$925,000
$74K PRICE DROP

2442 SW Island Creek Trail Palm City, FL 34990

Estimated payment $6,265/month

Total Views 2,095
3 Beds
3.5 Baths
2,765 Sq Ft
$335 Price per Sq Ft

Highlights

  • Boat Ramp
  • Property has ocean access
  • Gated with Attendant
  • Bessey Creek Elementary School Rated A-
  • Golf Course Community
  • Gunite Pool

About This Home

OCEAN ACCESS!!! Nestled in the prestigious gated community of Palm Cove, this stunning townhouse offers breathtaking views of Bessey Creek and the Saint Lucie River. Designed for both luxury and comfort, this exquisite home features 3 bedrooms, 3.5 bathrooms, an upstairs loft and an inviting in-ground heated pool. Inside, you'll find granite countertops, rich hardwood and tile flooring. Upstairs you'll find a loft featuring built-in shelving, a desk and Murphy bed. Community amenities include community pool, playground and fitness center. Additional highlights include a prime location near shopping and dining.

Listing Agent

Pat Hancock

Thomas Lynne Realty Group LLC License #3413786

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,648

Year Built

  • Built in 1998

Lot Details

  • 3,220 Sq Ft Lot
  • Home fronts a creek
  • River Front
  • Fenced
  • Sprinkler System

HOA Fees

  • $725 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Concrete Roof

Interior Spaces

  • 2,765 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Furnished or left unfurnished upon request
  • Built-In Features
  • Bar
  • Vaulted Ceiling
  • Skylights
  • Blinds
  • Great Room
  • Formal Dining Room
  • Loft
  • River Views
  • Washer and Dryer
  • Attic

Kitchen

  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Home Security

Outdoor Features

  • Gunite Pool
  • Property has ocean access
  • Balcony
  • Open Patio
  • Porch

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 013840018000004200

Community Details

Overview

  • Association fees include ground maintenance, maintenance structure, security
  • Harbour Island Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Boating
  • Golf Course Community

Pet Policy

  • Pets Allowed

Security

  • Gated with Attendant
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,648

Year Built

Built in 1998

Lot Details

0

HOA Fees

$725 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Condominium,Townhouse
  • Year Built: 1998
  • Architectural Style: Mediterranean
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Features, Dining Area, Separate/Formal Dining Room, Dual Sinks, Pantry, Skylights, Separate Shower, Vaulted Ceiling(s), Bar, Walk-In Closet(s), Attic, Central Vacuum, Loft
  • Private Spa: No
  • Furnished: Negotiable
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Washer/Dryer, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Hardwood, Tile, Wood
  • Living Area: 2765.0
  • Dining Room Type: Attic, Great Room, Loft
  • Stories: 2
  • Window Features: Blinds, Drapes, Skylight(s)

Exterior Features

  • Exterior Features: Balcony, Fence, Porch, Patio
  • View: River
  • Lot Features: Flood Zone, Sprinklers Automatic, < 1/4 Acre
  • Pool Features: Gunite, Heated, Pool
  • View: Yes
  • Waterfront Features: Creek, Ocean Access, River Front
  • Waterfront: No
  • Disclosures: Pet on Property
  • Construction Type: Block
  • Patio And Porch Features: Balcony, Open, Patio, Porch
  • Property Condition: Resale
  • Roof: Concrete

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Driveway, Garage, Two or More Spaces, Garage Door Opener

Utilities

  • Security: Gated with Guard, Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 725.0
  • Community Features: Boat Facilities, Clubhouse, Golf, Golf Course Community, Gated, Sidewalks
  • Senior Community: No
  • Amenities: Clubhouse, Golf Course
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure, Security

Lot Info

  • Parcel #: 013840018000004200
  • Lot Size: < 1/4 Acre,Flood Zone
  • Lot Size Sq Ft: 3220.0
  • Zoning Description: R
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4648.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,551 $297,044 -- --
2023 $4,551 $288,393 $0 $0
2022 $4,383 $279,994 $0 $0
2021 $4,387 $271,839 $0 $0
2020 $4,282 $268,086 $0 $0
2019 $4,228 $262,059 $0 $0
2018 $4,121 $257,172 $0 $0
2017 $3,573 $251,882 $0 $0
2016 $3,820 $246,702 $0 $0
2015 -- $336,770 $140,000 $196,770
2014 -- $350,890 $160,000 $190,890
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2025 04/16/25 Price Changed $925,000 -4.2% $335 / Sq Ft
03/31/2025 03/31/25 Price Changed $965,500 -3.3% $349 / Sq Ft
03/17/2025 03/17/25 For Sale $998,500 +117.1% $361 / Sq Ft
06/09/2015 06/09/15 Sold $459,900 0.0% $166 / Sq Ft
06/09/2015 06/09/15 For Sale $459,900 +12.2% $166 / Sq Ft
03/19/2013 03/19/13 Sold $410,000 0.0% $148 / Sq Ft
03/19/2013 03/19/13 Sold $410,000 -14.6% $148 / Sq Ft
02/17/2013 02/17/13 Pending -- -- --
02/17/2013 02/17/13 Pending -- -- --
04/20/2012 04/20/12 For Sale $480,000 0.0% $174 / Sq Ft
03/02/2012 03/02/12 For Sale $480,000 -- $174 / Sq Ft
Source: BeachesMLS

Deed History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $459,900 Attorney
Warranty Deed $410,000 Jupiter Land Title Company
Warranty Deed $440,000 Attorney
Warranty Deed $499,500 Palm City Title Inc
Warranty Deed $312,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $225,000 New Conventional
Previous Owner $450,000 Stand Alone First
Previous Owner $100,000 Credit Line Revolving
Previous Owner $100,000 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $250,000 Purchase Money Mortgage
Previous Owner $217,317 Credit Line Revolving
Previous Owner $227,000 New Conventional
Source: Public Records

Source: BeachesMLS

MLS Number: R11072191

BeachesMLS

APN: 01-38-40-018-000-00420-0