$1,250,000

Estimated payment $7,396/month

Total Views 2,562
3 Beds
2.5 Baths
2,166 Sq Ft
$577 Price per Sq Ft

Highlights

  • 180 Feet of Waterfront
  • 1 Dock Slip
  • Cathedral Ceiling
  • Marina
  • Lake View
  • Covered patio or porch

About This Home

Welcome to your dream escape in the prestigious gated community of The Coves. This 3-bedroom, 2.5-bathlakefront home offers the perfect blend of charm, character, and modern comfort--all nestled in a peaceful, natural setting on Smith MountainLake. Enjoy sweeping lake views from not one, but two covered porches, including a cozy side porch with a masonry stone, wood-burningfireplace--an ideal spot for relaxing year-round. Inside, you'll find vaulted ceilings with exposed wood beams, an open floor plan, and customwallpaper accents in the kitchen and baths that add warmth and personality. Upstairs, a versatile loft area provides bonus living space, currentlystyled as a fun and functional bunk room.

Listing Agent

Kathryn Pignatella

FIRST CHOICE REAL ESTATE LLC License #0225236405

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,829

Year Built

  • Built in 2015

Lot Details

  • 1.11 Acre Lot
  • 180 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Lot Sloped Down
  • Property is zoned SM

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Hardboard

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Lake Views

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered patio or porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 7

Community Details

Overview

  • The Coves Association
  • The Coves Subdivision

Recreation

  • Marina
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,829

Year Built

Built in 2015

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Interior Features: Cathedral Ceiling, Masonry Fireplace, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Other - See Remarks
  • Type: Residential
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Paved Driveway
  • Views: Lake
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 1
  • BedroomsBRLowerLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 945.00
  • ExteriorDoors: Fiberglass, Full View
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 1
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 2166
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 180.00
  • LowerBelowGrdFin Sq Ft: 945.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • Phone Email: The Coves
  • P O A Condo Contact Name: The Coves
  • POACondoDues: 1200.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Detached
  • Style Of House: 1.5 Story
  • SubdivisionMap: Tax ID 0521000700
  • Total Above Grd Fin S Q F T: 1221
  • TotalBdrm: 3
  • TotalBths: 2.10
  • TotalFBaths: 2
  • Total Finished Sq Ft: 2166.00
  • TotalHBaths: 1
  • UpperAboveGrdFin Sq Ft: 276.00
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Side Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Cul-de-sac, Paved Road, Private Road, Underground Util

Schools

  • Elementary School: Glade Hill
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Down Slope, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 1.11
  • Lot: 7
  • ZoningCode: SM

Green Features

  • Water Features: Cove

Building Info

  • Year Built: 2015

Tax Info

  • Taxes (6 mo): 3828.97
  • FILLTAXID: 052 10-007 00

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,699 $627,700 $196,100 $431,600
2023 $2,769 $453,900 $186,100 $267,800
2022 $2,769 $453,900 $186,100 $267,800
2021 $2,640 $432,800 $165,000 $267,800
2020 $2,640 $432,800 $165,000 $267,800
2019 $2,320 $380,400 $155,000 $225,400
2018 $2,320 $380,400 $155,000 $225,400
2017 $2,092 $203,000 $203,000 $0
2016 $1,623 $203,000 $203,000 $0
2015 -- $203,000 $203,000 $0
2014 -- $203,000 $203,000 $0
2013 -- $203,000 $203,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Price Changed $1,250,000 -3.8% $577 / Sq Ft
04/05/2025 04/05/25 For Sale $1,299,000 -- $600 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Deed History

Date Type Sale Price Title Company
Deed $100,000 None Available
Deed $590,000 Fidelity National Ttl Ins Co
Deed $440,000 None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $75,000 Purchase Money Mortgage
Previous Owner $456,800 New Conventional
Previous Owner $352,000 Credit Line Revolving
Previous Owner $1,800,000 Credit Line Revolving
Source: Public Records

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Source: Roanoke Valley Association of REALTORS®

MLS Number: 915924

Roanoke Valley Association of REALTORS®

APN: 0521000700