Seller's Agent in 2025
Alex Tower Sears
TTR Sotheby's International Realty
(443) 254-5661
37 in this area
159 Total Sales
138 Charles St Annapolis, MD 21401
Downtown Annapolis Neighborhood
4
Beds
4
Baths
3,100
Sq Ft
5,482
Sq Ft Lot
Highlights
- 1 Boat Dock
- Canoe or Kayak Water Access
- City View
- Home fronts navigable water
- Fishing Allowed
- 1-minute walk to Davidsonville Park
About This Home
As of July 2025Just Reduced! First time on the market in 40 years! This is a rare and special opportunity to own a detached home with both a garage and driveway in The Historic District of Downtown Annapolis. This elegant home seamlessly blends gorgeous original details with modern updates on three finished levels. Wrought iron fence frames the home which is ideally set back on the lot and leads to the inviting and spacious front porch. Entrance hall with its original staircase opens to the living room with built in shelves surrounding the gas fireplace. The large living and dining rooms have oversized windows flooding the home with natural light and pocket doors which can separate the large open spaces. The sunny kitchen and attached family rooms have been updated with a bar area, cherry cabinets, powder room and exotic granite making it the ideal place to gather around the gas fireplace. Step into the sunroom from the kitchen for dining or lounging and admire the landscaped backyard that big enough to host a nice-sized party. 2nd and 3rd floors have spacious bedrooms and include an en-suite primary. All of this just a few short blocks to Main Street and a picturesque waterfront park where you can sit and read a book, hop on the water taxi or drop your kayak in Spa Creek. The perfect home for your perfect Annapolis life!
Last Agent to Sell the Property
TTR Sotheby's International Realty License #589774 Listed on: 05/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,887
Year Built
- Built in 1887
Lot Details
- 5,482 Sq Ft Lot
- Home fronts navigable water
- Creek or Stream
- Downtown Location
- Landscaped
- Extensive Hardscape
- Front Yard
Parking
- 1 Car Detached Garage
- Front Facing Garage
- Driveway
- Parking Space Conveys
Home Design
- Victorian Architecture
- Asbestos Shingle Roof
- Stucco
Interior Spaces
- Recessed Lighting
- 2 Fireplaces
- Self Contained Fireplace Unit Or Insert
- Fireplace Mantel
- Gas Fireplace
- Double Hung Windows
- Wood Frame Window
- Family Room Off Kitchen
- Formal Dining Room
- Wood Flooring
- City Views
- Laundry on upper level
Kitchen
- Kitchen Island
- Upgraded Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
Basement
- Connecting Stairway
- Exterior Basement Entry
- Sump Pump
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Limit On Boat Length
- 1 Boat Dock
- Powered Boats Permitted
Schools
- Annapolis Elementary School
- Bates Middle School
- Annapolis High School
Utilities
- Central Air
- Radiator
- Natural Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 020600003429600
Community Details
Overview
- No Home Owners Association
- Historic District Subdivision
- Property has 4.5 Levels
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 12, 2025
Closed on
Jul 21, 2025
Sold by
Steinfeld Harvey J and Steinfeld Kay P
Bought by
Mulhern Elizabeth
Seller's Agent
Alex Tower Sears
TTR Sotheby's International Realty
Buyer's Agent
Travis Gray
Engel & Völkers Annapolis
List Price
$1,495,000
Sold Price
$1,400,000
Premium/Discount to List
-$95,000
-6.35%
Views
350
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.56%
Original Mortgage
$1,120,000
Outstanding Balance
$1,119,053
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$292,357
Purchase Details
Closed on
Jul 25, 1986
Sold by
Cramer Louise R
Bought by
Steinfeld Harvey J and Steinfeld Kay P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,000
Interest Rate
10.4%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,400,000 | Fidelity National Title | |
| Deed | $1,400,000 | Fidelity National Title | |
| Deed | $275,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,120,000 | New Conventional | |
| Closed | $1,120,000 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $732,800 | No Value Available | |
| Previous Owner | $233,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $1,400,000 | -5.1% | $452 / Sq Ft |
| 06/05/2025 06/05/25 | Pending | -- | -- | -- |
| 06/02/2025 06/02/25 | Price Changed | $1,475,000 | -1.3% | $476 / Sq Ft |
| 05/12/2025 05/12/25 | For Sale | $1,495,000 | -- | $482 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,858 | $990,533 | -- | -- |
| 2024 | $9,858 | $896,867 | $0 | $0 |
| 2023 | $9,125 | $803,200 | $648,000 | $155,200 |
| 2022 | $8,976 | $803,200 | $648,000 | $155,200 |
| 2021 | $9,169 | $803,200 | $648,000 | $155,200 |
| 2020 | $9,169 | $835,300 | $688,000 | $147,300 |
| 2019 | $8,842 | $801,133 | $0 | $0 |
| 2018 | $8,441 | $766,967 | $0 | $0 |
| 2017 | $7,471 | $732,800 | $0 | $0 |
| 2016 | -- | $732,800 | $0 | $0 |
| 2015 | -- | $732,800 | $0 | $0 |
| 2014 | -- | $732,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Tower Sears
-
Travis Gray
Buyer's Agent in 2025
Travis Gray
Engel & Völkers Annapolis
(301) 641-0809
16 in this area
106 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2111466
APN: 06-000-03429600
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