$1,400,000

645 W 4th St Loveland, CO 80537

Estimated payment $8,287/month

Total Views 5,440
4 Beds
7 Baths
5,821 Sq Ft
$241 Price per Sq Ft

Highlights

  • Spa
  • Deck
  • Main Floor Bedroom
  • Open Floorplan
  • Wood Flooring
  • Loft

About This Home

This unique, custom home in the heart of Loveland offers the perfect blend of modern living and small-town charm. Enjoy the convenience of being just blocks from restaurants, coffee shops, breweries, parks, schools, and trails, while residing in a truly one-of-a-kind property. The home boasts incredible updates and investment potential, including a custom design and floor plan, a main-level primary suite, and a private patio with a hot tub and turf dog run. Entertain in the "speakeasy" complete with a private bar and urinal. A separate mother-in-law suite with its own entrance, garage, kitchenette, living room, bedroom, bathroom, and washer/dryer provides flexible living options. Inside the home, you'll find three wet bars, three sets of washers/dryers, three full refrigerators, a La Cornue gas range with double oven, pot filler, a beverage fridge, and on-demand filtered water. The primary suite is a haven with a steam shower and soaking tub. Three bedrooms plus an office, a full finished basement, and an open floor plan complete this stunning home. The list of exceptional features goes on and on!

Listing Agent

Leah Ludwick

Group Centerra

Group Centerra

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,672

Year Built

  • Built in 2018

Lot Details

  • 6,613 Sq Ft Lot
  • Fenced
  • Corner Lot
  • Level Lot
  • Property is zoned R1E

Parking

  • 3 Car Attached Garage

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 5,821 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Bar Fridge
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Living Room with Fireplace
  • Home Office
  • Loft
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • In-Law or Guest Suite
  • Primary bathroom on main floor
  • Bathtub and Shower Combination in Primary Bathroom
  • Steam Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Deck
  • Patio

Schools

  • Garfield Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Mountain View Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1660761

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,672

Year Built

Built in 2018

Lot Details

0

Parking

3

Listing Details

  • Year Built: 2018
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Mountain View
  • Above Grade Finished Sq Ft: 4273
  • Architectural Style: Cottage/Bung
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Possible Use: Single Family, Additional Units
  • Private Spa: No
  • Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 3
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1726
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, In-Law Floorplan, Eat-in Kitchen, Open Floorplan, Walk-In Closet(s), Loft, Wet Bar, Kitchen Island, Steam Shower, Split Bedroom Floor Plan
  • Living Area: 5821
  • Window Features: Window Coverings
  • Room Bedroom4 Area: 195
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • Room Bedroom4 Level: Upper
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 156
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 156
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 14
  • Room Family Room Area: 630
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Upper
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 429
  • Family Room Features: Carpet
  • Living Room Features: Wood Floor
  • Room Kitchen Area: 319
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 196
  • Room Dining Room Area: 88
  • Master Bathroom Features: Full Primary Bath, Tub+Shower Primary, Luxury Features Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Curbs, Sidewalks, Corner Lot, Level
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Exterior Features: Hot Tub Included
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • IRESDS_Garage Sq Ft: 894
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Natural Gas Available
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Garfield
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: R1E
  • Lot Size Sq Ft: 6613
  • Parcel #: R1660761
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5672.12

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,470 $74,759 $3,216 $71,543
2024 $5,470 $74,759 $3,216 $71,543
2022 $4,362 $54,815 $3,336 $51,479
2021 $4,482 $56,392 $3,432 $52,960
2020 $5,055 $63,578 $3,432 $60,146
2019 $4,970 $63,578 $3,432 $60,146
2018 $4,467 $54,281 $3,456 $50,825
2017 $1,299 $18,331 $3,456 $14,875
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/19/2025 02/19/25 For Sale $1,400,000 +508.7% $241 / Sq Ft
01/28/2019 01/28/19 Off Market $230,000 -- --
09/01/2015 09/01/15 Sold $230,000 -8.0% $171 / Sq Ft
08/02/2015 08/02/15 Pending -- -- --
07/31/2015 07/31/15 For Sale $250,000 -- $186 / Sq Ft
Source: IRES MLS

Deed History

Date Type Sale Price Title Company
Quit Claim Deed -- Land Title Guarantee Co
Quit Claim Deed -- None Available
Warranty Deed $230,000 Tggt
Warranty Deed $114,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $875,000 New Conventional
Previous Owner $617,500 Future Advance Clause Open End Mortgage
Previous Owner $121,583 New Conventional
Previous Owner $150,000 Future Advance Clause Open End Mortgage
Previous Owner $26,775 Credit Line Revolving
Previous Owner $142,800 Unknown
Previous Owner $143,500 Unknown
Previous Owner $32,000 Credit Line Revolving
Previous Owner $109,150 No Value Available
Source: Public Records

Source: IRES MLS

MLS Number: 1026454

IRES MLS

APN: 95144-92-001