225,030 $54,000 $171,030
2015 $2,604 $225,030 $54,000 $171,030
2014 $2,410 $215,780 $45,000 $170,780
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Price Changed $555,000 -2.5% $203 / Sq Ft
12/20/2024 12/20/24 Price Changed $569,000 -2.7% $208 / Sq Ft
09/13/2024 09/13/24 Price Changed $585,000 -2.3% $214 / Sq Ft
07/03/2024 07/03/24 Price Changed $599,000 -2.6% $219 / Sq Ft
05/01/2024 05/01/24 For Sale $614,900 -- $225 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Deed History

Date Type Sale Price Title Company
Deed $176,000 --
Deed $62,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Closed $194,692 Unknown
Closed $25,000 Credit Line Revolving
Closed $186,030 Unknown
Closed $82,800 Credit Line Revolving
Closed $121,330 Unknown
Closed $168,000 Unknown
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4132981

Canopy MLS (Canopy Realtor® Association)

APN: 4637-42-8285.000