NOT LISTED FOR SALE

3405 Stump Neck Rd Indian Head, MD 20640

Estimated Value: $260,000 - $353,311

3 Beds
1 Bath
1,179 Sq Ft
$272/Sq Ft Est. Value

Last Sold January 25, 2024

Last sale price $335,000 $284 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,066/month

25 Days on Market

Highlights

  • View of Trees or Woods
  • Backs to Trees or Woods
  • Porch
  • Colonial Architecture
  • No HOA
  • Central Air

About This Home

As of January 2024

Welcome to your serene oasis, nestled in a picturesque country setting where each morning greets you with a refreshing autumn breeze. Enjoy your first cup of coffee in tranquility on the charming front porch or the inviting deck. This beautifully updated Colonial home, freshly painted, welcomes you with its new vinyl flooring that graces the main level and extends up the cozy carpeted stairs. Delight in a kitchen that’s a chef’s dream, boasting sleek Granite countertops and sparkling stainless steel appliances. Refresh and rejuvenate in a modernized bathroom with a brand-new toilet and vanity. Experience peace of mind with a newly installed septic and sewer system, ensuring hassle-free living for years. Upstairs, two spacious bedrooms offer a peaceful retreat, while the versatile room on the main level is ideal for a home office, study, or cozy den. Discover ample storage possibilities, including a large space next to the bathroom that could double as a generous closet. Positioned adjacent to the serene Smallwood State Parkland and a short stroll from the Stump Neck Naval Base Annex, this home is the perfect blend of tranquility and convenience. Ideal for those employed at the Naval Base, enjoy an effortless commute, the luxury of home-cooked lunches, or a midday rest. The expansive one-acre lot whispers promises of future expansions and dreams. This gem is not only a picturesque haven but also a wise financial choice. It qualifies for a USDA loan or our unique “0” Down home program through our preferred lender, which includes a one-year buy-down on the current market rate. Plan to refinance when rates drop. Your peaceful countryside sanctuary awaits your arrival!

Last Listed By

Celine Johnson

United Real Estate HomeSource Listed on: 11/20/2023

United Real Estate HomeSource

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,782

Year Built

  • Built in 1900

Lot Details

  • 1 Acre Lot
  • Rural Setting
  • Backs to Trees or Woods
  • Property is zoned RC

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,179 Sq Ft Home
  • Property has 2 Levels
  • Views of Woods
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 1 Full Bathroom

Outdoor Features

  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Pump
  • Private Sewer
  • Satellite Dish

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0910007801

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,782

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1179
  • Living Area Sq Ft: 1179
  • Price Per Sq Ft: 284.14
  • Above Grade Finished Sq Ft: 1179
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3405

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Satellite Dish
  • Road Surface Type: Paved
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Septic Pump, Private Sewer
  • Utilities: Sewer Available, Water Available
  • Water Source: Well, Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • School District Key: 121138946901
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Backs To Trees
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Porch(es)
  • Year Assessed: 2023
  • Zoning: RC
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2782.00
  • Assessor Parcel Number: 0910007801
  • Tax Total Finished Sq Ft: 1179
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 01/25/2024

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2023
Closed on
Jan 25, 2024
Sold by
Turnleaf Properties Llc
Bought by
Frazier Jaiquan Isaiah
Seller's Agent
Celine Johnson
United Real Estate HomeSource
Buyer's Agent
Marjorie Kelly
HomeSmart
List Price
$335,000
Sold Price
$335,000
Total Days on Market
25
Views
352
Current Estimated Value
$320,328

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,672
Avg. Annual Appreciation
-3.52%
Original Mortgage
$325,523
Outstanding Balance
$321,343
Interest Rate
6.61%
Mortgage Type
FHA
Estimated Equity
-$1,015

Purchase Details

Listed on
Feb 21, 2023
Closed on
May 23, 2023
Sold by
Cooper Mr
Bought by
Turnleaf Properties Llc
Seller's Agent
Barbara Jordan
Vylla Home
Buyer's Agent
Celine Johnson
United Real Estate HomeSource
List Price
$250,000
Sold Price
$165,325
Premium/Discount to List
-$84,675
-33.87%
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
231.01%
Original Mortgage
$225,000
Interest Rate
6.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 7, 2023
Sold by
Johnson Genevieve
Bought by
Cooper Mr

Purchase Details

Listed on
Oct 22, 2013
Closed on
Apr 25, 2014
Sold by
Rollins Mark S and Rollins Kelley A
Bought by
Hunter Amanda J
Seller's Agent
Kelley Rollins
JPAR Real Estate Professionals
Buyer's Agent
Shawn Jones
Samson Properties
List Price
$180,000
Sold Price
$165,000
Premium/Discount to List
-$15,000
-8.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.21%
Original Mortgage
$168,367
Interest Rate
4.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 22, 2005
Sold by
Hill Joan M
Bought by
Rollins Mark S Kelley Crystal

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Frazier Jaiquan Isaiah $335,000 Prime Title
Turnleaf Properties Llc $165,325 Title365
Cooper Mr $138,600 None Listed On Document
Hunter Amanda J $165,000 None Available
Rollins Mark S Kelley Crystal $120,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Frazier Jaiquan Isaiah $325,523
Previous Owner Turnleaf Properties Llc $225,000
Previous Owner Hunter Amanda J $168,367
Previous Owner Rollins Crystal L $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/25/2024 01/25/24 Sold $335,000 0.0% $284 / Sq Ft
11/20/2023 11/20/23 For Sale $335,000 +102.6% $284 / Sq Ft
06/23/2023 06/23/23 Sold $165,325 -33.9% $140 / Sq Ft
03/14/2023 03/14/23 Pending -- -- --
02/21/2023 02/21/23 For Sale $250,000 +51.5% $212 / Sq Ft
04/25/2014 04/25/14 Sold $165,000 -2.9% $140 / Sq Ft
01/29/2014 01/29/14 Pending -- -- --
12/13/2013 12/13/13 Price Changed $169,900 -2.9% $144 / Sq Ft
11/14/2013 11/14/13 Price Changed $174,900 -2.8% $148 / Sq Ft
10/22/2013 10/22/13 For Sale $180,000 -- $153 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,383 $227,867 $0 $0
2023 $2,728 $190,933 $0 $0
2022 $2,356 $154,000 $75,000 $79,000
2021 $2,309 $154,000 $75,000 $79,000
2020 $2,309 $154,000 $75,000 $79,000
2019 $1,082 $156,600 $75,000 $81,600
2018 $667 $153,767 $0 $0
2017 $2,206 $150,933 $0 $0
2016 -- $148,100 $0 $0
2015 $2,091 $148,100 $0 $0
2014 $2,091 $148,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Bright MLS

MLS Number: MDCH2028240

Bright MLS

APN: 10-007801