$340,000
SOLD MAR 6, 2025

891 W Chicago St Elgin, IL 60123

2 Beds
1.5 Baths
1,364 Sq Ft
6,316 Sq Ft Lot

Recently Sold

$249 Per Sq Ft

2% Above List Price

5 Days on Market

Highlights

  • Rooftop Deck
  • Wood Flooring
  • Den
  • Family Room with Fireplace
  • Cottage
  • 4-minute walk to Abbott Park

About This Home

As of March 2025

Don't miss this charming, one-of-a-kind English Brick Cottage featuring 2 bedrooms, a Den and 1.5 baths, nestled on an oversized homesite in the heart of Elgin. Overflowing with character, this home features a stunning custom arched front door that sets the tone for the warmth and charm that awaits inside. Beautiful wood floors, arched doorways, and large windows fill the space with natural light, while crown molding and two cozy fireplaces add elegance throughout. The spacious kitchen is a cook's dream with an oversized stainless steel sink, butcher block countertops, newer custom cabinetry, a separate eating banquette, and a walk-in pantry. The layout also offers a versatile separate den, perfect for an office, library, or quiet retreat. A formal dining room provides an elegant space for gatherings, while the inviting family room creates an ideal area for relaxation or entertainment. Both generously sized bedrooms offer walk-in closets, with the master retreat boasting french doors that open to its own private outdoor oasis-perfect for relaxing. Plus, the convenience of an upstairs washer and dryer makes laundry a breeze. An updated full bathroom rounds out the second floor. The home offers tons of storage throughout, ensuring everything has its place. The full basement and detached garage provide even more opportunity for storage or recreation. Situated on a large lot, this home blends unique details with modern conveniences-truly a must-see! Fireplace being sold as-is as it has not been used since owner has closed on home.

Last Agent to Sell the Property

Christine Currey

RE/MAX All Pro - St Charles License #475168644

RE/MAX All Pro - St Charles

Co-Listed By

Erin Koertgen

RE/MAX All Pro - St Charles License #475189634

Last Buyer's Agent

Christine Currey

RE/MAX All Pro - St Charles License #475168644

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,720

Year Built

  • Built in 1930

Lot Details

  • 6,316 Sq Ft Lot
  • Lot Dimensions are 47x133x46x133

Parking

  • 2 Car Detached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Cottage
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,364 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Den
  • Wood Flooring

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Outdoor Features

  • Rooftop Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,720

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Interior Amenities: Hardwood Floors, Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1364
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Other

Exterior Features

  • ExteriorFeatures: Roof Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 334900
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.145
  • Lot Dimensions: 47X133X46X133
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6720.2
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2025 03/06/25 Sold $340,000 +1.5% $249 / Sq Ft
01/30/2025 01/30/25 Pending -- -- --
01/24/2025 01/24/25 For Sale $334,900 +36.7% $246 / Sq Ft
08/31/2021 08/31/21 Sold $245,000 -1.6% $135 / Sq Ft
08/03/2021 08/03/21 Pending -- -- --
07/30/2021 07/30/21 For Sale $249,000 +36.4% $137 / Sq Ft
05/02/2016 05/02/16 Sold $182,500 -1.3% $100 / Sq Ft
03/07/2016 03/07/16 Pending -- -- --
03/03/2016 03/03/16 For Sale $184,900 +54.1% $102 / Sq Ft
05/30/2014 05/30/14 Sold $120,000 -7.0% $66 / Sq Ft
04/18/2014 04/18/14 Pending -- -- --
04/12/2014 04/12/14 Price Changed $129,000 -2.2% $71 / Sq Ft
03/31/2014 03/31/14 Price Changed $131,900 -2.2% $73 / Sq Ft
03/25/2014 03/25/14 For Sale $134,900 0.0% $74 / Sq Ft
03/06/2014 03/06/14 Pending -- -- --
03/03/2014 03/03/14 Price Changed $134,900 -3.6% $74 / Sq Ft
02/08/2014 02/08/14 For Sale $139,900 -- $77 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,720 $86,834 $12,931 $73,903
2022 $6,345 $79,178 $11,791 $67,387
2021 $6,069 $74,026 $11,024 $63,002
2020 $5,898 $70,669 $10,524 $60,145
2019 $5,727 $67,317 $10,025 $57,292
2018 $5,808 $64,751 $9,444 $55,307
2017 $5,679 $61,213 $8,928 $52,285
2016 $5,417 $56,789 $8,283 $48,506
2015 -- $52,052 $7,592 $44,460
2014 -- $51,409 $7,498 $43,911
2013 -- $52,765 $7,696 $45,069
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,000 New Conventional
Previous Owner $196,000 New Conventional
Previous Owner $7,500 Stand Alone Second
Previous Owner $159,000 New Conventional
Previous Owner $96,000 New Conventional
Previous Owner $33,000 Credit Line Revolving
Source: Public Records

Deed History

Date Type Sale Price Title Company
Warranty Deed $340,000 Fox Title
Warranty Deed $245,000 First American Title
Warranty Deed $182,500 Chicago Title Insurance Co
Deed $120,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- Attorney
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12270112

Midwest Real Estate Data (MRED)

APN: 06-14-306-001