$660,000
SOLD APR 15, 2025
4 Beds
2.5 Baths
3,232 Sq Ft
1.14 Acres

Recently Sold

$204 Per Sq Ft

2% Below List Price

5 Days on Market

Highlights

  • Boat Dock
  • Open Floorplan
  • Recreation Room
  • Wild Rose Elementary School Rated A
  • Landscaped Professionally
  • Georgian Architecture

About This Home

As of April 2025

Nestled on 1.14 acres just 5 minutes from downtown St. Charles, this stunning home offers the perfect blend of charm, modern updates, and an ideal location with city water. A expansive blue stone walkway with a fountain accent and beautiful plantings leads you to the welcoming front entrance, setting the tone for the beauty inside. The fully landscaped yard is kept pristine with a zoned sprinkler system, while the oversized 3-car garage offers pull-down attic storage for added convenience. Step inside the gracious foyer, flanked by a formal living room and elegant dining room, both with crown molding and bathed in natural light with bayed windows. Beautiful hardwood floors add warmth to the dining room. At the heart of the home, the island kitchen is a chef's dream, featuring fantastic pantry space, granite countertops and white appliances. Large breakfast dining area with full bay window is open to a warm and inviting family room with a beamed ceiling and gas fireplace flanked by custom built-ins. Just beyond, the heated sunroom with volume ceilings and skylights offers year-round enjoyment, overlooking the backyard with brick patio, hot tub and peaceful views of the gardens and expansive lawn. A spacious main-floor laundry room adds everyday convenience and a powder room rounds off the main level. Upstairs, you'll find four comfortable bedrooms, including a serene primary suite with a private bath and separate dressing room with vanity and skylight with remote control shade and closet. The additional bedrooms are generously sized with good closet space, and a well-appointed hall bath completes the upstairs. The basement provides additional living space with a recreation room and 2nd family room with recessed lighting and dry bar and STORAGE GALORE! Every major update has been done for you-NEW roof, PELLA windows, HVAC, NEW siding, NEW gutters, downspouts w/leaf guards, NEW soffit and Fascia, NEW custom vinyl cladding on all windows, Newer water heater, -so you can move in with peace of mind. Beyond the home itself, this community offers a private 2-acre park with a dock and canoe/kayak launch right on the Fox River, perfect for outdoor adventures and summer fun! This is a rare opportunity to own a meticulously maintained home in the highly sought-after neighborhood of Thornley On The Fox- St Charles North High School!

Last Agent to Sell the Property

Tamara O'Connor

Premier Living Properties License #475110537

Last Buyer's Agent

Joyce Courtney

The HomeCourt Real Estate License #471003787

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,680

Year Built

  • Built in 1986

Lot Details

  • 1.14 Acre Lot
  • Lot Dimensions are 150x250x182x338
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Georgian Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,232 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Family Room Downstairs
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Recreation Room
  • Heated Sun or Florida Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Patio

Schools

  • Wild Rose Elementary School
  • Thompson Junior High School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Water Softener is Owned
  • Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Thornleypresident@Gmail.Com Association, Phone Number (630) 485-1166
  • Thornley On The Fox Subdivision
  • Property managed by Thornley on the Fox HOA

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,680

Year Built

Built in 1986

Lot Details

0

HOA Fees

$17 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Georgian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Thornley on the Fox
  • Year Built: 1986
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned
  • Basement: Finished, Crawl Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 532
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Open Floorplan
  • LivingArea: 3232
  • Room Type: Breakfast Room, Recreation Room, Family Room, Foyer, Heated Sun Room
  • Estimated Total Finished Sq Ft: 3232
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2700
  • Basement Sq Ft: 1064
  • Fireplace Location: Family Room
  • Total Sq Ft: 3764
  • Unfinished Basement Sq Ft: 532
  • Upper Level Sq Ft: 1222
  • Main Level Sq Ft: 1478
  • Door Features: Panel Door(s)
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Foundation Details: Concrete Perimeter
  • List Price: 675000
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Tandem, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Community Features: Dock, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Thornley on the Fox HOA
  • Management Contact Name: thornleypresident@gmail.com
  • Management Phone: 630-485-1166
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 1.14
  • Lot Dimensions: 150X250X182X338
  • Rural (Y/N): N
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10679.52
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2025 04/15/25 Sold $660,000 -2.2% $204 / Sq Ft
03/05/2025 03/05/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $675,000 -- $209 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,680 $149,437 $41,663 $107,774
2022 $10,770 $144,388 $45,192 $99,196
2021 $10,328 $137,630 $43,077 $94,553
2020 $10,211 $135,064 $42,274 $92,790
2019 $10,019 $132,390 $41,437 $90,953
2018 $9,550 $126,137 $40,676 $85,461
2017 $9,286 $121,824 $39,285 $82,539
2016 $10,190 $117,545 $37,905 $79,640
2015 -- $115,383 $37,496 $77,887
2014 -- $109,025 $37,496 $71,529
2013 -- $121,043 $37,871 $83,172
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 New Conventional
Previous Owner $445,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $129,500 Unknown
Previous Owner $40,000 Unknown
Previous Owner $185,500 Unknown
Previous Owner $40,000 Stand Alone Second
Previous Owner $16,000 Unknown
Source: Public Records

Deed History

Date Type Sale Price Title Company
Deed $660,000 Chicago Title
Interfamily Deed Transfer -- Chicago Title Insurance Comp
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12298174

Midwest Real Estate Data (MRED)

APN: 09-15-377-015