538 W 1st St Loveland, CO 80537
1
Bed
1
Bath
475
Sq Ft
4,792
Sq Ft Lot
Highlights
- Water Views
- Deck
- Separate Outdoor Workshop
- Parking available for a boat
- No HOA
- Eat-In Kitchen
About This Home
As of April 2025First American Premier Warranty being offered! For adventurers, this property is a dream with plenty of space to park and hook up your RV or travel van/trailer to the easily accessible 220V outlet in the garage and NO HOA! Water heater replaced in 2020 and all appliances in 2021. This unique property easily outcompetes condos with high HOA's and finance-ability issues.Nestled in the heart of downtown Loveland, this delightful bungalow offers a rare combination of charm, location, and versatility. Situated on a spacious lot that backs to a serene canal with views of a natural area, this home is a peaceful retreat while being just blocks from all the amenities downtown has to offer.Inside, you'll find cozy, light-filled living spaces. Do not let the square footage fool you, the layout seamlessly flows between the living room, kitchen and bedroom. Step outside and discover the true gem of this property: the oversized lot backing to the Loveland/Greeley canal. The large lot also offers ample space for outdoor activities, gardening, future expansion and plenty of off street parking. BONUS, there is also a fully insulated outdoor studio with electrical that can act as a art studio or private hobby shed. This home does not lack storage with two additional sheds and a fully enclosed garage area. Schedule your showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,171
Year Built
- Built in 1951
Lot Details
- 4,792 Sq Ft Lot
- Southern Exposure
- North Facing Home
- Fenced
- Level Lot
Parking
- 1 Car Garage
- Carport
- Parking available for a boat
Home Design
- Wood Frame Construction
- Composition Roof
Interior Spaces
- 475 Sq Ft Home
- 1-Story Property
- Double Pane Windows
- Water Views
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
- Primary bathroom on main floor
Laundry
- Laundry on main level
- Dryer
- Washer
Accessible Home Design
- No Interior Steps
Outdoor Features
- Access to stream, creek or river
- Deck
- Patio
- Exterior Lighting
- Separate Outdoor Workshop
- Outdoor Storage
- Outbuilding
Schools
- Garfield Elementary School
- Bill Reed Middle School
- Loveland High School
Utilities
- Forced Air Heating System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Grubbs Subdivision
Listing and Financial Details
- Assessor Parcel Number R0731951
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/14/2025 04/14/25 | Sold | $310,000 | 0.0% | $653 / Sq Ft |
| 04/08/2025 04/08/25 | For Sale | $310,000 | 0.0% | $653 / Sq Ft |
| 04/06/2025 04/06/25 | Off Market | $310,000 | -- | -- |
| 01/08/2025 01/08/25 | Price Changed | $310,000 | -1.0% | $653 / Sq Ft |
| 12/11/2024 12/11/24 | Price Changed | $313,000 | -0.6% | $659 / Sq Ft |
| 11/18/2024 11/18/24 | For Sale | $315,000 | +16.7% | $663 / Sq Ft |
| 08/27/2021 08/27/21 | Sold | $270,000 | +3.8% | $568 / Sq Ft |
| 07/30/2021 07/30/21 | Pending | -- | -- | -- |
| 07/28/2021 07/28/21 | For Sale | $260,000 | -- | $547 / Sq Ft |
Source: IRES MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,171 | $18,894 | $2,144 | $16,750 |
| 2024 | $1,171 | $18,894 | $2,144 | $16,750 |
| 2022 | $1,269 | $15,943 | $2,224 | $13,719 |
| 2021 | $1,304 | $16,402 | $2,288 | $14,114 |
| 2020 | $982 | $12,348 | $2,288 | $10,060 |
| 2019 | $965 | $12,348 | $2,288 | $10,060 |
| 2018 | $537 | $6,530 | $2,304 | $4,226 |
| 2017 | $463 | $6,530 | $2,304 | $4,226 |
| 2016 | $437 | $5,954 | $2,547 | $3,407 |
| 2015 | $433 | $5,960 | $2,550 | $3,410 |
| 2014 | $379 | $5,040 | $2,550 | $2,490 |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $210,000 | New Conventional | |
| Previous Owner | $11,497 | FHA | |
| Previous Owner | $265,109 | Credit Line Revolving | |
| Previous Owner | $112,000 | New Conventional | |
| Previous Owner | $92,150 | Purchase Money Mortgage | |
| Previous Owner | $8,400 | Credit Line Revolving | |
| Previous Owner | $83,000 | Unknown | |
| Previous Owner | $81,000 | Unknown | |
| Previous Owner | $81,000 | Unknown | |
| Previous Owner | $14,800 | Credit Line Revolving | |
| Previous Owner | $59,200 | No Value Available | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $67,135 | FHA |
Source: Public Records
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $310,000 | None Listed On Document | |
| Warranty Deed | $270,000 | Guaranteed Title Group Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $97,000 | Guardian Title Agency Lovela | |
| Special Warranty Deed | $74,000 | Land Title Guarantee Company | |
| Trustee Deed | -- | -- | |
| Warranty Deed | $67,500 | Larimer County Title Company |
Source: Public Records
Similar Homes in Loveland, CO
-
$330,800
- 3 Beds
- 1.5 Baths
- 1,352 Sq Ft
- 1443 N Washington Ave
- Loveland, CO
This home offers 3 bed 2 bath a great opportunity as a fix and flip exceptional potential featuring a two car, detached garage, desirable central Loveland location, the kitchen is newer and includes all appliances, a newer hot water heater, the property also offers a second dining space that can function as a sunroom or home office, providing flexibility to suit your lifestyle. Additionally, the
Ryan Spencer The Group Inc - Harmony
-
$365,000
- 2 Beds
- 1.5 Baths
- 1,012 Sq Ft
- 1406 Effie Ct
- Loveland, CO
BACK ON THE MARKET, BUYERS HAD COLD FEET. Nestled in a quiet cul-de-sac, 1406 Effie Ct offers the perfect blend of comfort, style, and privacy. Rarely do homes in this neighborhood come on the market, making this a unique opportunity. Inside, you’ll find a beautifully updated interior with freshly painted bedrooms, creating a bright and inviting atmosphere. The kitchen shines with newly painted
Bret Brewer Distinct Real Estate LLC
Source: IRES MLS
MLS Number: 1022429
APN: 95231-05-003
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information deemed reliable but not guaranteed by the MLS.
Nearby Homes
- 630 W 2nd St
- 645 W 4th St
- 374 Logan Ave
- 610 W 5th St
- 365 Logan Ave
- 233 W 3rd St
- 301 W 4th St
- 334 W 5th St
- 153 W 2nd St
- 428 Grant Ave
- 107 W 1st St
- 108 E 3rd St
- 108 S Cleveland Ave
- 820 N Franklin Ave
- 755 N Douglas Ave
- 751 Garfield Ave
- 345 3rd St SE
- 135 S Jefferson Ave
- 349 W 9th St
- 199 S Jefferson Ave Unit 205