$1,749,900
UNDER CONTRACT

3209 Henson Ave Annapolis, MD 21403

Estimated payment $10,264/month

Total Views 15,554
5 Beds
5.5 Baths
4,348 Sq Ft
$402 Price per Sq Ft

Highlights

  • 225 Feet of Waterfront
  • 1 Dock Slip
  • Boat Ramp
  • Hillsmere Elementary School Rated 9+
  • Pier
  • Fishing Allowed

About This Home

Huge price reduction, now 200k under appraisal! The Seller Has A 2.75% Assumable Mortgage On 865k Potentially Saving >$2,000 Per Month! Perched above a quiet cove just minutes from downtown Annapolis, this refined Southern Colonial offers a rare combination of privacy, flexibility, and water views that will never be obstructed. With the Chesapeake Bay Foundation Nature Sanctuary directly across the creek, the setting is defined by light, sky, and uninterrupted natural beauty.\n\n

Graciously scaled living and entertaining spaces open to multiple covered porches and terraced gardens, all oriented toward the water. Inside, natural light fills the home through French doors and oversized windows, while detailed millwork, wide-plank hardwoods, and coffered ceilings create a sense of quiet sophistication. The kitchen is a true chef’s space — outfitted with custom cabinetry, a commercial-grade range, and generous work surfaces for hosting or day-to-day living.\n\n

Beyond the main residence, two fully finished private living quarters are seamlessly integrated into the home’s layout — one tucked on its own wing with separate entry and kitchenette, the other on the walkout level with its own full kitchen, bath, living room, and water-facing porch. Whether used for extended family, guests, or professional hosting, these suites add rare versatility while preserving the elegance of the whole.\n\n

The landscaped half-acre lot leads gently to a private dock and natural shoreline ideal for paddleboarding, kayaking, or simply enjoying the quiet.\n\n

3209 Henson is a property that lives beautifully in all seasons — offering timeless design, flexible spaces, and a lifestyle rooted in privacy, nature, and proximity to the best of Annapolis.

Listing Agent

Brian Mayer

Real Broker, LLC Listed on: 06/20/2025

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,294

Year Built

  • Built in 2008

Lot Details

  • 0.57 Acre Lot
  • 225 Feet of Waterfront
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned R2

Property Views

  • Bay
  • Scenic Vista
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Gas Fireplace
  • Living Room
  • Den
  • Laundry Room

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Improved Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Natural lighting in basement

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property Near A Cove
  • Swimming Allowed
  • Boat Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Powered Boats Permitted

Location

  • Property is near a creek

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 020204603680600

Community Details

Overview

  • No Home Owners Association
  • Bay Highlands Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,294

Year Built

Built in 2008

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/20/2025 12:00:00 AM
  • Year Built: 2008
  • Automatically Close On Close Date: No
  • Remarks Public: Huge price reduction, now 200k under appraisal! The Seller Has A 2.75% Assumable Mortgage On 865k Potentially Saving >$2,000 Per Month! Perched above a quiet cove just minutes from downtown Annapolis, this refined Southern Colonial offers a rare combination of privacy, flexibility, and water views that will never be obstructed. With the Chesapeake Bay Foundation Nature Sanctuary directly across the creek, the setting is defined by light, sky, and uninterrupted natural beauty.\n\n Graciously scaled living and entertaining spaces open to multiple covered porches and terraced gardens, all oriented toward the water. Inside, natural light fills the home through French doors and oversized windows, while detailed millwork, wide-plank hardwoods, and coffered ceilings create a sense of quiet sophistication. The kitchen is a true chef’s space — outfitted with custom cabinetry, a commercial-grade range, and generous work surfaces for hosting or day-to-day living.\n\n Beyond the main residence, two fully finished private living quarters are seamlessly integrated into the home’s layout — one tucked on its own wing with separate entry and kitchenette, the other on the walkout level with its own full kitchen, bath, living room, and water-facing porch. Whether used for extended family, guests, or professional hosting, these suites add rare versatility while preserving the elegance of the whole.\n\n The landscaped half-acre lot leads gently to a private dock and natural shoreline ideal for paddleboarding, kayaking, or simply enjoying the quiet.\n\n 3209 Henson is a property that lives beautifully in all seasons — offering timeless design, flexible spaces, and a lifestyle rooted in privacy, nature, and proximity to the best of Annapolis.
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Kitchen, Bedroom 1, Laundry, Office, Additional Bedroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Full, Improved, Outside Entrance, Walkout Level
  • Total Sq Ft: 4348
  • Living Area Sq Ft: 4348
  • Price Per Sq Ft: 574.11
  • Above Grade Finished Sq Ft: 3048
  • Below Grade Finished Sq Ft: 1300
  • Total Below Grade Sq Ft: 1300
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3209

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • View: Bay, Creek/Stream, Scenic Vista
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Black Walnut Creek
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 225

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24938.00
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 11294.00
  • Assessor Parcel Number: 020204603680600
  • Tax Lot: 26
  • Tax Total Finished Sq Ft: 4348
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 2
  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,915 $1,035,600 -- --
2024 $11,915 $996,700 $0 $0
2023 $12,082 $957,800 $543,200 $414,600
2022 $10,828 $908,100 $0 $0
2021 $21,205 $858,400 $0 $0
2020 $7,448 $808,700 $418,200 $390,500
2019 $11,099 $808,700 $418,200 $390,500
2018 $8,200 $808,700 $418,200 $390,500
2017 $6,905 $818,200 $0 $0
2016 -- $810,033 $0 $0
2015 -- $801,867 $0 $0
2014 -- $793,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2025 08/10/25 Price Changed $1,749,900 -5.4% $402 / Sq Ft
07/23/2025 07/23/25 Price Changed $1,849,900 -5.1% $425 / Sq Ft
06/20/2025 06/20/25 For Sale $1,950,000 +52.3% $448 / Sq Ft
07/14/2020 07/14/20 Sold $1,280,000 -1.5% $294 / Sq Ft
01/19/2020 01/19/20 Pending -- -- --
12/02/2019 12/02/19 Price Changed $1,299,000 -3.8% $299 / Sq Ft
11/13/2019 11/13/19 For Sale $1,350,000 -- $310 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed $1,280,000 Titlemax Llc
Deed -- --
Deed $165,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $973,440 VA
Previous Owner $73,900 Credit Line Revolving
Previous Owner $592,000 Stand Alone Second
Previous Owner $132,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2117340

Bright MLS

APN: 02-046-03680600