$748,000
UNDER CONTRACT

220 W 4th St Loveland, CO 80537

Estimated payment $4,312/month

Total Views 194
4 Beds
3.5 Baths
3,291 Sq Ft
$227 Price per Sq Ft

Highlights

  • Spa
  • Open Floorplan
  • Deck
  • RV Access or Parking
  • Fireplace in Bedroom
  • Freestanding Bathtub

About This Home

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

Listing Agent

Stefanie Erion

Kentwood RE Northern Prop Llc Brokerage Phone: 9703001985 License #100053127 Listed on: 05/29/2026

Kentwood RE Northern Prop Llc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,364

Year Built

  • Built in 1896

Lot Details

  • 6,534 Sq Ft Lot
  • Property fronts an alley
  • North Facing Home
  • Wood Fence
  • Paved or Partially Paved Lot
  • Level Lot
  • Sprinkler System
  • Landscaped with Trees
  • Property is zoned R3E

Parking

  • 2 Car Detached Garage
  • Heated Garage
  • Garage Door Opener
  • RV Access or Parking

Home Design

  • Victorian Architecture
  • Mixed Use
  • Composition Roof
  • Radon Test Available

Interior Spaces

  • 3,291 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bar Fridge
  • Woodwork
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Multiple Fireplaces
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Window Treatments
  • Bay Window
  • Living Room with Fireplace
  • Dining Room
  • Unfinished Basement
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Fireplace in Bedroom
  • Walk-In Closet
  • Primary bathroom on main floor
  • Freestanding Bathtub
  • Soaking Tub
  • Steam Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Thermostat

Outdoor Features

  • Spa
  • Deck
  • Patio

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Hot Water Heating System
  • Radiant Heating System
  • Underground Utilities

Community Details

  • No Home Owners Association
  • Rists Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0405973

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,364

Year Built

Built in 1896

Lot Details

6,534 Sq Ft Lot

Parking

2

Listing Details

  • Year Built: 1896
  • Property Sub Type: Mixed Use
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street, Alley
  • Road Surface Type: Asphalt
  • Subdivision Name: Rists
  • Directions: From US-34 Turn South on N. Garfield Ave. Turn West on W. 4th Street. Home is the 3rd property on the left.
  • Architectural Style: Victorian, Includes Rental Unit
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Windows, Thermostat
  • Property Attached Yn: No
  • Attribution Contact: 9703001985
  • Special Features: 4224

Interior Features

  • Possible Use: Single Family, Multi-Family
  • Appliances: Electric Range, Down Draft, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal, Fire Alarm
  • Accessibility Features: Level Lot, Main Floor Bath, Main Level Bedroom, Stall Shower, Main Level Laundry
  • Has Basement: Partial, Unfinished, Radon Test Available
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Insert, Two or More, Electric, Living Room, Bedroom, Kitchen
  • Interior Amenities: Eat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Pantry, Wood Windows, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, Skylights, Kitchen Island, Crown Molding
  • Window Features: Skylight(s), Window Coverings

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Deciduous Trees, Level, House Faces North, City Limits, Paved, Curbs, Gutters, Sidewalks, Alley, Fire Hydrant within 500 Feet
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure, Lead Paint, Home Protection Plan
  • Construction Type: Frame, Brick
  • Exterior Features: Sprinkler System, Hot Tub, Heated Garage
  • Patio And Porch Features: Patio, Deck

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, RV Access/Parking, Detached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: City of Loveland
  • Heating: Forced Air, Hot Water, Zoned, Radiant
  • Utilities: Natural Gas Available, Electricity Available, High Speed Avail, Underground Utilities
  • Sewer: Public Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: R3E
  • Parcel #: R0405973
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3364

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,918 $39,332 $2,813 $36,519
2024 $1,850 $27,718 $3,015 $24,703
2022 $1,697 $21,330 $3,128 $18,202
2021 $1,744 $21,944 $3,218 $18,726
2020 $1,694 $21,300 $3,218 $18,082
2019 $1,665 $21,300 $3,218 $18,082
2018 $1,561 $18,972 $3,240 $15,732
2017 $1,345 $18,972 $3,240 $15,732
2016 $1,113 $15,172 $3,582 $11,590
2015 $1,104 $15,170 $3,580 $11,590
2014 $1,069 $14,220 $3,580 $10,640
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/29/2026 05/29/26 For Sale $748,000 -- $227 / Sq Ft
Source: IRES MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $275,000 Fidelity National Title
Warranty Deed $185,000 Chicago Title Co
Quit Claim Deed -- --
Quit Claim Deed -- Chicago Title Co
Warranty Deed $150,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $247,000 New Conventional
Closed $244,750 New Conventional
Previous Owner $148,000 No Value Available
Previous Owner $200,000 Seller Take Back
Source: Public Records

Source: IRES MLS

MLS Number: IRE1060354

IRES MLS

APN: 95144-48-006

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