3209 Henson Ave Annapolis, MD 21403
Estimated payment $10,264/month
Highlights
- 225 Feet of Waterfront
- 1 Dock Slip
- Boat Ramp
- Hillsmere Elementary School Rated 9+
- Pier
- Fishing Allowed
About This Home
Huge price reduction, now 200k under appraisal! The Seller Has A 2.75% Assumable Mortgage On 865k Potentially Saving >$2,000 Per Month! Perched above a quiet cove just minutes from downtown Annapolis, this refined Southern Colonial offers a rare combination of privacy, flexibility, and water views that will never be obstructed. With the Chesapeake Bay Foundation Nature Sanctuary directly across the creek, the setting is defined by light, sky, and uninterrupted natural beauty.\n\n
Graciously scaled living and entertaining spaces open to multiple covered porches and terraced gardens, all oriented toward the water. Inside, natural light fills the home through French doors and oversized windows, while detailed millwork, wide-plank hardwoods, and coffered ceilings create a sense of quiet sophistication. The kitchen is a true chef’s space — outfitted with custom cabinetry, a commercial-grade range, and generous work surfaces for hosting or day-to-day living.\n\n
Beyond the main residence, two fully finished private living quarters are seamlessly integrated into the home’s layout — one tucked on its own wing with separate entry and kitchenette, the other on the walkout level with its own full kitchen, bath, living room, and water-facing porch. Whether used for extended family, guests, or professional hosting, these suites add rare versatility while preserving the elegance of the whole.\n\n
The landscaped half-acre lot leads gently to a private dock and natural shoreline ideal for paddleboarding, kayaking, or simply enjoying the quiet.\n\n
3209 Henson is a property that lives beautifully in all seasons — offering timeless design, flexible spaces, and a lifestyle rooted in privacy, nature, and proximity to the best of Annapolis.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,294
Year Built
- Built in 2008
Lot Details
- 0.57 Acre Lot
- 225 Feet of Waterfront
- Home fronts navigable water
- Property is in excellent condition
- Property is zoned R2
Property Views
- Bay
- Scenic Vista
- Creek or Stream
Home Design
- Colonial Architecture
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Gas Fireplace
- Living Room
- Den
- Laundry Room
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
Improved Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Exterior Basement Entry
- Natural lighting in basement
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
Outdoor Features
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property Near A Cove
- Swimming Allowed
- Boat Ramp
- 1 Dock Slip
- Physical Dock Slip Conveys
- Powered Boats Permitted
Location
- Property is near a creek
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 26
- Assessor Parcel Number 020204603680600
Community Details
Overview
- No Home Owners Association
- Bay Highlands Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $11,915 | $1,035,600 | -- | -- |
2024 | $11,915 | $996,700 | $0 | $0 |
2023 | $12,082 | $957,800 | $543,200 | $414,600 |
2022 | $10,828 | $908,100 | $0 | $0 |
2021 | $21,205 | $858,400 | $0 | $0 |
2020 | $7,448 | $808,700 | $418,200 | $390,500 |
2019 | $11,099 | $808,700 | $418,200 | $390,500 |
2018 | $8,200 | $808,700 | $418,200 | $390,500 |
2017 | $6,905 | $818,200 | $0 | $0 |
2016 | -- | $810,033 | $0 | $0 |
2015 | -- | $801,867 | $0 | $0 |
2014 | -- | $793,700 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/10/2025 08/10/25 | Price Changed | $1,749,900 | -5.4% | $402 / Sq Ft |
07/23/2025 07/23/25 | Price Changed | $1,849,900 | -5.1% | $425 / Sq Ft |
06/20/2025 06/20/25 | For Sale | $1,950,000 | +52.3% | $448 / Sq Ft |
07/14/2020 07/14/20 | Sold | $1,280,000 | -1.5% | $294 / Sq Ft |
01/19/2020 01/19/20 | Pending | -- | -- | -- |
12/02/2019 12/02/19 | Price Changed | $1,299,000 | -3.8% | $299 / Sq Ft |
11/13/2019 11/13/19 | For Sale | $1,350,000 | -- | $310 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | -- | None Listed On Document | |
Deed | -- | None Listed On Document | |
Deed | $1,280,000 | Titlemax Llc | |
Deed | -- | -- | |
Deed | $165,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $973,440 | VA | |
Previous Owner | $73,900 | Credit Line Revolving | |
Previous Owner | $592,000 | Stand Alone Second | |
Previous Owner | $132,000 | No Value Available |
Source: Bright MLS
MLS Number: MDAA2117340

APN: 02-046-03680600
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