NOT LISTED FOR SALE

Estimated Value: $239,000 - $269,000

5 Beds
1 Bath
489 Sq Ft
$435/mo HOA Fee

Last Sold April 21, 2023

Last sale price $250,000 $511 Per Sq Ft

Current estimated payment $2,044/month

1 Day on Market

Highlights

  • Property fronts gulf or ocean
  • Deeded access to the beach
  • Furnished
  • J.R. Arnold High School Rated A-
  • In Ground Pool
  • Game Room

About This Home

As of April 2023

Welcome to Top of the Gulf, one of the best kept secrets in the Emerald Coast Panhandle. Top of the Gulf condos are known to pull north of $35,000 of gross rental income. It's an extremely well maintained building with a great return on investment!This particular unit currently needs a new kitchen area, new furniture, and new decor. Owner is in the process of finishing the remodel but is willing to sell it AS IS and let the new buyer add their own personal touch.

Last Listed By

Bryce Miller

Miller & Associates Realty License #SL3329752 Listed on: 03/18/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,110

Year Built

  • Built in 1976

Lot Details

HOA Fees

  • $435 Monthly HOA Fees

Parking

  • Additional Parking

Interior Spaces

  • 1 Full Bathroom
  • 489 Sq Ft Home
  • Furnished

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Air
  • Heating Available

Community Details

Overview

  • Association fees include clubhouse, cable TV, insurance, internet, legal/accounting, ground maintenance, pest control, pool(s), sewer, security, trash, water
  • High-Rise Condominium
  • Top Of The Gulf Condo. Subdivision

Amenities

  • Game Room

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,110

Year Built

Built in 1976

Lot Details

0

HOA Fees

$435 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1976
  • Property Sub Type: Condominium
  • Subdivision Name: Top Of The Gulf Condo.
  • Architectural Style: High Rise
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Full Bathrooms: 1
  • Living Area: 489.0
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Private
  • Pool Private: Yes
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Additional Parking
  • Garage: No

Utilities

  • Utilities: Cable Connected, Other, Sewer Connected, Trash Collection, Water Available, Water Connected
  • Cooling: Central Air, Electric
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 435.0
  • Community Features: Short Term Rental Allowed
  • Amenities: Beach Rights, Game Room
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 2110.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2023
Closed on
Apr 21, 2023
Sold by
Cah Investment Trust
Bought by
May Jonathan
Seller's Agent
Bryce Miller
Miller & Associates Realty
Buyer's Agent
Henry Brigmond
Beachy Beach Real Estate
List Price
$265,000
Sold Price
$250,000
Premium/Discount to List
-$15,000
-5.66%
Total Days on Market
1
Views
25
Current Estimated Value
$250,353

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$353
Avg. Annual Appreciation
0.07%

Purchase Details

Listed on
Feb 19, 2020
Closed on
Jun 2, 2020
Sold by
Singleton Ryan Jack
Bought by
Hutcheson Charles Allen and Cah Investment Trust
Seller's Agent
Ryan Singleton
Premier Coastal, Inc.
Buyer's Agent
Bryce Miller
Miller & Associates Realty
List Price
$176,000
Sold Price
$150,000
Premium/Discount to List
-$26,000
-14.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.41%

Purchase Details

Listed on
Mar 24, 2017
Closed on
Dec 13, 2017
Sold by
Dalba Russell P
Bought by
Sigleton Ryan L
Seller's Agent
Mary Tisdale
Keller Williams Realty Emerald Coast
Buyer's Agent
Ryan Singleton
Premier Coastal, Inc.
List Price
$114,500
Sold Price
$107,500
Premium/Discount to List
-$7,000
-6.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.44%
Original Mortgage
$86,000
Interest Rate
6.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
May Jonathan $250,000 Mti Title
Hutcheson Charles Allen $150,000 South Oak Ttl Panama City Be
Sigleton Ryan L $107,500 South Osk Title 30A Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sigleton Ryan L $86,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/21/2023 04/21/23 Sold $250,000 -5.7% $511 / Sq Ft
03/22/2023 03/22/23 Pending -- -- --
03/20/2023 03/20/23 For Sale $265,000 +76.7% $542 / Sq Ft
06/20/2022 06/20/22 Off Market $150,000 -- --
06/20/2022 06/20/22 Off Market $107,500 -- --
06/02/2020 06/02/20 Sold $150,000 -14.8% $307 / Sq Ft
05/18/2020 05/18/20 Pending -- -- --
02/19/2020 02/19/20 For Sale $176,000 +63.7% $360 / Sq Ft
12/13/2017 12/13/17 Sold $107,500 -6.1% $220 / Sq Ft
09/03/2017 09/03/17 Pending -- -- --
03/24/2017 03/24/17 For Sale $114,500 -- $234 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,567 $216,750 -- $216,750
2023 $2,567 $216,750 $0 $216,750
2022 $2,110 $151,470 $0 $0
2021 $1,787 $137,700 $0 $137,700
2020 $1,419 $108,543 $0 $108,543
2019 $1,169 $89,675 $0 $89,675
2018 $1,095 $81,600 $0 $0
2017 $905 $74,052 $0 $0
2016 $826 $67,320 $0 $0
2015 $755 $61,200 $0 $0
2014 $693 $56,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Central Panhandle Association of REALTORS®

MLS Number: 739021

Central Panhandle Association of REALTORS®

APN: 34994-298-000