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Downtown Saint Charles Homes for Sale

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  • /48

    $2,995,000

    • 4 Beds
    • 5 Baths
    • 4,662 Sq Ft

    10 Illinois St Unit 5A, Saint Charles, IL 60174

    One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale

    Jay Rodgers eXp Realty - St. Charles

    10 Illinois St Unit 5A, Saint Charles, IL 60174
  • /45

    $575,000 Open Sun 10AM - 12PM

    • 4 Beds
    • 3 Baths
    • 2,229 Sq Ft

    218 N 4th Ave, Saint Charles, IL 60174

    Once upon a time, steps away from downtown St. Charles, this charming and sophisticated home was waiting for its next owners. Tucked on a quiet street, yet so close to dining, boutiques, the renovated riverwalk, Potawatomi Park, Whole Foods and much more. With a layout designed for real life, the floor plan was functional and inviting. The main floor featured a bonus bedroom/office, enchanting

    Giavanna Laukert Berkshire Hathaway HomeServices Starck Real Estate

    218 N 4th Ave, Saint Charles, IL 60174

Why Live in Downtown Saint Charles

Downtown Saint Charles, located near the St. Charles Dam on the Fox River, offers a vibrant riverside business district with a small-town feel. The area is bustling with activities, especially in the summer, earning it the nickname “The Pride of the Fox.” Residents and visitors can enjoy live music at STC Live! in 1st Street Plaza, the St. Charles Fine Arts Show on Riverside Avenue, a fall jazz festival, and a festive parade in November. Dining options include Alter Brewing & Kitchen with its year-round riverfront deck, Coroco Coffee for a cozy café experience, and Fox Den Cooking for culinary classes. Historic landmarks like Hotel Baker and the Arcada Theatre add to the neighborhood's charm. Housing options range from early 20th-century condos and single-family homes to modern brownstone townhouses. The area is popular among renters, with 66% of residents renting their homes. Outdoor enthusiasts can explore the 32-mile Fox River Trail and the 14-mile Great Western Trail, which accommodate activities from hiking to snowmobiling. Hazeltine Park and Lincoln Park offer local green spaces, with Lincoln Park hosting a summer concert series and Scarecrow Weekend. The highly rated St. Charles Community Unit School District 303 serves the area, including Lincoln Elementary School, Thompson Middle School, and St. Charles East High School. Public transportation is accessible via the Pace bus service and the Metra commuter rail station in Geneva, three miles away. The neighborhood boasts a lower crime risk compared to the national average, making it a practical choice for potential home buyers.

Frequently Asked Questions

Is Downtown Saint Charles a good place to live?
Downtown Saint Charles is a good place to live. Downtown Saint Charles is considered somewhat walkable and bikeable with minimal transit options. Downtown Saint Charles has 6 parks for recreational activities. It is fairly sparse in population with 5.7 people per acre and a median age of 45. The average household income is $81,531 which is below the national average. College graduates make up 43.4% of residents. A majority of residents in Downtown Saint Charles are renters, with 65.5% of residents renting and 34.5% of residents owning their home. A local real estate agent serving Downtown Saint Charles can help you decide if this neighborhood is the right one for you. Learn more on our Downtown Saint Charles neighborhood guide.
Is Downtown Saint Charles, IL a safe neighborhood?
Downtown Saint Charles, IL is safer than the average neighborhood in the United States. It received a crime score of 3 out of 10.
How much do you need to make to afford a house in Downtown Saint Charles?
The median home price in Downtown Saint Charles is $575,000. If you put a 20% down payment of $115,000 and had a 30-year fixed mortgage with an interest rate of 6.37%, your estimated principal and interest payment would be $2,870 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $123K a year to afford the median home price in Downtown Saint Charles. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Downtown Saint Charles is $82K.
What are the best public schools in Downtown Saint Charles?
The best public schools that serve Downtown Saint Charles are:
What are the best private schools in Downtown Saint Charles?
The best private schools that serve Downtown Saint Charles are:
What are the most popular zip codes in Downtown Saint Charles, Saint Charles, IL?
The most popular zip codes in Downtown Saint Charles, Saint Charles, IL include 60174, 60134, 60175, 60185 and 60510.
What are the most popular neighborhoods near Downtown Saint Charles, Saint Charles, IL?
The most popular neighborhoods near Downtown Saint Charles, Saint Charles, IL are Northeast Saint Charles, Southeast Saint Charles, Southwest Saint Charles, Northwest Central Geneva and Dunham Castle.

Home Trends in Downtown Saint Charles, IL

Housing Trends

Median Sale Price
$570,000
Median Single Family Sale Price
$575,000
Median 2 Bedroom Sale Price
$560,000
Average Price Per Sq Ft
$315
Number of Homes for Sale
2
Last 12 months Home Sales
15
Months of Supply
1.60
Median List Price
$575,000
Median Change From 1st List Price
-2%
Median Home Sale Price YoY Change
12%
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