
90 Terra Cotta Way Destin, FL 32541
Estimated payment $8,227/month
Highlights
- Beach
- Deeded access to the beach
- Gulf View
- Destin Elementary School Rated A-
- Heated In Ground Pool
- Newly Painted Property
About This Home
The Wait is OVER! Indulge in luxury living in this Exquisite and Ultra-modern beach home. Custom built and designed by The Carter Building Company - this spacious and stunning 3BR/3BA + 2nd floor DOUBLE BUNK ROOM home leaves NOTHING to be desired. Located in the highly desired beach community of Terra Cotta, this gorgeous home boasts private/gated beach access, a private heated pool, a backyard oasis + more. The property features a spacious floor plan w/ hardwood floors and tile floors throughout. The kitchen boasts endless countertops, a gorgeous backsplash, gourmet island bar, white storybook cabinetry and Chef-grade stainless steel appliances. Relax on the serene deck, by the private pool or on the private terrace. Built w/ energy-efficient features, this is the Beach Life! More... This home is a SHORT TERM RENTAL MACHINE as it boasts historical rental income 4 years in a row! Ascend to the 2nd level, where the primary Master bedroom awaits with a magnificent designer Ensuite bathroom, boasting a double vanity and a lavish tiled walk-in shower. The second bedroom beckons with a private balcony facing towards the beach and a Jack and Jill bathroom, featuring individual vanities and a shared lavatory and tub/shower. A grandiose loft space offers indulgence with two sets of custom built-in single bunks adorned with ambient lighting, outlets, fans, and elegant curtains for enhanced seclusion. Additionally, a sumptuous sleeper sofa graces this elevated haven, providing an extra touch of comfort and opulence. 1st floor hosts an oversized bedroom (3rd), garage, laundry room + more. Terra Cotta Terrace is a luxury development of beach homes in the highly sought-after Crystal Beach area. The neighborhood has private gated beach access just steps away from the home! Amenities include a community pool, tennis/pickleball courts, and a sand volleyball court. This ideal location is a short distance from several beach front restaurants and a few miles from Destin Commons and Silver Sands! Come see why your friends, your family and your vacationing guests will NEVER want to leave vacation and LIVE at 90 Terra Cotta Way, Destin!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,089
Year Built
- Built in 2015 | Remodeled
Lot Details
- 7,405 Sq Ft Lot
- Cul-De-Sac
- Back Yard Fenced
- Sprinkler System
- Lawn Pump
HOA Fees
- $199 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Oversized Parking
- Deeded Parking
Home Design
- Beach House
- Newly Painted Property
- Frame Construction
- Slate Roof
- Stucco
- Slate
Interior Spaces
- 2,548 Sq Ft Home
- 2-Story Property
- Furnished
- Woodwork
- Crown Molding
- Wainscoting
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- Plantation Shutters
- Living Room
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop with Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Built-In Bunk Beds
- 3 Full Bathrooms
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Shower Only in Primary Bathroom
Laundry
- Dryer
- Washer
Home Security
- Hurricane or Storm Shutters
- Storm Windows
- Storm Doors
Pool
- Heated In Ground Pool
- Outdoor Shower
Outdoor Features
- Deeded access to the beach
- Covered Deck
- Covered patio or porch
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- High Efficiency Air Conditioning
- Multiple cooling system units
- Central Air
- Air Source Heat Pump
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-2499-0000-0270
Community Details
Overview
- Association fees include accounting, land recreation, master, recreational faclty, services
- Terra Cotta Terrace Subdivision
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Beach
- Tennis Courts
- Community Playground
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $9,548 | $940,733 | $264,825 | $675,908 |
2023 | $9,548 | $908,360 | $247,500 | $660,860 |
2022 | $8,304 | $742,958 | $190,304 | $552,654 |
2021 | $7,254 | $584,168 | $164,934 | $419,234 |
2020 | $6,717 | $536,861 | $157,080 | $379,781 |
2019 | $6,415 | $505,726 | $157,080 | $348,646 |
2018 | $6,380 | $496,859 | $0 | $0 |
2017 | $5,939 | $454,442 | $0 | $0 |
2016 | $5,859 | $451,092 | $0 | $0 |
2015 | $1,259 | $95,000 | $0 | $0 |
2014 | $1,155 | $86,099 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
04/18/2025 04/18/25 | For Sale | $1,290,000 | +96.0% | $506 / Sq Ft |
05/01/2022 05/01/22 | Off Market | $658,000 | -- | -- |
07/22/2019 07/22/19 | Sold | $658,000 | +13.4% | $258 / Sq Ft |
06/23/2019 06/23/19 | Off Market | $580,000 | -- | -- |
06/08/2019 06/08/19 | Pending | -- | -- | -- |
06/05/2019 06/05/19 | For Sale | $658,000 | +13.4% | $258 / Sq Ft |
12/17/2015 12/17/15 | Sold | $580,000 | 0.0% | $236 / Sq Ft |
10/31/2015 10/31/15 | Pending | -- | -- | -- |
09/24/2015 09/24/15 | For Sale | $580,000 | -- | $236 / Sq Ft |
Deed History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $658,000 | Championship Title Agcy Llc | |
Warranty Deed | $580,000 | Attorney | |
Quit Claim Deed | $86,100 | Emerald Coast Title Svcs Llc | |
Special Warranty Deed | $45,500 | Mcneese Title Llc | |
Warranty Deed | $136,600 | None Available | |
Interfamily Deed Transfer | -- | -- | |
Warranty Deed | $51,000 | Touchstone Land Title Inc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $524,500 | New Conventional | |
Closed | $526,400 | New Conventional | |
Previous Owner | $300,000 | No Value Available | |
Previous Owner | $300,000 | Adjustable Rate Mortgage/ARM | |
Previous Owner | $400,000 | Construction | |
Previous Owner | $150,000 | Unknown |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 974165

APN: 00-2S-22-2499-0000-0270
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