$1,290,000

90 Terra Cotta Way Destin, FL 32541

Estimated payment $8,227/month

Total Views 1,057
3 Beds
3 Baths
2,548 Sq Ft
$506 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Gulf View
  • Destin Elementary School Rated A-
  • Heated In Ground Pool
  • Newly Painted Property

About This Home

The Wait is OVER! Indulge in luxury living in this Exquisite and Ultra-modern beach home. Custom built and designed by The Carter Building Company - this spacious and stunning 3BR/3BA + 2nd floor DOUBLE BUNK ROOM home leaves NOTHING to be desired. Located in the highly desired beach community of Terra Cotta, this gorgeous home boasts private/gated beach access, a private heated pool, a backyard oasis + more. The property features a spacious floor plan w/ hardwood floors and tile floors throughout. The kitchen boasts endless countertops, a gorgeous backsplash, gourmet island bar, white storybook cabinetry and Chef-grade stainless steel appliances. Relax on the serene deck, by the private pool or on the private terrace. Built w/ energy-efficient features, this is the Beach Life! More... This home is a SHORT TERM RENTAL MACHINE as it boasts historical rental income 4 years in a row! Ascend to the 2nd level, where the primary Master bedroom awaits with a magnificent designer Ensuite bathroom, boasting a double vanity and a lavish tiled walk-in shower. The second bedroom beckons with a private balcony facing towards the beach and a Jack and Jill bathroom, featuring individual vanities and a shared lavatory and tub/shower. A grandiose loft space offers indulgence with two sets of custom built-in single bunks adorned with ambient lighting, outlets, fans, and elegant curtains for enhanced seclusion. Additionally, a sumptuous sleeper sofa graces this elevated haven, providing an extra touch of comfort and opulence. 1st floor hosts an oversized bedroom (3rd), garage, laundry room + more. Terra Cotta Terrace is a luxury development of beach homes in the highly sought-after Crystal Beach area. The neighborhood has private gated beach access just steps away from the home! Amenities include a community pool, tennis/pickleball courts, and a sand volleyball court. This ideal location is a short distance from several beach front restaurants and a few miles from Destin Commons and Silver Sands! Come see why your friends, your family and your vacationing guests will NEVER want to leave vacation and LIVE at 90 Terra Cotta Way, Destin!

Listing Agent

Kyle Hock

RealJoy Realty LLC License #3411723

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,089

Year Built

  • Built in 2015 | Remodeled

Lot Details

  • 7,405 Sq Ft Lot
  • Cul-De-Sac
  • Back Yard Fenced
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $199 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Deeded Parking

Home Design

  • Beach House
  • Newly Painted Property
  • Frame Construction
  • Slate Roof
  • Stucco
  • Slate

Interior Spaces

  • 2,548 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Woodwork
  • Crown Molding
  • Wainscoting
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Plantation Shutters
  • Living Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Built-In Bunk Beds
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Laundry

  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Storm Windows
  • Storm Doors

Pool

  • Heated In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Deeded access to the beach
  • Covered Deck
  • Covered patio or porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Air
  • Air Source Heat Pump
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2499-0000-0270

Community Details

Overview

  • Association fees include accounting, land recreation, master, recreational faclty, services
  • Terra Cotta Terrace Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Beach
  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,089

Year Built

Built in 2015 | Remodeled

Lot Details

0

HOA Fees

$199 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: Irregular
  • Road Surface Type: Paved
  • Subdivision Name: TERRA COTTA TERRACE
  • Directions: From Scenic 98, turn North onto Terra Cotta...home is located at the N of the road.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2015
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Interior Amenities: Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Floor Vinyl, Furnished - All, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Plantation Shutters, Renovated, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Storm Windows
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Freezer: Yes
  • Appliances:StoveOven Gas: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Gulf
  • Construction Type: Frame, Roof Tile/Slate, Stucco
  • Exterior Features: Deck Covered, Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Lawn Pump, Patio Covered, Patio Open, Pool - Heated, Pool - In-Ground, Porch Open, Renovated, Shower, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Garage, Covered, Deeded, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Covered: Yes
  • Parking Features:Deeded: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Picnic Area, Playground, Pool, Tennis, TV Cable
  • Association #2 Fee: 199.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Master Association, Recreational Faclty, Services

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 00-2S-22-2499-0000-0270
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10088.95
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,548 $940,733 $264,825 $675,908
2023 $9,548 $908,360 $247,500 $660,860
2022 $8,304 $742,958 $190,304 $552,654
2021 $7,254 $584,168 $164,934 $419,234
2020 $6,717 $536,861 $157,080 $379,781
2019 $6,415 $505,726 $157,080 $348,646
2018 $6,380 $496,859 $0 $0
2017 $5,939 $454,442 $0 $0
2016 $5,859 $451,092 $0 $0
2015 $1,259 $95,000 $0 $0
2014 $1,155 $86,099 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2025 04/18/25 For Sale $1,290,000 +96.0% $506 / Sq Ft
05/01/2022 05/01/22 Off Market $658,000 -- --
07/22/2019 07/22/19 Sold $658,000 +13.4% $258 / Sq Ft
06/23/2019 06/23/19 Off Market $580,000 -- --
06/08/2019 06/08/19 Pending -- -- --
06/05/2019 06/05/19 For Sale $658,000 +13.4% $258 / Sq Ft
12/17/2015 12/17/15 Sold $580,000 0.0% $236 / Sq Ft
10/31/2015 10/31/15 Pending -- -- --
09/24/2015 09/24/15 For Sale $580,000 -- $236 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Deed History

Date Type Sale Price Title Company
Warranty Deed $658,000 Championship Title Agcy Llc
Warranty Deed $580,000 Attorney
Quit Claim Deed $86,100 Emerald Coast Title Svcs Llc
Special Warranty Deed $45,500 Mcneese Title Llc
Warranty Deed $136,600 None Available
Interfamily Deed Transfer -- --
Warranty Deed $51,000 Touchstone Land Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $524,500 New Conventional
Closed $526,400 New Conventional
Previous Owner $300,000 No Value Available
Previous Owner $300,000 Adjustable Rate Mortgage/ARM
Previous Owner $400,000 Construction
Previous Owner $150,000 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 974165

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2499-0000-0270