NOT LISTED FOR SALE

961 Ridgewood Ln Crystal Lake, IL 60014

Estimated Value: $409,980 - $428,000

4 Beds
4 Baths
2,458 Sq Ft
$170/Sq Ft Est. Value

Last Sold January 31, 2024

Last sale price $385,000 $157 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,092/month

1 Day on Market

Highlights

  • Open Floorplan
  • Mature Trees
  • Property is near a park
  • Woods Creek Elementary School Rated A-
  • Deck
  • Recreation Room

About This Home

As of January 2024

DESIRABLE Four Colonies Subdivision with EXCELLENT Crystal Lake Schools! This UPDATED OPEN FLOOR PLAN is Located in the EXCELLENT Crystal Lake Schools! 4 Bedroom Home PLUS Loft with Basement with 2 Full & 2 Half Baths Offers SOOO Many Features: Large Deck with Pergola Area & Extra Deep Lot (One of the Largest Yards in the Subdivision) with Shed...You Can Even Find Deer in the Backyard! 2 Story Vaulted Living Room Opens to 2nd Floor Loft! Wood Laminate Floors are Throughout Entire 1st Floor! Freshly Painted Throughout (in 2022 & 2023) in Neutral Tones! All Newer Light Fixtures & Ceiling Fans Throughout! Formal Living Room Opens to Formal Dining Room! Updated Kitchen Offers Dark Cabinets, Added Knobs, Granite Countertops, Undermount Sink & Faucet, Glass & Stone Tiled Backsplash, Under Cabinet Lighting, Stainless Steel Appliances & Ceiling Fan! Separate Eating Area with Ceiling Fan Overlooks Family Room with Fireplace & Built-Ins Freshly Painted White with Recessed Lighting! Sliding Glass Doors Off Family Room Lead to Deck and Expansive Yard! Updated Powder Room with New Vanity, Faucet, Mirror, Fixtures & Lighting! Laundry Room with Shelving for More Storage! Step Up to the 2nd Floor LARGE Loft with Ceiling Fan Overlooking Below - Great for Office or Play Area! Enormous & Updated Master Bedroom Also with Ceiling Fan & Large Walk-In Closet! Completely Updated Master Bathroom with New Dual Sink Solid Surface Vanity, Faucets, Fixtures, Mirrors, Lighting & Large Porcelain Tiled Floors! 2nd Bedroom with Ceiling Fan & Walk-In Closet! 3rd & 4th Bedrooms with Ceiling Fans! REDONE Hall Bathroom with New Sink Granite Vanity, Faucet, Fixtures, Mirror, Lighting & Porcelain Tiled Flooring! Partially Finished Basement GREAT for Finishing with Lots of Possibilities! Half Bath Also Conveniently Located in Basement! NEW Water Heater & Sump Pump Both in 2023! Crawl Space Also Great for Storage! **NEWER WINDOWS** 2 Car Attached Garage with Side Door Access! Park/Playground Right Around the Corner! Minutes to Crystal Lake lake & Dole Mansion that Offers Plenty of Entertainment Including the Largest Farmers Market! Just Minutes to Downtown Crystal Lake with Metra Train Station & Plenty of Restaurants & Shopping! **MULTIPLE OFFERS RECEIVED! CALLING FOR HIGHEST & BEST BY FRIDAY, DECEMBER 22ND AT 3:00 P.M. & EXECUTED CONTRACT TO BE DONE BY 5:00 P.M.**

Last Listed By

Jackie Reed

Keller Williams Success Realty License #475135154 Listed on: 12/20/2023

Keller Williams Success Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,630

Year Built

  • Built in 1985

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 73 x 165 x 78 x 144
  • Corner Lot
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,458 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Loft
  • Storage Room
  • Laminate Flooring
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Partial Basement
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Tideland Water Rights
  • Deck
  • Shed

Location

  • Property is near a park

Schools

  • Woods Creek Elementary School
  • Lundahl Middle School
  • Crystal Lake South High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Four Colonies Subdivision, Woodland Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,630

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Four Colonies
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Oven
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, First Floor Laundry, Built-in Features, Walk-In Closet(s), Bookcases, Beamed Ceilings, Open Floorplan
  • LivingArea: 2458
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Loft, Recreation Room, Foyer, Eating Area, Walk In Closet, Storage
  • Estimated Total Finished Sq Ft: 2458
  • Basement Description: Partially Finished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2458
  • Basement Sq Ft: 939
  • Fireplace Location: Family Room
  • Total Sq Ft: 3397
  • Unfinished Basement Sq Ft: 939
  • Main Level Sq Ft: 2458
  • Door Features: Panel Door(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 399900
  • Lot Features: Corner Lot, Mature Trees
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Water Rights, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Woods Creek Elementary School
  • High School: Crystal Lake South High School
  • Middle/Junior School: Lundahl Middle School
  • Middle/Junior School District: 47

Lot Info

  • Lot Size Acres: 0.268
  • Lot Dimensions: 73 X 165 X 78 X 144
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8629.78
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 20, 2023
Closed on
Jan 22, 2024
Sold by
Freeman Joseph A and Freeman Katie R
Bought by
Loftus Kyle and Loftus Taylor
Seller's Agent
Jackie Reed
Keller Williams Success Realty
Buyer's Agent
Tim Lydon
RE/MAX Plaza
List Price
$399,900
Sold Price
$385,000
Premium/Discount to List
-$14,900
-3.73%
Total Days on Market
1
Views
114
Current Estimated Value
$418,495

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,495
Avg. Annual Appreciation
6.76%
Original Mortgage
$308,000
Outstanding Balance
$305,161
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$112,089

Purchase Details

Listed on
Apr 14, 2021
Closed on
May 21, 2021
Sold by
Smullin Eric and Smullin Anita
Bought by
Freeman Joseph A and Freeman Katie R
Seller's Agent
Gary Swift
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Tyler Lewke
Keller Williams Success Realty
List Price
$290,000
Sold Price
$325,000
Premium/Discount to List
$35,000
12.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$308,750
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2011
Sold by
Smullin Anita
Bought by
Smullin Eric and Smullin Anita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,975
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2005
Sold by
Smullin Eric
Bought by
Smullin Anita

Purchase Details

Closed on
May 1, 2004
Sold by
Smullen Eric and Smullin Anita
Bought by
Smullin Eric and Smullin Anita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,000
Interest Rate
5.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 20, 2004
Sold by
Prudential Residential Service Lp
Bought by
Smullin Eric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,000
Interest Rate
5.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 13, 2004
Sold by
Heiderscheit David D and Heiderscheit Denise S
Bought by
Prudential Residential Services Lp

Purchase Details

Closed on
Feb 22, 1998
Sold by
Kapuska John D and Kapuska Carol Lee
Bought by
Heiderscheit David D and Heiderscheit Denise S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7.14%

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Loftus Kyle $385,000 First American Title
Freeman Joseph A $325,000 First American Title
Smullin Eric -- None Available
Smullin Anita -- --
Smullin Eric -- --
Smullin Eric $258,000 Ticor
Prudential Residential Services Lp $258,000 Ticor Title Insurance Compan
Heiderscheit David D $180,000 Attorneys Natl Title Network
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Loftus Kyle $308,000
Previous Owner Freeman Joseph A $50,000
Previous Owner Freeman Joseph A $308,750
Previous Owner Smullin Eric $33,000
Previous Owner Smullin Eric $179,878
Previous Owner Smullin Eric $166,975
Previous Owner Smullin Eric $50,000
Previous Owner Smullin Eric $25,000
Previous Owner Smullin Eric $218,000
Previous Owner Heiderscheit David D $126,100
Previous Owner Heiderscheit David D $135,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2024 01/31/24 Sold $385,000 -3.7% $157 / Sq Ft
12/22/2023 12/22/23 Pending -- -- --
12/20/2023 12/20/23 For Sale $399,900 +23.0% $163 / Sq Ft
05/26/2021 05/26/21 Sold $325,000 +12.1% $132 / Sq Ft
04/18/2021 04/18/21 Pending -- -- --
04/18/2021 04/18/21 For Sale $290,000 -10.8% $118 / Sq Ft
04/17/2021 04/17/21 Off Market $325,000 -- --
04/14/2021 04/14/21 For Sale $290,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,083 $107,622 $7,533 $100,089
2022 $8,630 $97,998 $6,859 $91,139
2021 $8,257 $92,294 $6,460 $85,834
2020 $8,124 $89,833 $6,288 $83,545
2019 $8,024 $87,539 $6,127 $81,412
2018 $7,819 $83,514 $6,895 $76,619
2017 $7,779 $78,705 $6,498 $72,207
2016 $7,689 $74,829 $6,178 $68,651
2013 -- $75,615 $14,696 $60,919
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11949230

Midwest Real Estate Data (MRED)

APN: 18-12-476-015