NOT LISTED FOR SALE

Estimated Value: $422,895 - $449,000

4 Beds
3.5 Baths
2,452 Sq Ft
$176/Sq Ft Est. Value

Last Sold September 14, 2023

Last sale price $395,000 $161 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,028/month

17 Days on Market

Highlights

  • Fitness Center
  • View of Trees or Woods
  • Clubhouse
  • Gated Community
  • Open Floorplan
  • Recreation Room

About This Home

As of September 2023

Welcome to 188 Touch of Gold, your dream Villa-style townhome nestled in the prestigious Bulle Rock community of Havre de Grace! This four-bedroom, three-and-a-half-bath residence is your gateway to a worry-free lifestyle, surrounded by resort-like amenities and minutes away from Interstate 95. Upon entry, you'll be greeted by an inviting eat-in kitchen boasting bright, big windows that flood the space with natural light. The open layout ensures easy movement, while the kitchen itself is equipped with sleek black appliances, including a gas range and a brand-new Frigidaire refrigerator. Revel in the desirable functionality of spacious granite countertops, ample cabinet storage, a convenient center island with counter seating, and recessed lighting. Travel beyond the kitchen to find two additional pantry closets, a half bath, a laundry/mudroom with additional cabinet storage, and access to the garage. The large combination dining and living area is situated in the rear of the home with serene views of a private wooded area through double sliding glass doors. Stay cozy during winter evenings with the warm embrace of a gas fireplace, all while reveling in the airy ambiance provided by the high ceilings. Hardwood floors span throughout the living space seamlessly into the entry-level owner’s suite, which is a true haven with its tray ceilings, large windows, and a generously-sized walk-in closet. The private owner’s bath offers a double vanity sink, a luxurious soak tub, and a walk-in shower. Ascend the open stairway to the second level, adorned with new carpet, where you'll find a versatile loft area ideal for an office or a cozy sitting spot. The first bedroom on this level is highlighted by a cathedral ceiling and offers a step-in closet with personal access to the hall bath. The second bedroom is both spacious and charming, boasting a double window and a decorative oval window. But that's not all! The lower level of this home is a vast, finished area with new carpet and recessed lighting. Here, you'll find a full bath and an additional bedroom, making it the perfect private space for guests. With walk-out access to the rear yard, this level seamlessly integrates indoor and outdoor living. Residents of this gated community relish in a friendly and active atmosphere, enjoying the convenience of being minutes away from the historic waterfront city of Havre de Grace where you can enjoy plenty of options for eating, shopping, and outdoor recreation. 188 Touch of Gold awaits to redefine your concept of comfortable, resort-style living. Don't miss your chance to call this captivating townhome yours!

Last Listed By

Alexander Necker

American Premier Realty, LLC License #646911 Listed on: 08/04/2023

American Premier Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,695

Year Built

  • Built in 2010

Lot Details

  • 4,020 Sq Ft Lot
  • Backs to Trees or Woods

HOA Fees

  • $365 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Villa
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Recreation Room
  • Loft
  • Utility Room
  • Views of Woods
  • Security Gate

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Walk-Out Basement
  • Rear Basement Entry
  • Space For Rooms

Schools

  • Havre De Grace Elementary And Middle School
  • Havre De Grace High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 1609
  • Assessor Parcel Number 1306082424

Community Details

Overview

  • $1,500 Capital Contribution Fee
  • Association fees include common area maintenance, lawn maintenance, management, pool(s), recreation facility, reserve funds, road maintenance, sauna, security gate, snow removal, trash
  • Bulle Rock Community Association
  • Bulle Rock Subdivision
  • Property Manager

Amenities

  • Common Area
  • Sauna
  • Clubhouse
  • Billiard Room
  • Community Center

Recreation

  • Golf Course Membership Available
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Indoor Pool
  • Community Spa
  • Jogging Path

Security

  • Security Service
  • Gated Community
  • Storm Doors
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,695

Year Built

Built in 2010

Lot Details

0

HOA Fees

$365 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Villa
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-08-04
  • Year Built: 2010
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 0

Interior Features

  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Sprinkler System, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall, 9'+ Ceilings, Cathedral Ceilings, Tray Ceilings
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Laundry, Loft, Recreation Room, Utility Room, Bathroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Outside Entrance, Rear Entrance, Space For Rooms, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 3304
  • Living Area Sq Ft: 2452
  • Price Per Sq Ft: 236.08
  • Above Grade Finished Sq Ft: 1652
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 852
  • Total Below Grade Sq Ft: 1652
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 188

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Security Gate, Sprinkler System - Indoor
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 365.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Billiard Room, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Gated Community, Golf Course Membership Available, Hot Tub, Jog/Walk Path, Pool - Indoor, Pool - Outdoor, Sauna, Security, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Sauna, Security Gate, Snow Removal, Trash
  • HOA Name: BULLE ROCK COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 1500.00

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: HAVRE DE GRACE
  • Middle School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE

Lot Info

  • Land Use Code: TH
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4020.00
  • Year Assessed: 2023
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4695.00
  • Assessor Parcel Number: 1306082424
  • Tax Lot: 1609
  • Tax Total Finished Sq Ft: 2452
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 09/14/2023

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Sep 14, 2023
Sold by
Altzman Sylvia
Bought by
Ruggiano Joseph and Ruggiano Irene M
Seller's Agent
Alexander Necker
American Premier Realty, LLC
Buyer's Agent
Barbara Prichard
Samson Properties
List Price
$400,000
Sold Price
$395,000
Premium/Discount to List
-$5,000
-1.25%
Total Days on Market
17
Views
199
Current Estimated Value
$430,724

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,724
Avg. Annual Appreciation
5.56%

Purchase Details

Closed on
Nov 1, 2010
Sold by
Dr Horton Inc
Bought by
Altzman Sylvia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,642
Interest Rate
4.36%
Mortgage Type
New Conventional

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruggiano Joseph $395,000 Cardinal Title Group
Altzman Sylvia $327,642 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Altzman Sylvia $77,642
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/14/2023 09/14/23 Sold $395,000 +1.3% $161 / Sq Ft
08/14/2023 08/14/23 Price Changed $390,000 -2.5% $159 / Sq Ft
08/04/2023 08/04/23 For Sale $400,000 -- $163 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,155 $331,000 $80,000 $251,000
2023 $3,052 $320,100 $0 $0
2022 $1,474 $309,200 $0 $0
2021 $5,895 $298,300 $80,000 $218,300
2020 $2,961 $294,433 $0 $0
2019 $2,922 $290,567 $0 $0
2018 $2,858 $286,700 $70,000 $216,700
2017 $2,780 $286,700 $0 $0
2016 -- $271,100 $0 $0
2015 $2,821 $263,300 $0 $0
2014 $2,821 $263,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Bright MLS

MLS Number: MDHR2023660

Bright MLS

APN: 06-082424