21220 Rio Oro Dr Cornelius, NC 28031
Bahia Bay NeighborhoodEstimated payment $5,804/month
Total Views
2,514
2
Beds
3
Baths
1,660
Sq Ft
$572
Price per Sq Ft
Highlights
- Access To Lake
- Boat Slip
- Deck
- Bailey Middle School Rated A-
- Waterfront
- Cottage
About This Home
3 bedroom lakefront cottage in Cornelius on Lake Norman! Enjoy unbeatable location with quick access to shops, dining, and a short drive to Charlotte. The main level features a bedroom and full bath, plus an updated, freshly painted kitchen. Wake up to stunning lake views from both upstairs bedrooms, with two full baths for convenience. Step out back to a beautiful yard and the largest double-decker dock on the cove—perfect for sunset views or boat rides to local restaurants. Ideal as a primary residence or vacation getaway. Community lake access included. Home is currently on city water, but private septic, septic permit is for 2 bedrooms, although a 1500 gallon tank. City Sewer is available for tap fee.
Listing Agent
Keller Williams Unified Brokerage Email: ericmaynard@kw.com License #313547
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,937
Year Built
- Built in 1986
Lot Details
- Waterfront
- Back Yard Fenced
- Property is zoned GR
HOA Fees
- $6 Monthly HOA Fees
Parking
- Driveway
Home Design
- Cottage
- Wood Siding
Interior Spaces
- 2-Story Property
- Living Room with Fireplace
- Water Views
- Crawl Space
- Electric Range
- Laundry Room
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Full Bathrooms
Outdoor Features
- Access To Lake
- Boat Slip
- Deck
- Porch
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Central Air
- Heat Pump System
- Septic Tank
Community Details
- Bahia Bay HOA
- Bahia Bay Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 001-297-39
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,937 | $897,200 | $675,000 | $222,200 |
| 2022 | $4,342 | $506,800 | $337,500 | $169,300 |
| 2021 | $4,291 | $506,800 | $337,500 | $169,300 |
| 2020 | $4,291 | $506,800 | $337,500 | $169,300 |
| 2019 | $4,285 | $506,800 | $337,500 | $169,300 |
| 2018 | $4,334 | $399,400 | $280,000 | $119,400 |
| 2017 | $4,300 | $399,400 | $280,000 | $119,400 |
| 2016 | $4,297 | $399,400 | $280,000 | $119,400 |
| 2015 | $4,233 | $399,400 | $280,000 | $119,400 |
| 2014 | $4,231 | $0 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/19/2025 04/19/25 | For Sale | $950,000 | -- | $572 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $442,500 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $260,000 | -- | |
| Warranty Deed | $240,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,500 | Purchase Money Mortgage | |
| Previous Owner | $60,750 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $240,000 | Unknown | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $246,900 | Purchase Money Mortgage | |
| Previous Owner | $180,000 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Cornelius, NC
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4241173
APN: 001-297-39
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 21201 Rio Oro Dr
- 21617 Rio Oro Dr
- 22025 Torrence Chapel Rd
- 21907 Torrence Chapel Rd
- 21721 Shoveller Ct
- 20367 Harborgate Ct Unit 301
- 20614 Pointe Regatta Dr
- 21311 Baltic Dr
- 21315 Blakely Shores Dr
- 20114 Norman Colony Rd
- 20109 Norman Colony Rd
- 21205 Cold Spring Ln Unit 34
- 20115 Henderson Rd Unit D
- 20132 Tailwind Ln
- 20105 Chapel Point Ln
- 20105 Henderson Rd Unit J
- 19329 Watermark Dr Unit 531
- 19329 Watermark Dr Unit 142
- 19329 Watermark Dr Unit 551/ 552
- 19329 Watermark Dr Unit 261/262