NOT LISTED FOR SALE

232 Harbor Dr E Unit 28 Harbor Springs, MI 49740

Estimated Value: $402,000 - $476,197

2 Beds
2 Baths
1,200 Sq Ft
$541/mo HOA Fee

Last Sold February 21, 2023

Last sale price $396,000 $330 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $3,245/month

3 Days on Market

Highlights

  • 1,000 Feet of Waterfront
  • Clubhouse
  • Cathedral Ceiling
  • Private Pool
  • Deck
  • Wood Flooring

About This Home

As of February 2023

Located in Harbor Cove's Phase I, this town-house style condo has 2 bedrooms, 2 baths and a loft. Features include an open floor plan and large windows; private deck; a mix of wood flooring and carpeting and cathedral ceilings. Association amenities include a beach house and private beach along Lake MI; tennis courts, an outdoor pool; a new Clubhouse with indoor pool (currently under construction) and hiking/nature trails. Association dues include exterior maintenance, snowplowing, trash, water, sewer, use of amenities. Conveniently located near downtown Harbor Springs and the Highlands of Harbor/Nubs Nob ski resorts.

Last Listed By

Matthew Breckenfeld

Bay North Realty Co. Listed on: 02/02/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,990

Year Built

  • Built in 1976

Lot Details

  • 1,000 Feet of Waterfront
  • Creek or Stream

HOA Fees

  • $541 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Wood Flooring

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom located in the basement
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Private Pool
  • Water Access
  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 08-16-16-401-128

Community Details

Overview

  • Harbor Cove Association

Amenities

  • Clubhouse

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,990

Year Built

Built in 1976

Lot Details

0

HOA Fees

$541 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1976
  • Lvt Date: 02/02/2023
  • Measurement Source: Appraiser
  • Section: 16
  • Special Features: None
  • Property Sub Type: Condos
  • Year Built: 1976

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Deck, Dishwasher, Dryer, Garbage Disposal, Paved Drive, Pool, Range, Refrigerator, Washer, Wood Fireplace, Wood Floors, Stream/Creek
  • Total Finished Sq Ft: 1200
  • Master Bedroom: Dimensions: 11x16, On Level: Lower
  • Bedroom 2: Dimensions: 12x11, On Level: Lower
  • Bedroom 3: On Level: N/A
  • Bedroom 4: On Level: N/A
  • Total Rooms: 6
  • Dining Room: Dimensions: combo, On Level: Main
  • Kitchen: Dimensions: 11x18, On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 11x17, On Level: Main
  • Above Grade Finished Sq Ft: 1200
  • Bathroom 1: Dimensions: 5x8, On Level: Main
  • Bathroom 2: Dimensions: 8x9, On Level: Lower
  • Number Of Bedrooms: 2
  • Full Bathrooms: 2
  • Rooms 1: Dimensions: Loft 11x12, On Level: Upper
  • Rooms 2: On Level: N/A

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 1000
  • Waterfront Water Access: Water Access
  • Wf Wa Ownership Type: Deeded and Shared Ownership

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Harbor Cove
  • Association: Yes
  • Condo Unit Number: 28
  • Condo: Yes
  • Fees: 541
  • Other Association Fees: 350/qtr.

Schools

  • School District: Harbor Springs

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 08-16-16-401-128

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 2, 2023
Closed on
Feb 21, 2023
Sold by
Palmer Jody A and Palmer Alexis Mary
Bought by
Lewis Deborah
Seller's Agent
Matthew Breckenfeld
Bay North Realty Co.
Buyer's Agent
Kimberly Kihnke
Bay North Realty Co.
List Price
$290,000
Sold Price
$396,000
Premium/Discount to List
$106,000
36.55%
Total Days on Market
3
Views
147
Current Estimated Value
$439,799

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,799
Avg. Annual Appreciation
4.93%

Purchase Details

Listed on
Feb 2, 2023
Closed on
Feb 17, 2023
Sold by
Saks Jody A Palmer
Bought by
Lewis Deborah
Seller's Agent
Matthew Breckenfeld
Bay North Realty Co.
Buyer's Agent
Kimberly Kihnke
Bay North Realty Co.
List Price
$290,000
Sold Price
$396,000
Premium/Discount to List
$106,000
36.55%
Views
147

Purchase Details

Closed on
Sep 17, 2013
Sold by
Pearsall Jay T and Pearsall Mary Lyn
Bought by
Palmer Saks Jody A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
4.56%

Purchase Details

Closed on
Apr 1, 1996
Bought by
Pearsall Pta

Purchase Details

Closed on
Apr 1, 1995
Bought by
O'Brien Pta

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lewis Deborah $396,000 Talon Title Agency
Lewis Deborah $396,000 --
Palmer Saks Jody A $150,000 West Michigan Realtors Title
Pearsall Pta $100,000 --
O'Brien Pta $72,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Palmer Saks Jody A $135,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2023 02/21/23 Sold $396,000 +36.6% $330 / Sq Ft
02/02/2023 02/02/23 For Sale $290,000 -- $242 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,990 $171,900 $171,900 $0
2023 $2,861 $125,700 $125,700 $0
2022 $2,861 $109,500 $109,500 $0
2021 $1,752 $109,200 $109,200 $0
2020 $1,717 $110,100 $110,100 $0
2019 $1,625 $96,700 $96,700 $0
2018 $1,584 $69,900 $69,900 $0
2017 -- $69,900 $69,900 $0
2016 -- $69,900 $69,900 $0
2015 -- $69,900 $0 $0
2014 -- $64,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Northern Michigan MLS

MLS Number: 470339

Northern Michigan MLS

APN: 08-16-16-401-128