NOT LISTED FOR SALE

441 Miller St Ludlow, MA 01056

Estimated Value: $300,000 - $324,000

2 Beds
1 Bath
960 Sq Ft
$326/Sq Ft Est. Value

Last Sold February 27, 2024

Last sale price $303,000 $316 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,099/month

1 Day on Market

Highlights

  • 1 Acre Lot
  • Deck
  • Wood Flooring
  • East Street Elementary School Rated A-
  • Ranch Style House
  • No HOA

About This Home

As of February 2024

ENJOY the warm embrace of this inviting, COZY, and ADORABLE cottage-style home, nestled on a generous acre of land with a fantastic backyard retreat and one car detatched garage with storage. The Refreshed kitchen (2023), bathed in sunlight, welcomes you with a breakfast nook, stainless steel appliances, and a pantry, seamlessly connecting to the inviting family room featuring a pellet stove and access to deck dining. The living room, adorned with a wood fireplace, sets the stage for a cozy ambiance. Two bedrooms, on the right wing, boast updated carpeting (2023), accompanied by a refreshed full bath (2019). Enjoy the beauty of a FLAT backyard, perfect for relaxation and outdoor activities. This home is a haven of comfort and charm! Seller states upgrades include: Septic system (2022), hot water tank (2023), blown in insulation (2022), some replacement windows (2015), siding & roof (2019). DO NOT MISS THIS BEAUTY & it's SUNRISES & SUNSETS!

Last Listed By

Brenda Cuoco

Listed on: 01/24/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,888

Year Built

  • Built in 1948 | Remodeled

Lot Details

  • 1 Acre Lot
  • Property is zoned AG

Parking

  • 1 Car Detached Garage
  • Parking Storage or Cabinetry
  • Driveway
  • Open Parking

Home Design

  • Ranch Style House
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 960 Sq Ft Home
  • Ceiling Fan
  • Recessed Lighting
  • Insulated Windows
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Laundry in Basement
  • Crawl Space

Outdoor Features

  • Deck
  • Porch

Schools

  • Ludlow High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • 1 Heating Zone
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • 100 Amp Service
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number M:26 B:10400 P:32 E:1,2554429

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,888

Year Built

Built in 1948 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1948
  • Buyer Agency: 2.0
  • Transaction Broker: 0
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Compensation Based On: Net Sale Price
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Flooring: Carpet, Laminate, Hardwood
  • Fireplace Features: Living Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Range,Dishwasher,Refrigerator,Washer,Dryer, Utility Connections for Electric Range, Utility Connections for Electric Dryer
  • Total Bedrooms: 2
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Recessed Lighting
  • Room Master Bedroom Level: First
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - With Tub & Shower, Flooring - Vinyl, Remodeled
  • Bathroom 1 Level: First
  • Room Family Room Level: First
  • Room Family Room Features: Wood / Coal / Pellet Stove, Flooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Vinyl, Dining Area, Pantry, Countertops - Upgraded, Breakfast Bar / Nook, Recessed Lighting, Remodeled, Stainless Steel Appliances
  • Laundry Features: Electric Dryer Hookup, Washer Hookup, In Basement
  • Room Living Room Level: First
  • Room Living Room Features: Ceiling Fan(s), Flooring - Hardwood, Exterior Access
  • Basement: Full, Crawl Space
  • Living Area: 960
  • Spa YN: No
  • Window Features: Insulated Windows
  • MAIN LO: AN5669
  • LIST PRICE PER Sq Ft: 302.08
  • PRICE PER Sq Ft: 315.63
  • MAIN SO: AN4866
  • Insulation: Unknown

Exterior Features

  • Exterior Features: Porch, Deck - Wood
  • Construction Materials: Frame
  • Foundation Details: Block
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck - Wood
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Storage, Paved Drive, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Private Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: None
  • Heating: Forced Air, Oil
  • Cooling Y N: No
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:26 B:10400 P:32 E:1,2554429
  • Zoning: AG
  • Farm Land Area Units: Square Feet
  • Lot Size Acres: 1
  • Lot Size Area: 1
  • Lot Size Sq Ft: 43560
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 153
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3888
  • Tax Book Number: 23218

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Ludlow

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2024
Closed on
Feb 27, 2024
Sold by
Nareau Stephen M and Nareau Paula
Bought by
Underwood Brandon M and Underwood Zoe E
Seller's Agent
Brenda Cuoco
Buyer's Agent
Neilsen Team - Livian
Real Broker MA, LLC
List Price
$290,000
Sold Price
$303,000
Premium/Discount to List
$13,000
4.48%
Total Days on Market
1
Views
41
Current Estimated Value
$313,033

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,033
Avg. Annual Appreciation
2.87%
Original Mortgage
$287,850
Outstanding Balance
$284,460
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$28,573

Purchase Details

Closed on
Apr 13, 2020
Sold by
Robbins Jeffrey J
Bought by
Nareau Stephen M

Purchase Details

Closed on
Dec 7, 1999
Sold by
Pelletier Edward C
Bought by
Robbins Jeffrey J

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Underwood Brandon M $303,000 None Available
Nareau Stephen M $100,000 None Available
Robbins Jeffrey J $70,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Underwood Brandon M $287,850
Closed Underwood Zoe E $15,000
Previous Owner Nareau Stephen M $120,000
Previous Owner Nareau Stephen M $70,000
Previous Owner Robbins Jeffrey J $100,000
Previous Owner Pelletier Edward C $58,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/27/2024 02/27/24 Sold $303,000 +4.5% $316 / Sq Ft
01/26/2024 01/26/24 Pending -- -- --
01/24/2024 01/24/24 For Sale $290,000 -- $302 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,259 $245,500 $97,200 $148,300
2024 $4,152 $229,500 $97,200 $132,300
2023 $3,888 $199,300 $85,300 $114,000
2022 $3,758 $188,000 $85,300 $102,700
2021 $3,805 $180,500 $85,300 $95,200
2020 $3,652 $177,100 $84,000 $93,100
2019 $2,860 $170,700 $83,200 $87,500
2018 $3,182 $167,400 $83,200 $84,200
2017 $2,967 $160,100 $80,700 $79,400
2016 $2,803 $154,600 $79,100 $75,500
2015 $2,633 $152,300 $78,300 $74,000
Source: Public Records

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Source: MLS Property Information Network (MLS PIN)

MLS Number: 73193464

MLS Property Information Network (MLS PIN)

APN: LUDL-261040-000032-000001