$575,000
UNDER CONTRACT

3098 Photon Ct Loveland, CO 80537

Estimated payment $3,598/month

Total Views 2,821
4 Beds
3.5 Baths
2,701 Sq Ft
$213 Price per Sq Ft

Highlights

  • Fitness Center
  • Green Energy Generation
  • Clubhouse
  • Spa
  • Open Floorplan
  • Contemporary Architecture

About This Home

Stunning 4-Bed, 4-Bath Home in a Loveland Cul-de-Sac with Mountain Views!Welcome to this beautifully maintained 4-bedroom, 4-bathroom home nestled in a quiet cul-de-sac in Loveland, Colorado! NO Metro Tax!!! Boasting breathtaking mountain views from multiple rooms, this home is flooded with natural light thanks to its large picture windows.Inside, you'll find granite countertops throughout, a custom shiplap electric fireplace in the family room, and a professionally finished basement-perfect for additional living space or entertainment. The exterior was freshly painted in 2023, and recent upgrades include a new hot water heater, microwave, diswasher ( 2023) and an insulated, drywalled garage with upgraded lighting.The outdoor space is just as impressive, featuring concrete curbing around the front and backyard landscaping, providing a polished and low-maintenance look. Plus, enjoy no metro taxes and a low HOA that grants access to a community pool and gym.This home is the perfect blend of comfort, style, and convenience-schedule your showing today!

Listing Agent

Tanya Kensley

eXp Realty - Hub

eXp Realty - Hub

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,648

Year Built

  • Built in 2016

Lot Details

  • 5,837 Sq Ft Lot
  • Cul-De-Sac
  • West Facing Home
  • Partially Fenced Property
  • Level Lot
  • Sprinkler System

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway Level

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,701 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Double Pane Windows
  • Window Treatments
  • Home Office
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Oven or Range
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry on upper level
  • Washer and Dryer Hookup

Eco-Friendly Details

  • Green Energy Generation
  • Energy-Efficient Thermostat

Outdoor Features

  • Spa
  • Exterior Lighting

Location

  • Mineral Rights Excluded

Schools

  • Winona Elementary School
  • Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Rights Not Included
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1656080

Community Details

Overview

  • Association fees include common amenities, management
  • Millennium Sw 8Th Sub Subdivision

Amenities

  • Clubhouse

Recreation

  • Fitness Center
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,648

Year Built

Built in 2016

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • Year Built: 2016
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Millennium Sw 8th Sub
  • Directions: From Highway 34, go south on N County Road 9 (Boyd Lake), at round-about take second exit onto Corvus Drive, right onto St Johns Place, right onto Ariel Drive, left on Newton to Photon Ct, right on Photon Ct
  • Above Grade Finished Sq Ft: 2065
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Thermostat, Energy Rated
  • Building Stories: 2
  • Kitchen Level: Main
  • Special Features: UnderContract
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven
  • Accessibility Features: Level Lot, Level Drive
  • Has Basement: Full, Partially Finished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 711
  • Fireplace Features: Insert, Electric
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island
  • Living Area: 2701
  • Window Features: Window Coverings, Double Pane Windows
  • Room Bedroom4 Area: 121
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 120
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 121
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 15
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 225
  • Living Room Features: Carpet
  • Room Kitchen Area: 154
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 225
  • Room Dining Room Area: 121
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition
  • Fencing: Partial, Fenced
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Water Rights Excluded, Mineral Rights Excluded, Cul-De-Sac, Level, Within City Limits
  • View: Foothills View
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Direction Faces: West
  • Exterior Features: Lighting
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 504
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Clubhouse, Hot Tub, Pool, Fitness Center, Park
  • Senior Community: No
  • Association Fee: 85
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Winona
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 5837
  • Parcel #: R1656080
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3648

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,577 $34,833 $6,164 $28,669
2024 $3,577 $34,833 $6,164 $28,669
2022 $3,167 $27,258 $6,394 $20,864
2021 $3,641 $28,042 $6,578 $21,464
2020 $3,372 $25,819 $6,578 $19,241
2019 $3,336 $25,819 $6,578 $19,241
2018 $3,753 $28,231 $6,624 $21,607
2017 $1,473 $12,139 $3,816 $8,323
2016 $955 $8,004 $8,004 $0
2015 $145 $1,220 $1,220 $0
2014 $6 $10 $10 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2025 03/20/25 For Sale $575,000 +48.0% $213 / Sq Ft
01/28/2019 01/28/19 Off Market $388,568 -- --
06/21/2017 06/21/17 Sold $388,568 0.0% $188 / Sq Ft
05/22/2017 05/22/17 Pending -- -- --
01/11/2017 01/11/17 For Sale $388,568 -- $188 / Sq Ft
Source: IRES MLS

Deed History

Date Type Sale Price Title Company
Bargain Sale Deed -- None Listed On Document
Warranty Deed $385,432 Heritage Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $322,000 New Conventional
Previous Owner $323,600 New Conventional
Previous Owner $308,345 New Conventional
Previous Owner $238,768 Construction
Source: Public Records

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Source: IRES MLS

MLS Number: 1028866

IRES MLS

APN: 85173-78-007