NOT LISTED FOR SALE

413 S 12th St Richmond, IN 47374

Estimated Value: $82,000 - $105,884

3 Beds
1.5 Baths
1,512 Sq Ft
$64/Sq Ft Est. Value

Last Sold February 14, 2024

Last sale price $104,900 $69 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $596/month

4 Days on Market

About This Home

As of February 2024

Something you just didn't expect! Say "WOW" when you come take at look at this well maintained, 2 story, 3 Bed, 1.5 Bath, cozy home on the south side. The owner has paid meticulous attention to maintenance needs and made several updates since purchasing almost 20 years ago including a down to the studs, 3 year overhaul of electric, plumbing, etc. beginning in 2005. All 3 beds AND the laundry on the 2nd floor. A 90% high efficiency furnace, a 24x24 newly sided immaculate 1.5 car detached garage, a roof that's approx. 10 years old, and a water heater that is approx. 5 years old provide just some of the highlights. Currently being rented for $600 a month, the option is yours. Keep it as a revenue generating investment or move in and call it home (30 day tenant's rights possession). This one WILL GO FHA and/or VA in my opinion!! Call for a private tour TODAY!

Last Listed By

Matthew Dickerson

Better Homes and Gardens First Realty Group Listed on: 01/11/2024

Better Homes and Gardens First Realty Group

Home Details

Home Type

Single Family

Est. Annual Taxes

$698

Year Built

1920

Lot Details

0

Listing Details

  • Additional Garage: Garage-Detached, Other
  • OFFICELIST_ADDRESS: 413 S 12th Street
  • Second Address Number: 413
  • Estimated Year Built: 1920
  • Estimated Basement Size: Unfinished
  • Estimated Size Bathroom 1: 5x12
  • Bathroom 1 Comments: Full
  • Estimated Size Bathroom 2: 4x7
  • Bathroom 2 Comments: Half
  • Estimated Size Bedroom 1: 11x15
  • Bedroom 1 Comments: Master
  • Estimated Dining Room Size: 13x15
  • Dining Rm Level: M
  • F I N A N C I N G O F F E R E D: Cash, Conventional, FHA, FHA 1st Buyer, VA
  • Geo Address Line: 413 S 12th St
  • Geo Longitude: -84.886002
  • Geo Primary City: Richmond
  • Geo Quality: 0.95
  • Geo Subdivision: IN
  • Geo Zoom Level: 16
  • Kitchen Level: M
  • Estimated Living Room Size: 14x14
  • Living Rm Level: M
  • OFFICELIST_STATE: IN
  • Building Stories: 2
  • Building Style: 2 Story
  • Tax Dup Number: 029-03771-00
  • Estimated Utility Room Size: 4x10
  • Utility Room Level: U
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1920

Interior Features

  • Appliances Included: Range-Electric, Refrigerator
  • Bedroom 1 Level: U
  • Bathroom 1 Level: U
  • Bathroom 2 Level: M
  • Primary Bathroom: No
  • Amenities: Cable TV
  • Has Basement: Yes
  • Estimated Size Bedroom 2: 8x13
  • Bedroom 2 Level: U
  • Estimated Size Bedroom 3: 12x12
  • Bedroom 3 Level: U
  • Lower Floor 1 Bedrooms: 3
  • Lower Floor 1 Half Bathrooms: 1
  • Estimated Kitchen Size: 11x12
  • Price Per S Q F T: 69.38
  • Basement Type: Single Family

Exterior Features

  • Exterior Construction: Stick
  • Exterior: Vinyl
  • Foundation: Basement
  • Porch/Deck Type: Covered, Deck, Porch
  • Roof Type: Shingle

Garage/Parking

  • Garage Capacity: 1
  • Garage Type: Garage-Detached

Utilities

  • Air Conditioner: Central Air
  • Electric Company: Richmond Power & Light
  • Gas Company: CenterPoint/Vectren
  • Heat Type: Gas
  • Sewer: City
  • Hot Water: City
  • Water Heater: Gas

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Charles
  • Middle School: Dennis/Test
  • High School: Richmond
  • Elementary School: Charles
  • High School: Richmond
  • Middle School: Dennis/Test

Lot Info

  • Geo Update Timestamp: 2024-01-11
  • Estimated Number Acres: 0.1
  • Land Contract: No
  • Lot Size: 26x165
  • Zoning: Res

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2024
Closed on
Feb 14, 2024
Sold by
Overholser John H
Bought by
Lewis Jacquetta L
Seller's Agent
Matthew Dickerson
Better Homes and Gardens First Realty Group
Buyer's Agent
Matthew Dickerson
Better Homes and Gardens First Realty Group
List Price
$104,900
Sold Price
$104,900
Total Days on Market
4
Views
32
Current Estimated Value
$96,471

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,429
Avg. Annual Appreciation
-6.69%
Original Mortgage
$102,999
Outstanding Balance
$101,799
Interest Rate
7.12%
Mortgage Type
FHA
Estimated Equity
-$5,328

Purchase Details

Closed on
Jun 22, 2010
Sold by
Overholser Janet S and Aikman Janet S
Bought by
Overholser John H

Purchase Details

Closed on
Oct 31, 2005
Sold by
Cummings Daniel F and Cummings Brenda K
Bought by
Overholser John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
5.89%
Mortgage Type
Future Advance Clause Open End Mortgage

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lewis Jacquetta L $104,900 None Listed On Document
Overholser John H -- None Available
Overholser John -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lewis Jacquetta L $102,999
Previous Owner Overholser John $36,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/14/2024 02/14/24 Sold $104,900 0.0% $69 / Sq Ft
01/15/2024 01/15/24 Pending -- -- --
01/11/2024 01/11/24 For Sale $104,900 -- $69 / Sq Ft
Source: Richmond Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $698 $39,700 $1,900 $37,800
2023 $698 $34,900 $1,600 $33,300
2022 $706 $35,300 $1,600 $33,700
2021 $648 $32,400 $1,600 $30,800
2020 $648 $32,400 $1,600 $30,800
2019 $648 $32,400 $1,600 $30,800
2018 $654 $32,700 $1,600 $31,100
2017 $678 $33,900 $1,600 $32,300
2016 $686 $34,300 $1,600 $32,700
2014 $662 $33,100 $1,600 $31,500
2013 $662 $33,200 $1,600 $31,600
Source: Public Records

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Source: Richmond Association of REALTORS®

MLS Number: 10047765

APN: 89-18-04-130-805.000-030