$1,049,000

4551 Grand Key Loop W Destin, FL 32541

Estimated payment $6,514/month

Total Views 5,467
5 Beds
4 Baths
2,861 Sq Ft
$367 Price per Sq Ft

Highlights

  • Beach
  • Media Room
  • Gated Community
  • Destin Elementary School Rated A-
  • Primary Bedroom Suite
  • Florida Architecture

About This Home

Luxury Meets Opportunity in Crystal Beach with a $40,000 Buyer Credit! Seller is offering flexible 'use-any-way' funds that may be applied toward closing costs, interest rate buy-downs, renovations, furnishings, or personalized updates, creating a rare opportunity for buyers to customize this Destin beach home while reducing upfront expenses.
Welcome to 4551 Grand Key Loop, located in the highly sought-after gated community of Villages of Crystal Beach in Destin, Florida. Featuring the largest three-story floor plan in the neighborhood with approximately 2,890 square feet, this spacious home offers exceptional value and endless potential just minutes from the sugar white sands and emerald green waters of the Gulf Coast. Opportunities to own one of the largest homes in Crystal Beach with this level of buyer incentive are rare.Designed for both entertaining and comfortable beach living, the home features soaring 9-foot ceilings, oversized 8-foot doors, impressive 8-inch baseboards, hardwood flooring, and 12x12 porcelain tile throughout the main living spaces. The open-concept floor plan offers expansive gathering areas, oversized bedrooms, multiple living spaces, and covered porches on both the second and third floors, creating the perfect setting for hosting family and guests after a day at the beach. The kitchen is equipped with 42-inch raised-panel glazed wood cabinetry, stainless steel appliances, tile backsplash, generous prep space, and ample storage. Additional highlights include two wet bars, including one in the spacious primary suite and another on the third level, along with an iPod-ready three-room sound system that enhances the home's entertainment appeal. Villages of Crystal Beach offers resort-style amenities including a spectacular 35,000-square-foot lagoon pool with waterfalls, zero-entry access, tiki bar, hot tub, grilling area and complimentary beach shuttle service to Crystal Beach located just around 900 yards away. Whether you're searching for a primary residence or vacation home in Destin, this home offers exceptional space, location and potential in one of Destin's most desirable gated beach communities.

Listing Agent

Louann Schultz

Coldwell Banker Realty License #3317961 Listed on: 05/23/2026

Coldwell Banker Realty

Co-Listing Agent

The Schultz Team

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,305

Year Built

  • Built in 2010

Lot Details

  • 1,307 Sq Ft Lot
  • Lot Dimensions are 25 x 46
  • Property fronts a private road

Parking

  • 2 Parking Spaces

Home Design

  • Florida Architecture
  • Slab Foundation
  • Metal Roof
  • Vinyl Trim
  • Cement Board or Planked

Interior Spaces

  • 2,861 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Furnished
  • Crown Molding
  • Window Treatments
  • Living Room
  • Dining Room
  • Media Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1125-0000-1190

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, ground keeping, legal, licenses/permits, management, recreational faclty, repairs/maintenance, security
  • Villages Of Crystal Beach Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion

Recreation

  • Beach
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,305

Year Built

Built in 2010

Lot Details

1,307 Sq Ft Lot

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.03
  • Lot Size: 25 X 46
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU1
  • Co List Office Phone: 850-897-4563
  • Subdivision Name: VILLAGES OF CRYSTAL BEACH
  • Directions: From Scenic Hwy 98, turn North on Cobia to the corner of Luke and Cobia. Proceed forward to gate entrance. Once in gate, take the first left, and then another left. 4551 is located around the corner.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2010
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Laundry2: Yes
  • Energy:AC - 2 or More: Yes
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Washer, Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Flooring: Floor Tile, Floor WW Carpet New
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Window Features: Window Treatment All, Window Treatmnt None
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Wet Bar: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Siding CmntFbrHrdBrd, Trim Vinyl
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes

Garage/Parking

  • Total Parking Spaces: 2.0
  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Gated Community, Pavillion/Gazebo, Picnic Area, Pool, TV Cable
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Legal, Licenses/Permits, Management, Recreational Faclty, Repairs/Maintenance, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 1306.8
  • Parcel #: 00-2S-22-1125-0000-1190
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 10304.88
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,305 $961,009 $308,588 $652,421
2024 $9,962 $1,080,524 $299,600 $780,924
2023 $9,962 $1,043,384 $280,000 $763,384
2022 $8,591 $847,501 $225,000 $622,501
2021 $6,804 $553,609 $149,940 $403,669
2020 $6,172 $493,311 $142,800 $350,511
2019 $6,167 $486,156 $142,800 $343,356
2018 $6,040 $470,380 $0 $0
2017 $5,853 $447,814 $0 $0
2016 $5,687 $437,823 $0 $0
2015 $5,695 $429,883 $0 $0
2014 $5,914 $442,249 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/23/2026 05/23/26 For Sale $1,049,000 +125.6% $367 / Sq Ft
08/23/2012 08/23/12 Sold $465,000 0.0% $168 / Sq Ft View Prior Sale
07/20/2012 07/20/12 Pending -- -- --
06/27/2012 06/27/12 For Sale $465,000 -- $168 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Corporate Deed $465,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $372,000 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 1003805

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1125-0000-1190

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