NOT LISTED FOR SALE

Estimated Value: $561,000 - $596,676

5 Beds
3 Baths
2,846 Sq Ft
$202/Sq Ft Est. Value

Last Sold January 02, 2025

Last sale price $565,000 $199 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,615/month

42 Days on Market

Highlights

  • Access To Lake
  • Clubhouse
  • Screened Porch
  • RV or Boat Storage in Community
  • Deck
  • Tennis Courts

About This Home

As of January 2025

*MOTIVATED!* PRICE DROP & 5K IN BUYER CLOSING COST! Mixing Class & Lake Life, welcome to 2848 Mt Isle Harbor Dr. where you'll find this must-see beauty located in the exclusive neighborhood of Mt Isle Harbor. Offers 5 bedrooms, primary suite on main level & 3 full baths. A vaulted entryway into an open concept layout with a massive living room, vaulted ceiling, fireplace & tons of natural light. A tasteful, formal dining area, updated kitchen with quartz countertops, stainless appliances & a breakfast area. 2 beds on main, large primary bedroom with a private en suite & large walk-in closet. Upstairs you'll find 3 additional bedrooms, one currently functioning as an entertainment room, & a full bath. Love entertaining guests? Enjoy a private backyard, a deck for grilling & a cozy screened porch for AM coffee, reading or lounging rain or shine that opens directly into the kitchen for easy access when entertaining. Gorgeous, in an exclusive neighborhood & has Lake access. You deserve it.

Last Listed By

Jody Clodfelter

Lantern Realty & Development Brokerage Email: jodyc1972@gmail.com License #297153 Listed on: 10/21/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,891

Year Built

  • Built in 2002

Lot Details

  • Back Yard Fenced
  • Level Lot
  • Irrigation
  • Property is zoned N1-C, R-5

HOA Fees

  • $86 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Fireplace
  • Screened Porch
  • Crawl Space
  • Gas Range
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Deck

Schools

  • Mountain Island Lake Academy Elementary School
  • Hopewell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 031-232-02

Community Details

Overview

  • Hawthorne Management Association, Phone Number (704) 377-0114
  • Mt Isle Harbor Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,891

Year Built

Built in 2002

Lot Details

0

HOA Fees

$86 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 198.52
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: jodyc1972@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1834
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1012
  • Appliances: Gas Range
  • Above Grade Finished Sq Ft: 2846
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log
  • Living Area: 2846
  • Bedroom Main: 2
  • Room Count: 1
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Pool Features: Outdoor Pool – Community
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Boat Ramp – Community
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Central, Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Picnic Area, RV/Boat Storage, Sidewalks, Street Lights, Tennis Court(s)
  • Association Fee: 513
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Hawthorne Management
  • Phone: 704-377-0114
  • ResoAssociationFeeFrequency: SemiAnnually

Association/Amenities

  • Association Annual Expense: 1026.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, Rolling Slope
  • Lot Size Area: 0.5
  • Lot Size Units: Acres
  • Parcel Number: 031-232-02
  • Zoning: R-5
  • ResoLotSizeUnits: Acres
  • Zoning Specification: N1-C

MLS Schools

  • Elementary School: Mountain Island Lake Academy
  • High School: Hopewell

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2024
Closed on
Jan 2, 2025
Sold by
Schaeffer Nicole
Bought by
Fantle Sarah Hylton and Nardiello Jeffrey
Seller's Agent
Jody Clodfelter
Lantern Realty & Development
Buyer's Agent
Ashley Elliott
Berkshire Hathaway HomeServices Carolinas Realty
List Price
$615,000
Sold Price
$565,000
Premium/Discount to List
-$50,000
-8.13%
Total Days on Market
42
Views
121
Current Estimated Value
$574,169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,169
Avg. Annual Appreciation
5.51%
Original Mortgage
$536,750
Outstanding Balance
$535,380
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$38,789

Purchase Details

Listed on
Jan 7, 2022
Closed on
Mar 11, 2022
Sold by
Ness Linda J
Bought by
Schaeffer Nicole
Seller's Agent
Phil Puma
Puma & Associates Realty, Inc.
Buyer's Agent
Jody Clodfelter
Lantern Realty & Development
List Price
$500,000
Sold Price
$500,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.43%
Original Mortgage
$475,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 2, 2006
Sold by
Vaessen Linda L and Vincent Ruby A
Bought by
Ness Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
6.46%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 31, 2002
Sold by
St Lawrence Homes Inc
Bought by
Vaessen Linda L and Vincent Ruby A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 14, 2000
Sold by
Zaring Homes Inc
Bought by
St Lawrence Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
8.05%
Mortgage Type
Credit Line Revolving

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fantle Sarah Hylton $565,000 Attorneys Title
Schaeffer Nicole $500,000 Austin Title
Ness Linda J $346,000 None Available
Vaessen Linda L $270,500 --
St Lawrence Homes Inc $2,338,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fantle Sarah Hylton $536,750
Previous Owner Schaeffer Nicole $475,000
Previous Owner Ness Linda J $73,000
Previous Owner Vincent Ruby A $279,000
Previous Owner Vincent Ruby A $89,200
Previous Owner Vincent Ruby A $161,900
Previous Owner Vincent Ruby A $75,000
Previous Owner Vaessen Linda L $235,000
Previous Owner Spivey Robert C $20,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/02/2025 01/02/25 Sold $565,000 -5.7% $199 / Sq Ft
11/29/2024 11/29/24 Price Changed $599,000 -1.0% $210 / Sq Ft
11/08/2024 11/08/24 Price Changed $605,000 -1.6% $213 / Sq Ft
10/21/2024 10/21/24 For Sale $615,000 +23.0% $216 / Sq Ft
03/11/2022 03/11/22 Sold $500,000 0.0% $176 / Sq Ft
02/28/2022 02/28/22 Pending -- -- --
02/11/2022 02/11/22 For Sale $500,000 0.0% $176 / Sq Ft
01/21/2022 01/21/22 Pending -- -- --
01/07/2022 01/07/22 For Sale $500,000 0.0% $176 / Sq Ft
08/22/2017 08/22/17 Rented $2,100 -5.4% --
07/23/2017 07/23/17 Under Contract -- -- --
07/17/2017 07/17/17 For Rent $2,220 +0.9% --
04/22/2016 04/22/16 Rented $2,200 0.0% --
04/19/2016 04/19/16 Under Contract -- -- --
04/01/2016 04/01/16 For Rent $2,200 +11.4% --
08/01/2014 08/01/14 Rented $1,975 0.0% --
07/02/2014 07/02/14 Under Contract -- -- --
06/30/2014 06/30/14 For Rent $1,975 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,891 $511,500 $100,000 $411,500
2022 $3,304 $329,400 $80,000 $249,400
2021 $3,293 $329,400 $80,000 $249,400
2020 $3,286 $329,400 $80,000 $249,400
2019 $3,270 $329,400 $80,000 $249,400
2018 $3,735 $279,100 $70,000 $209,100
2017 $3,676 $279,100 $70,000 $209,100
2016 $3,666 $279,100 $70,000 $209,100
2015 $3,655 $279,100 $70,000 $209,100
2014 $3,647 $279,100 $70,000 $209,100
Source: Public Records

Agents Affiliated with this Home

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4168647

Canopy MLS (Canopy Realtor® Association)

APN: 031-232-02