$260,500
SOLD APR 23, 2025

20123 Henderson Rd Unit L Cornelius, NC 28031

Windward Condominiums Neighborhood
2 Beds
2 Baths
1,026 Sq Ft
$311/mo HOA Fee

Recently Sold

$254 Per Sq Ft

4% Below List Price

36 Days on Market

Highlights

  • Access To Lake
  • In Ground Pool
  • Covered patio or porch
  • Bailey Middle School Rated A-
  • Waterfront
  • Balcony

About This Home

As of April 2025

Waterfront 2 bedroom 2 bathroom home in Windward. This upper level unit features a balcony overlooking Lake Norman. The kitchen features granite countertops and breakfast bar and opens to the living room with fireplace. A spiral staircase leads to a lofted area above the living room. This waterfront community offers 2 sandy beaches, pool, day docks, Lake Norman access and a pathway to the adjacent marina and restaurant. HUD Case #387-576604. Sold FHA insurable, subject to buyer appraisal. Property owned by US Dept. of Housing and Urban Development. Sold AS/IS without repairs or warranties. Seller, its agents &/or assigns make no representations or warranties as to property condition. Buyer & their agent to verify all information including schools, HLA, & all systems. Seller may contribute up to 3% for buyer’s closing if requested at the time of bid submission . EQUAL HOUSING OPPORTUNITY.

Last Agent to Sell the Property

Grace Cunningham

RE/MAX Properties Plus, Inc. Brokerage Email: a.gracecunningham@yahoo.com License #278539

RE/MAX Properties Plus, Inc.

Last Buyer's Agent

Anna Grigoryeva

Premier South License #332690

Premier South

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,425

Year Built

  • Built in 1986

HOA Fees

  • $311 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,026 Sq Ft Home
  • 3-Story Property
  • Living Room with Fireplace
  • Tile Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Access To Lake
  • Balcony
  • Covered patio or porch

Additional Features

  • Waterfront
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 001-503-11

Community Details

Overview

  • Cams Association, Phone Number (877) 672-2267
  • Windward Subdivision
  • Mandatory home owners association

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,425

Year Built

Built in 1986

Lot Details

0

HOA Fees

$311 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1986
  • Road Surface Type: Other, Paved
  • Unit Levels: Three
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 253.90
  • Geocode Confidence: High
  • Attribution Contact: a.gracecunningham@yahoo.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 3
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Attic Other, Breakfast Bar, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1026
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1026
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Living Room
  • Living Area: 1026
  • Bedroom Main: 2
  • Room Count: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Pool Features: In Ground
  • View: Water
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip – Community, Paddlesport Launch Site - Community
  • Construction Type: Vinyl
  • Patio And Porch Features: Balcony, Covered

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned

Utilities

  • Heating: Central
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Lake Access, Outdoor Pool, RV Storage
  • Association Fee: 311.45
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CAMS
  • Phone: 877-672-2267
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 3737.40

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Parcel Number: 001-503-11
  • Land Included Yn: 0
  • Zoning Specification: R

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2025 04/23/25 Sold $260,500 -3.5% $254 / Sq Ft
03/04/2025 03/04/25 For Sale $270,000 -22.9% $263 / Sq Ft
05/16/2022 05/16/22 Sold $350,000 0.0% $303 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/02/2022 04/02/22 For Sale $350,000 0.0% $303 / Sq Ft
04/16/2019 04/16/19 Rented $1,350 -3.6% --
02/04/2019 02/04/19 For Rent $1,400 0.0% --
10/19/2018 10/19/18 Rented $1,400 0.0% --
10/12/2018 10/12/18 For Rent $1,400 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,425 $362,066 -- $362,066
2023 $2,384 $362,066 $0 $362,066
2022 $1,371 $156,800 $0 $156,800
2021 $1,355 $156,800 $0 $156,800
2020 $1,355 $156,800 $0 $156,800
2019 $1,349 $156,800 $0 $156,800
2018 $1,443 $131,300 $35,000 $96,300
2017 $1,430 $131,300 $35,000 $96,300
2016 $1,426 $131,300 $35,000 $96,300
2015 $1,403 $131,300 $35,000 $96,300
2014 $1,401 $131,300 $35,000 $96,300
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $343,660 FHA
Previous Owner $94,500 New Conventional
Previous Owner $131,500 Unknown
Previous Owner $15,000 Credit Line Revolving
Previous Owner $119,567 Purchase Money Mortgage
Closed $343,660 No Value Available
Source: Public Records

Deed History

Date Type Sale Price Title Company
Special Warranty Deed -- Servicelink
Trustee Deed $322,710 None Listed On Document
Warranty Deed -- Meridian Title
Warranty Deed $350,000 Meridian Title
Interfamily Deed Transfer -- None Available
Special Warranty Deed -- None Available
Trustee Deed $132,822 None Available
Warranty Deed $132,500 --
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4229323

Canopy MLS (Canopy Realtor® Association)

APN: 001-503-11