$430,000

8610 Surf Dr Unit 306 Panama City Beach, FL 32408

Lower Grand Lagoon Neighborhood

Estimated payment $3,827/month

Total Views 953
2 Beds
2 Baths
1,000 Sq Ft
$430 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • In Ground Pool
  • Balcony
  • J.R. Arnold High School Rated A-
  • Furnished
  • Breakfast Bar

About This Home

Gulf Front Unit situated on the 3rd floor. Unit #306 is a west side corner unit with approximately 1,000+-SF. Sit on your private balcony and enjoy the views to the Gulf of Mexico and pool. The unit features two bedrooms; (King Bed in Main Bedroom and King and Twin Bunk Beds in second bedroom); two baths; living room/dining area; kitchen (newly renovated); stacked washer and dryer; unit sleeps 8; well maintained and complex is well managed. Great second home or beach vacation rental. Whispering seas is a low rise walk up complex with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas.

Listing Agent

Joan Altenpohl

Coastal Real Estate Group, Inc License #0503302

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,429

Year Built

  • Built in 1987

Lot Details

  • Property fronts gulf or ocean
  • Property fronts a county road

HOA Fees

  • $1,145 Monthly HOA Fees

Home Design

  • Stucco

Interior Spaces

  • 1,000 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Living Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Home Security

Parking

  • Paved Parking
  • Parking Lot

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include cable TV, legal/accounting, pest control, pool(s), sewer, trash, water
  • 30 Units
  • Low-Rise Condominium
  • Whispering Seas Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,429

Year Built

Built in 1987

Lot Details

0

HOA Fees

$1,145 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • Property Sub Type: Condominium
  • Lot Size: 0 X 0
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: Whispering Seas
  • Architectural Style: Low Rise
  • Entry Level: 3
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator
  • Interior Amenities: Breakfast Bar, Split Bedrooms
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1000.0
  • Dining Room Type: Bedroom, Living Room
  • Stories: 3
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Shoreline - Natural, Waterfront
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Built-in Barbecue, Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Paved, Parking Lot
  • Garage: No

Utilities

  • Utilities: Cable Connected, Trash Collection
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 3434.0
  • Community Features: Barbecue, Other, See Remarks, Short Term Rental Allowed, Waterfront
  • Senior Community: No
  • Amenities: Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Cable TV, Legal/Accounting, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: County

Rental Info

  • Furnished: Furnished

Multi Family

  • Number Of Units In Community: 30

Tax Info

  • Tax Annual Amount: 3429.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,363 $213,986 -- --
2023 $3,363 $194,533 $0 $357,000
2022 $2,823 $176,848 $0 $0
2021 $2,606 $160,771 $0 $0
2020 $2,290 $225,250 $0 $225,250
2019 $2,302 $238,000 $0 $238,000
2018 $1,957 $120,789 $0 $0
2017 $1,746 $109,808 $0 $0
2016 $1,414 $99,825 $0 $0
2015 $1,399 $90,750 $0 $0
2014 $1,211 $82,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/08/2025 04/08/25 For Sale $430,000 -- $430 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Deed History

Date Type Sale Price Title Company
Interfamily Deed Transfer $125,000 Stewart Title Of Tallahassee
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $93,750 Purchase Money Mortgage
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 771636

Central Panhandle Association of REALTORS®

APN: 30464-081-050

Florida Bay County Panama City Beach 32408 Lower Grand Lagoon

8610 Surf Dr Unit 306, Panama City Beach, FL

Homes for Sale in Panama City Beach, FL

This home is located at 8610 Surf Dr Unit 306, Panama City Beach, FL 32408 and is currently priced at $430,000, approximately $430 per square foot. This property was built in 1987. 8610 Surf Dr Unit 306 is a home located in Bay County with nearby schools including Breakfast Point Academy, J.R. Arnold High School, and St. Bernadette Catholic School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Listing Agent
Joan Altenpohl
Section Image
Coastal Real Estate Group, Inc
(850) 750-9755