$1,250,000

446 E 4th St Loveland, CO 80537

Estimated payment $7,082/month

Total Views 573
7 Beds
6 Baths
4,210 Sq Ft
$297 Price per Sq Ft

Highlights

  • Contemporary Architecture
  • No HOA
  • 1-Story Property
  • Corner Lot
  • Patio
  • Forced Air Heating and Cooling System

About This Home

Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.

Listing Agent

Nanci Garnand

Real Brokerage Phone: 9702271327 Listed on: 05/26/2026

Real

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,116

Year Built

  • Built in 1905

Lot Details

  • 10,454 Sq Ft Lot
  • Northeast Facing Home
  • Partially Fenced Property
  • Corner Lot
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 2 Parking Spaces

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Stucco

Interior Spaces

  • 4,210 Sq Ft Home
  • 1-Story Property
  • Washer and Dryer Hookup
  • Unfinished Basement

Bedrooms and Bathrooms

  • 7 Bedrooms
  • 6 Bathrooms

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Additional Features

  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R0446238

Community Details

Overview

  • No Home Owners Association
  • 5 Units
  • Lov Subdivision

Building Details

  • Gross Income $76,266
  • Net Operating Income $63,650

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,116

Year Built

Built in 1905

Lot Details

10,454 Sq Ft Lot

Listing Details

  • Year Built: 1905
  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.24
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Lov
  • Directions: Southwest corner of East 4th and Washington
  • Architectural Style: Contemporary
  • Unit Levels: One
  • New Construction: No
  • Attribution Contact: 9702271327
  • Special Features: None

Interior Features

  • Possible Use: Multi-Family
  • Appliances: No Units Furnished
  • Has Basement: Unfinished
  • Total Bedrooms: 7
  • Interior Amenities: Washer/Dryer Hookup

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Corner Lot, House Faces North, House Faces East, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
  • Waterfront: No
  • Disclosures: Lead Paint
  • Construction Type: Block, Stucco
  • Exterior Features: Sprinkler System
  • Patio And Porch Features: Patio

Garage/Parking

  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air
  • Electric: City of Lvld
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Sewer: Public Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: DT
  • Land Lease Amount Frequency: Month-to-Month
  • Parcel #: R0446238
  • Irrigation Water Rights: No

Rental Info

  • Tenant Pays: Deposit, Gas, Electricity, Water

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4116

Multi Family

  • Number Of Units Total: 5
  • Annual Gross Income: 76266

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,116 $46,744 $2,500 $44,244
2024 $3,537 $48,093 $2,680 $45,413
2022 $2,899 $35,250 $2,780 $32,470
2021 $2,980 $36,265 $2,860 $33,405
2020 $3,056 $37,180 $2,860 $34,320
2019 $3,006 $37,180 $2,860 $34,320
2018 $2,704 $31,853 $2,880 $28,973
2017 $2,343 $31,853 $2,880 $28,973
2016 $2,395 $31,506 $3,184 $28,322
2015 $2,376 $31,500 $3,180 $28,320
2014 $2,261 $29,060 $14,210 $14,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/26/2026 05/26/26 For Sale $1,250,000 -- $297 / Sq Ft
Source: IRES MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- Heritage Title
Warranty Deed $300,000 --
Interfamily Deed Transfer -- --
Warranty Deed $200,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $196,251 Purchase Money Mortgage
Source: Public Records

Source: IRES MLS

MLS Number: IRE1060558

IRES MLS

APN: 95133-39-003

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