NOT LISTED FOR SALE

4562 Cole Dr Loveland, CO 80538

Estimated Value: $476,006 - $492,000

3 Beds
2 Baths
1,232 Sq Ft
$395/Sq Ft Est. Value

Last Sold December 06, 2024

Last sale price $490,000 $398 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,944/month

36 Days on Market

Highlights

  • City View
  • Walk-In Closet
  • Luxury Vinyl Tile Flooring
  • 2 Car Attached Garage
  • Park
  • Forced Air Heating and Cooling System

About This Home

As of December 2024

Wonderful ranch-style home in desirable Enchantment Ridge includes 3 Bdrms, 2 baths with gas fireplace, beautiful laminate flooring throughout the main floor, open floor plan w/ vaulted ceilings, stainless steel appliances, Master bedroom w/ walk-in closet & 3/4 bath. Located close to Ponderosa Elementary and Lucile Erwin Middle School, this home also boasts a lovely backyard deck, perfect for entertaining, and a spacious, fully fenced yard with a sprinkler and drip system, plus a shed. A full, unfinished garden-level basement awaits your personal touch. Recently upgraded with a new Class 4 hail-resistant roof!

Last Listed By

Blas Estrada

Group Centerra Listed on: 10/31/2024

Group Centerra

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,232

Year Built

  • Built in 2006

Lot Details

  • 8,252 Sq Ft Lot
  • Fenced
  • Sprinkler System
  • Property is zoned P-58

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,232 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Living Room with Fireplace
  • Dining Room
  • City Views
  • Unfinished Basement

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Ponderosa Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1628798

Community Details

Overview

  • Association fees include common amenities
  • Enchantment Ridge Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,232

Year Built

Built in 2006

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Year Built: 2006
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.19
  • Road Surface Type: Paved
  • Subdivision Name: Enchantment Ridge
  • Directions: From Wilson and W 43rd St, West on W 43rd St., Right on Florence Dr. heading North, Left on Kincaid Dr. heading West, Right on Hayler Ave. turns into Fletcher St. Heading West, Second Left onto Cole Dr. heading South, Property is on the Left.
  • Above Grade Finished Sq Ft: 1232
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Legal Conforming
  • Kitchen Level: Main
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Has Basement: Unfinished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1232
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Interior Amenities: Separate Dining Room, Walk-In Closet(s)
  • Living Area: 1232
  • Room Bedroom3 Features: Luxury Vinyl Floor
  • Dining Room Features: Luxury Vinyl Floor
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 99
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 108
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Luxury Vinyl Floor
  • Master Bedroom Features: Luxury Vinyl Floor
  • Room Kitchen Features: Vinyl Floor
  • Room Living Room Area: 252
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 143
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 156
  • Room Dining Room Area: 99
  • Master Bathroom Features: 3/4 Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System
  • View: City
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 412
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City of LVLD
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Community Features: Park
  • Senior Community: No
  • Association Fee: 525
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Ponderosa
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: P-58
  • Lot Size Sq Ft: 8252
  • Parcel #: R1628798
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2232

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 31, 2024
Closed on
Dec 6, 2024
Sold by
Mark L Holdt Legacy Trust
Bought by
Edmondson Holly
Seller's Agent
Blas Estrada
Group Centerra
Buyer's Agent
Sarah Adams
RE/MAX Alliance-FTC South
List Price
$490,000
Sold Price
$490,000
Total Days on Market
36
Views
9
Current Estimated Value
$486,252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,748
Avg. Annual Appreciation
-1.95%
Original Mortgage
$360,000
Outstanding Balance
$358,698
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
$127,554

Purchase Details

Closed on
Aug 15, 2018
Sold by
Highland Properties 1318 Llc
Bought by
The Mark L Holdt Legacy Trust

Purchase Details

Listed on
Mar 29, 2018
Closed on
Apr 30, 2018
Sold by
Kersey James E
Bought by
Highland Properties 1318 Llc
Seller's Agent
Michael Nicholson
Home Savings Realty
Buyer's Agent
Blas Estrada
Group Centerra
List Price
$369,900
Sold Price
$360,000
Premium/Discount to List
-$9,900
-2.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.39%
Original Mortgage
$351,986
Interest Rate
4.44%
Mortgage Type
Commercial

Purchase Details

Listed on
Jan 30, 2014
Closed on
Mar 17, 2014
Sold by
Clopper Richard J
Bought by
Kersey James E
Seller's Agent
Richard Hausman
Roots Real Estate
Buyer's Agent
Brandon Bidwell
RE/MAX Alliance-FTC South
List Price
$250,000
Sold Price
$245,000
Premium/Discount to List
-$5,000
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.79%
Original Mortgage
$220,500
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 8, 2012
Sold by
Patella Matthew F and Patella Janey L
Bought by
Clopper Richard J

Purchase Details

Closed on
Mar 13, 2006
Sold by
Buck 2Nd Lllp
Bought by
Patella Matthew F and Patella Janey L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,080
Interest Rate
6.19%
Mortgage Type
Construction

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Edmondson Holly $490,000 None Listed On Document
Edmondson Holly $490,000 None Listed On Document
The Mark L Holdt Legacy Trust $360,000 Land Title Guarantee Co
Highland Properties 1318 Llc $360,000 Land Title Guarantee Co
Kersey James E $245,000 Fidelity National Title Ins
Clopper Richard J $240,000 Fidelity National Title Insu
Patella Matthew F $70,500 Land Title Guarantee Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Edmondson Holly $360,000
Closed Edmondson Holly $360,000
Previous Owner Highland Properties 1318 Llc $351,986
Previous Owner Kersey James E $220,500
Previous Owner Patella Matthew F $222,886
Previous Owner Patella Matthew F $192,800
Previous Owner Patella Matthew F $26,500
Previous Owner Patella Matthew F $104,080
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2024 12/06/24 Sold $490,000 0.0% $398 / Sq Ft
10/31/2024 10/31/24 For Sale $490,000 +36.1% $398 / Sq Ft
01/28/2019 01/28/19 Off Market $360,000 -- --
01/28/2019 01/28/19 Off Market $245,000 -- --
04/30/2018 04/30/18 Sold $360,000 -2.7% $296 / Sq Ft
03/31/2018 03/31/18 Pending -- -- --
03/29/2018 03/29/18 For Sale $369,900 +51.0% $304 / Sq Ft
03/17/2014 03/17/14 Sold $245,000 -2.0% $201 / Sq Ft
02/15/2014 02/15/14 Pending -- -- --
01/30/2014 01/30/14 For Sale $250,000 -- $205 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,232 $32,689 $8,710 $23,979
2024 $2,232 $32,689 $8,710 $23,979
2022 $2,001 $25,152 $5,602 $19,550
2021 $2,057 $25,876 $5,763 $20,113
2020 $1,809 $22,751 $5,763 $16,988
2019 $1,778 $22,751 $5,763 $16,988
2018 $1,765 $21,441 $5,803 $15,638
2017 $1,520 $21,441 $5,803 $15,638
2016 $1,554 $21,190 $3,980 $17,210
2015 $1,541 $21,190 $3,980 $17,210
2014 $1,300 $17,290 $3,980 $13,310
Source: Public Records

Agents Affiliated with this Home

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Source: IRES MLS

MLS Number: 1021565

IRES MLS

APN: 96333-08-025