$339,999
$15K PRICE DROP

4145 N Golden St Eloy, AZ 85131

Estimated payment $1,902/month

Total Views 8,384
4 Beds
3 Baths
2,034 Sq Ft
$167 Price per Sq Ft

Highlights

  • 0.36 Acre Lot
  • Dual Vanity Sinks in Primary Bathroom
  • Kitchen Island
  • No HOA
  • Cooling Available
  • Partially Fenced Property

About This Home

This exquisite 4-bedroom, 3-bath home sits on over a quarter-acre, blending space, luxury, and convenience seamlessly. Ideally located near shopping centers and medical facilities, it offers easy access to essential amenities while preserving a serene atmosphere. With no HOA restrictions, you have the freedom to personalize the property to your liking. Additionally, its location in a USDA-eligible area means 100% financing is available, making homeownership more attainable. Step inside to discover a thoughtfully designed interior with spacious, light-filled living areas and elegant, high-end finishes. This home is a perfect retreat, combining comfort, style, and practicality. USDA at $325,000
6.625% Interest Rate
FICO score must be 620 or higher ... $2,102 = Principal & Interest
Income limits at: $112,450 ... for a 4-person family.

FHA at $313,625
6.50% with a FICO score of 620-639 ... $2,017 = Principal & Interest
6.625% with a FICO score of 600-619 ... $2,043 = Principal & Interest
6.99% with a FICO score of 580-599 ... $2,121 = Principal & Interest
3.50% = Down Payment = $11,375
Down Payment may be GIFTED from a Relative
No Income Limit on FHA Loans

Listing Agent

Debra Kwiat

HomeSmart Premier License #SA692568000

HomeSmart Premier

Co-Listing Agent

Brenda Amans

HomeSmart Premier License #SA658400000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $48

Year Built

  • Built in 2024

Lot Details

  • 0.36 Acre Lot
  • Partially Fenced Property

Parking

  • 2 Car Garage

Home Design

  • Wood Frame Construction
  • Foam Roof
  • Stucco

Interior Spaces

  • 2,034 Sq Ft Home
  • 1-Story Property

Kitchen

  • Built-In Microwave
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Schools

  • Toltec Elementary School
  • Santa Cruz Valley Union High School

Utilities

  • Cooling Available
  • Heating Available

Community Details

  • No Home Owners Association
  • Association fees include no fees
  • Built by Devnic LLC
  • Toltec/Az Valley Unit One Subdivision

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 404-02-196

Home Details

Home Type

Single Family

Est. Annual Taxes

$48

Year Built

Built in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Ownership: Fee Simple
  • Association Fees Land Lease Fee: N
  • Basement: N
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 2024
  • Tax Year: 2024
  • Directions: Take Jimmie Kerr Blvd. to Shedd Road. Turn left then Right. Go to N. Seminole Cir and turn left and go to N. Golden Street.
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.36
  • Co List Office Mls Id: homes001
  • Co List Office Phone: 520-374-2200
  • Subdivision Name: Toltec/AZ Valley Unit One
  • Property Attached Yn: No
  • ResoBuildingAreaSource: Assessor
  • Cooling:Central Air: Yes
  • Special Features: NewHome

Interior Features

  • Basement YN: No
  • Spa Features: None
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: Kitchen Island, Pantry, 3/4 Bath Master Bdrm, Double Vanity
  • Living Area: 2034.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Non-laminate Counter: Yes
  • KitchenFeatures:Refrigerator: Yes

Exterior Features

  • Fencing: Partial
  • Lot Features: Dirt Back, Gravel/Stone Front
  • Pool Features: None
  • Pool Private: No
  • Disclosures: Agency Discl Req
  • Construction Type: Stucco, Wood Frame
  • Roof: Foam
  • Construction:Frame - Wood: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Pvt Water Company
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Amenities: None
  • Association: No

Association/Amenities

  • Association Fees:HOA YN2: N
  • Association Fees:PAD Fee YN2: N
  • Association Fee Incl:No Fees: Yes

Fee Information

  • Association Fee Includes: No Fees

Schools

  • Elementary School: Toltec Elementary School
  • High School: Santa Cruz Valley Union High School
  • Junior High Dist: Santa Cruz Valley Union High School District
  • Middle Or Junior School: Toltec Elementary School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 15861.0
  • Parcel #: 404-02-196
  • ResoLotSizeUnits: SquareFeet

Building Info

  • Builder Name: Devnic LLC

Tax Info

  • Tax Annual Amount: 48.0
  • Tax Book Number: 404.00
  • Tax Lot: 29
  • Tax Map Number: 2.00

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $48 -- -- --
2024 $48 -- -- --
2023 $48 $945 $945 $0
2022 $47 $555 $555 $0
2021 $49 $560 $0 $0
2020 $48 $640 $0 $0
2019 $46 $368 $0 $0
2018 $45 $288 $0 $0
2017 $65 $400 $0 $0
2016 $68 $400 $400 $0
2014 $70 $400 $400 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/14/2025 04/14/25 Price Changed $339,999 +4.6% $167 / Sq Ft
03/04/2025 03/04/25 Price Changed $325,000 -4.4% $160 / Sq Ft
02/20/2025 02/20/25 Price Changed $339,999 -4.2% $167 / Sq Ft
01/28/2025 01/28/25 For Sale $355,000 -- $175 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Deed History

Date Type Sale Price Title Company
Warranty Deed $25,000 Security Title Agency
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $72,500 New Conventional
Open $248,000 New Conventional
Source: Public Records

Similar Homes in Eloy, AZ

  • 4104 W Spotted Pony Way, Eloy, AZ 85131

    $389,900

    • 2 Beds
    • 2 Baths
    • 1,426 Sq Ft
    • 4104 W Spotted Pony Way
    • Eloy, AZ

    Beautiful Capri Model with Den in Desirable 55+ Community. This well-maintained 2-bedroom, 2-bathroom Capri model features a spacious den, a 2-car garage, and thoughtful upgrades throughout. As you step inside, you'll notice the attention to detail—upgraded carpet with premium padding, plantation shutters on every window, and a bright, open layout that's perfect for everyday living or

    Alice Penner RE/MAX A Bar Z Realty

    Section Image
  • 1265 N Fairway Dr, Eloy, AZ 85131

    $285,000

    • 2 Beds
    • 2 Baths
    • 1,920 Sq Ft
    • 1265 N Fairway Dr
    • Eloy, AZ

    Welcome to this beautifully maintained home in a gated 55+ community, where peaceful living meets stunning Arizona views! Nestled on a private lot that backs onto expansive open space, this one-owner residence is incredibly clean and has been thoughtfully designed for comfort and style.Step inside to an open floor plan that includes a spacious kitchen with newer appliances, tile flooring,

    Josiah Miller West USA Realty

    Section Image
  • 4240 N Arizona St, Eloy, AZ 85131

    $275,900

    • 3 Beds
    • 2 Baths
    • 1,245 Sq Ft
    • 4240 N Arizona St
    • Eloy, AZ

    COUNTRY LIVING CLOSE TO THE TOWN!! You get the best of both worlds in this location w/easy access to I-10, I-8, shopping in the fast growing Golden Corridor. Enjoy this beautiful brand new 3BR, 2 bath home complete with tile flooring, gorgeous Quartz counters, island kitchen, breakfast bar, ceiling fans and more. Open great room plan maximizing family enjoyment and entertaining. Master BBR has

    L.D. Hawkins Hawkins & Associates Realty, Inc.

    Section Image
  • 4115 N Monarch Dr, Eloy, AZ 85131

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,226 Sq Ft
    • 4115 N Monarch Dr
    • Eloy, AZ

    New Construction Home for Sale! Discover this beautifully crafted 3-bedroom, 2-bath residence featuring a durable tile roof, sleek modern-style doors, and elegant stone countertops. With numerous upgrades throughout, this home blends style and functionality perfectly. Enjoy the freedom of no HOA restrictions and take advantage of 100% financing options. This exceptional property is ready for you

    Stephanie Blanco Keller Williams Legacy One Realty

    Section Image
  • 3720 N Del Monte Dr, Eloy, AZ 85131

    $284,900

    • 3 Beds
    • 2 Baths
    • 1,245 Sq Ft
    • 3720 N Del Monte Dr
    • Eloy, AZ

    HUGE CORNER LOT! Just days from completion this brand new 3 BR 2 bath home has it all including almost 1/3 of an acre completely fenced. Great room floorplan maximizes your space complete with a dining area, an island kitchen, cabinetry with hardware, breakfast bar, stainless steel appliances including a built in microwave, refrigerator & a tile back splash. Quartz counters are throughout the

    L.D. Hawkins Hawkins & Associates Realty, Inc.

    Section Image
  • 3935 N Del Monte Dr Unit 22, Eloy, AZ 85131

    $269,000

    • 4 Beds
    • 2 Baths
    • 1,288 Sq Ft
    • 3935 N Del Monte Dr
    • Unit 22
    • Eloy, AZ

    This charming home sits on a large lot and features a covered patio, perfect for outdoor relaxation. The TV gate and block wall provide privacy and convenience. Inside, you'll find a converted porch, offering extra space for a game room, playroom, or additional living area.

    Stacy Ortega Realty Executives Arizona Territory

    Section Image
  • 4160 N Tamarax Dr, Eloy, AZ 85131

    $334,900

    • 3 Beds
    • 2 Baths
    • 1,600 Sq Ft
    • 4160 N Tamarax Dr
    • Eloy, AZ

    Brand New Home on .34 acre Corner lot! Cobblestone walk way opens up to 1600 sq. ft of upgrades galore. Open/Great room floor plan, Island kitchen with two pantries, stainless steel appliances, built in microwave, Granite counters plus breakfast bar. Beautiful tile flooring with carpet in the Bedrooms & 9 ft. ceilings. Lots of recessed lighting in kitchen and living room, ceiling fans and 2-tone

    L.D. Hawkins Hawkins & Associates Realty, Inc.

    Section Image
  • 4030 N Palm Cir, Eloy, AZ 85131

    $265,900

    • 3 Beds
    • 2 Baths
    • 1,285 Sq Ft
    • 4030 N Palm Cir
    • Eloy, AZ

    Experience Unmatched Luxury in This Newly Built 3-Bedroom, 2-Bath Masterpiece. Step into elevated living with this expertly crafted home. Enjoy a spacious 2-car garage, a deluxe primary suite with dual sinks, and a chef-inspired kitchen with quartz countertops and a walk-in pantry. Soaring 9-foot ceilings enhance the open feel, and smartphone-controlled garage access adds convenience.

    Hellen Medina Naranjo Real Broker

    Section Image
  • 3920 N Kioha Dr, Eloy, AZ 85131

    $274,900

    • 3 Beds
    • 2 Baths
    • 1,497 Sq Ft
    • 3920 N Kioha Dr
    • Eloy, AZ

    Welcome to this 3 bedroom 2 bath home featuring an open and split floor plan on a 1/3 of an acre with no HOA! Enjoy the ease of cleaning with LVP plank flooring throughout paired with upgraded fixtures, hardware and energy efficient LED recessed lighting. Built with 2X6 construction and spray foam insulation for maximum energy efficiency! Kitchen features beautiful quartz countertops and soft

    Stacy Ortega Realty Executives Arizona Territory

    Section Image

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6812120

Arizona Regional Multiple Listing Service (ARMLS)

APN: 404-02-196