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Newest Homes for Sale in Spencer, IA

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  • /2

    $39,900

    • Land
    • 0.4 Acre
    • $99,750 per Acre

    Lot 31 & 32 6th St SW, Spencer, IA 51301

    Here is that extra large double lot you've wanted. With over .40 of an acre to put your new dream home. With a great location in south Spencer in an established neighborhood, close to all the shopping and restaurants. Make this the place you build your dreams from the ground up.

    Bryan Sebastian Hinn Real Estate

    Lot 31 & 32 6th St SW, Spencer, IA 51301
  • /2

    $29,900

    • Land
    • 0.22 Acre
    • $135,909 per Acre

    Lot #33 6th St SW, Spencer, IA 51301

    Time to build your dreams! Located in a well established neighborhood close to everything in south Spencer from churches and Lincoln school to restaurants and shopping, this corner lot offers opportunity and room to grow. If you've been thinking about designing and building your new house and needed the land to do it, look no more, you just found the perfect place to say HOME.

    Bryan Sebastian Hinn Real Estate

    Lot #33 6th St SW, Spencer, IA 51301
  • /2

    $29,900

    • Land
    • 0.26 Acre
    • $115,000 per Acre

    Lot #30 of 6th St SW, Spencer, IA 51301

    Here is the perfect "blank canvas" to build your new home. This large lot offers a great location in south Spencer close to Lincoln school, shopping, restaurants and more. Situated in an established neighborhood this rare opportunity is your place to make those thoughts of a dream home a reality.

    Bryan Sebastian Hinn Real Estate

    Lot #30 of 6th St SW, Spencer, IA 51301
  • /11

    $189,900

    • 4 Beds
    • 1.5 Baths
    • 1,800 Sq Ft

    234 6th St SW, Spencer, IA 51301

    Spacious, functional and ready for it's next owner! This 4 bedroom home offers the room you've been looking for with two living spaces and large bedrooms. The 3 season room is perfect for relaxing and enjoying the view of the back yard. You'll appreciate the heated work space in the garage, ideal for hobbies or a workspace you can use year-round! A solid home with space, function and versatility!

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    234 6th St SW, Spencer, IA 51301
  • /22

    $110,000

    • 3 Beds
    • 2 Baths
    • 1,732 Sq Ft

    515 6th Ave W, Spencer, IA 51301

    Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

    Tracey Radcliffe EXIT Realty Midwest

    515 6th Ave W, Spencer, IA 51301
  • /30

    $179,900 Open Sat 10AM - 11:30AM

    • 2 Beds
    • 1 Bath
    • 1,104 Sq Ft

    1622 1st Ave E, Spencer, IA 51301

    Picture perfect comes to mind when thinking about that perfect place for you to call HOME. This 2 bedroom ranch offers a carefree exterior with newer siding, replacement windows, entry doors and roof, so you can put the to-do's in the done column and your spring can be spent adding your personal touches to the secluded backyard patio and the curb appeal of the spacious corner lot. Inside you will

    Bryan Sebastian Hinn Real Estate

    1622 1st Ave E, Spencer, IA 51301
  • /2

    $34,900

    • 3 Beds
    • 1 Bath
    • 1,340 Sq Ft

    220 4th St SW, Spencer, IA 51301

    SOLD AS-IS Fixer-upper with tons of potential! Whether you're looking to build to suit or revamp the existing property, this home sits on over 3⁄4 of an acre in a fantastic location. Enjoy close proximity to retail, parks, and everyday conveniences, making this a great opportunity for investors, builders, or buyers ready to create their vision.

    Ryan Moran Integrity Real Estate

    220 4th St SW, Spencer, IA 51301
  • /17

    $175,000

    • 5 Beds
    • 3 Baths
    • 4,308 Sq Ft

    21 W 1st St, Spencer, IA 51301

    21 W 1st Street | Spencer, IA Value-add opportunity in Spencer! This 6-plex offers strong upside for an investor ready to complete renovations and increase cash flow. The property has been partially remodeled, with 2 of the 6 units currently rented, providing immediate income. The remaining 4 units offer the ability to renovate, lease up, and significantly improve overall returns. With

    Nic Madsen Gateway Real Estate Advisors

    21 W 1st St, Spencer, IA 51301
  • /16

    $249,900

    • 4 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    609 4th Ave W, Spencer, IA 51301

    If you've been waiting for the one that checks every box, here it is! This 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. All four bedrooms are on the same level,

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    609 4th Ave W, Spencer, IA 51301
  • /20

    $337,000

    • 3 Beds
    • 2 Baths
    • 1,794 Sq Ft

    1813 20th Ave W, Spencer, IA 51301

    Easy Living Opportunity! Perfect for anyone looking to downsize or simplify their daily life. One-level living that is pure comfort with open-concept floor plan allowing room to entertain yet ideal for quiet nights in. Beautiful kitchen offers ample cabinetry, a pantry, sleek countertops and spacious island. Check out this quality built duplex on an end lot in a desirable neighborhood across from

    Kim Bates Northwest Iowa Realty

    1813 20th Ave W, Spencer, IA 51301
  • /3

    $17,500

    • Land
    • 0.13 Acre
    • $134,615 per Acre

    822 2nd Ave SE, Spencer, IA 51301

    Looking to build a house? This 50' by 117' bare lot with water and sewer lines stubbed in could just be the one for you. Additionally there is a poured existing concrete driveway. Great lot! Don't miss out!

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    822 2nd Ave SE, Spencer, IA 51301
  • /31

    $160,000

    • 3 Beds
    • 2 Baths
    • 1,530 Sq Ft

    523 4th Ave W, Spencer, IA 51301

    Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    523 4th Ave W, Spencer, IA 51301
  • /74

    $429,000

    • 4 Beds
    • 3 Baths
    • 1,992 Sq Ft

    701 4th St SW, Spencer, IA 51301

    Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town and set on an expansive nearly 1 acre lot offering captivating river ground views, close to the bike / walking trails and endless possibilities. With nearly 2,000 finished square feet, this delightful property features 4 bedrooms and 3 bathrooms, creating a spacious and flexible retreat for any family. Two of

    Doug Small Hinn Real Estate

    701 4th St SW, Spencer, IA 51301
  • /6

    $520,000

    0, Spencer, IA 51301

    Pasture for sale and includes two 40 acres parcels just north east of Gillett Grove, IA (South of Spencer, IA) for a total of 80 acres. Sits on the corner of 290th and 420th Streets. Updated fencing, newer permanent corral system and good flowing creek throughout. Priced at $6,500 per acre. Section 20, township 95, range 35 of Logan township in Clay County.

    Kelly Anderson Signature Real Estate Group of Iowa

    0, Spencer, IA 51301
  • /2

    $39,900

    • 3 Beds
    • 1 Bath
    • 1,144 Sq Ft

    620 1st Ave SE, Spencer, IA 51301

    Three bedroom home on a deep lot, offering potential appeal to investors or buyers seeking lot value, set in a conveniently located neighborhood. Cash buyers, property is being sold AS-IS. Demo is complete and ready to flip!

    Lezlie Boetel - Pohlman Integrity Real Estate

    620 1st Ave SE, Spencer, IA 51301
  • /11

    $840,000

    • Land
    • 112.2 Acres
    • $7,487 per Acre

    170th Avenue, Spencer, IA 51301

    Open lease for 2026 crop year!30' x 30' heated Morton building constructed in 2004 features: 13' high side walls 12' high x 14' wide sliding garage door Interior electrical wiring Interior Modine hanging heater with propane tank 14' x 14' exterior cement pad

    Ben Hollesen Midwest Land Management & Real Estate, Inc.

    170th Avenue, Spencer, IA 51301
  • /44

    $269,000

    • 3 Beds
    • 2 Baths
    • 3,166 Sq Ft

    618 W 4th St, Spencer, IA 51301

    Nestled on a picturesque river lot overlooking the Little Sioux River, this charming 11⁄2-story home offers breathtaking views in every season. From vibrant fall colors to peaceful winter scenes, nature provides a stunning backdrop year-round. Enjoy watching wildlife in their natural habitat, and step just outside your back door to launch a canoe or kayak for a day on the water—this is truly a

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    618 W 4th St, Spencer, IA 51301
  • /9

    $94,900

    • 2 Beds
    • 1 Bath
    • 744 Sq Ft

    118 W 14th St, Spencer, IA 51301

    Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation, events and outdoor activities while being tucked into a quiet neighborhood. A great opportunity for first-time buyers, downsizers, or investors.

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    118 W 14th St, Spencer, IA 51301
  • /21

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,850 Sq Ft

    404 Country Club Ln, Spencer, IA 51301

    COMPLETELY REMODELED THREE BEDROOM RANCH HOME WITH OVERSIZED DOUBLE ATTACHED LINED AND HEATED GARAGE. This home features a large great room with vaulted ceilings that opens and flows into the designer kitchen and formal dining area. Large private master bedroom suite with master bath. Second and third bedrooms and 2nd full bath are on the opposite end of the home so everyone can have their own

    Mark Hallett Realty Professionals

    404 Country Club Ln, Spencer, IA 51301
  • /2

    $40,000

    • Land
    • 0.13 Acre
    • $307,692 per Acre

    212 E 18th St, Spencer, IA 51301

    Nice residential building lot with all utilities in place. This ready-to-build site is flat, usable, and flexible for a new home design. Perfect for a custom build, investor project, or future home, with utilities already onsite.

    Janie Eick RE/MAX Lakes Realty

    212 E 18th St, Spencer, IA 51301
  • /36

    $68,000

    • 6 Beds
    • 3 Baths
    • 2,404 Sq Ft

    807 4th Ave W, Spencer, IA 51301

    Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

    Bryan Sebastian Hinn Real Estate

    807 4th Ave W, Spencer, IA 51301
  • /2

    $42,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    522 E 9th St, Spencer, IA 51301

    Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to the condition of the property with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 201-8049

    522 E 9th St, Spencer, IA 51301
  • /2

    $48,000

    • 3 Beds
    • 1 Bath
    • 1,044 Sq Ft

    2123 10th Ave E, Spencer, IA 51301

    Attention Flippers! Take this opportunity to update this 3 bed, 1 bath home on the outskirts of town. Priced to sell. Sold AS-IS. Owner has used as a rental, so buyers should satisfy themselves as to the condition of the home with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 467-4050

    2123 10th Ave E, Spencer, IA 51301
  • /14

    $269,500

    • 4 Beds
    • 2 Baths
    • 1,408 Sq Ft

    528 E 17th St, Spencer, IA 51301

    A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Newer roof, new furnace, A/C and water heater in 2024.

    Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

    528 E 17th St, Spencer, IA 51301
  • /17

    $139,900

    • 4 Beds
    • 1.5 Baths
    • 1,212 Sq Ft

    818 2nd Ave SE, Spencer, IA 51301

    Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

    Kelly Bierl Hometown Realty

    818 2nd Ave SE, Spencer, IA 51301
  • /31

    $305,000

    • 3 Beds
    • 2 Baths
    • 1,819 Sq Ft

    1120 4th Ave W, Spencer, IA 51301

    When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

    Bryan Sebastian Hinn Real Estate

    1120 4th Ave W, Spencer, IA 51301
  • /12

    $182,499

    • 4 Beds
    • 1 Bath
    • 1,946 Sq Ft

    1203 W 5th St, Spencer, IA 51301

    Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    1203 W 5th St, Spencer, IA 51301
  • /42

    $646,000

    • 3 Beds
    • 3 Baths
    • 3,633 Sq Ft

    1423 18th Ave W, Spencer, IA 51301

    Fairway Frontage Luxury: Exquisite Brick Home on Spencer Golf & Country Club. Experience the pinnacle of sophisticated living with this stunning, all-brick executive home located at 1423 18th Ave. W. Situated directly on the picturesque #6 Fairway of the Spencer Golf and Country Club, this property blends privacy, elegance, and an unbeatable location. Unparalleled Craftsmanship and Space. Step

    Bob Bates Northwest Iowa Realty

    1423 18th Ave W, Spencer, IA 51301
  • /14

    $115,000

    • 4 Beds
    • 2 Baths
    • 2,050 Sq Ft

    19 E 2nd St, Spencer, IA 51301

    Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

    Kelly Bierl Hometown Realty

    19 E 2nd St, Spencer, IA 51301
  • /19

    $129,000

    • 5 Beds
    • 1.5 Baths
    • 1,700 Sq Ft

    516 E 4th St, Spencer, IA 51301

    Great Bones & Some High-Cost Updates Done! Looking for a home with character and a solid foundation? This 5-bedroom, 2-bathroom two-story home is the perfect opportunity to build instant sweat equity. With a new roof in 2019, a new water heater in 2024, and a new sewer line, some high-cost maintenance items are already addressed, allowing you to focus your time and budget on the cosmetic updates

    Peggy Bergh-Kuker Keller Williams Okoboji

    516 E 4th St, Spencer, IA 51301
  • /32

    $229,000

    • 3 Beds
    • 2 Baths
    • 2,114 Sq Ft

    202 E 4th St, Spencer, IA 51301

    Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car garage. Picture fall nights, blanket, movie, maybe a little hot cocoa by the warm fireplace! Who's ready to see this home and make it your own?

    Kim Bates Northwest Iowa Realty

    202 E 4th St, Spencer, IA 51301
  • /17

    $90,000

    • 2 Beds
    • 1 Bath
    • 879 Sq Ft

    309 E 1st St, Spencer, IA 51301

    Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard.

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    309 E 1st St, Spencer, IA 51301
  • /33

    $59,850

    • 3 Beds
    • 1 Bath
    • 1,184 Sq Ft

    319 E 11th St, Spencer, IA 51301

    Heat is on! This house is located close to the hospital. This one-bedroom has an upper loft area and a finished (tiled) basement room for a possible 2nd bedroom. Open living - Dining area, enclosed front porch, landscaped backyard, double car garage and off-street parking. Buyer's agent to submit offers via www.propoffers.com.

    Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

    319 E 11th St, Spencer, IA 51301
  • /7

    $229,900

    • 6,000 Sq Ft

    603 S Grand Ave, Spencer, IA 51301

    6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

    Nick Steffes Integrity Real Estate

    603 S Grand Ave, Spencer, IA 51301
  • /20

    $139,900

    • 2 Beds
    • 2 Baths
    • 1,513 Sq Ft

    1625 3rd Ave E, Spencer, IA 51301

    Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

    Ryan Moran Integrity Real Estate

    1625 3rd Ave E, Spencer, IA 51301
  • /31

    $399,000

    2 Grand Ave, Spencer, IA 51301

    Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

    Mark Hallett Realty Professionals

    2 Grand Ave, Spencer, IA 51301
  • /3

    $319,900

    • Land
    • 2.17 Acres
    • $147,420 per Acre

    2415 Highway Blvd, Spencer, IA 51301

    2.17 Acres – Prime Build-to-Suit Opportunity | Just North of Spencer Unlock the potential of this 2.17-acre high-visibility lot, strategically located just north of Spencer on a well-traveled corridor. With prime traffic exposure, this property is ideal for: Commercial development Retail or service business Office space or flex use Light industrial or warehouse This build-to-suit opportunity

    Nick Steffes Integrity Real Estate

    2415 Highway Blvd, Spencer, IA 51301
  • /5

    $419,900

    2416 4th Ave W, Spencer, IA 51301

    An exceptional opportunity awaits on this 1.33-acre property, ideally situated in a high-traffic, prime location. This versatile lot features multiple structures perfectly suited for: Commercial or industrial storage Workshop or mechanic shop Retail operations or service-based business Flex space for expansion or customization Whether you're an entrepreneur, investor, or tradesperson, this

    Nick Steffes Integrity Real Estate

    2416 4th Ave W, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.31 Acre
    • $90,000 per Acre

    2008 W 20th St, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2008 W 20th St, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.32 Acre
    • $87,188 per Acre

    1905 20th Ave W, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    1905 20th Ave W, Spencer, IA 51301

Showing Results 1 - 40, Page 1 of 2

Frequently Asked Questions

What is the average home price in Spencer, IA?
Homes for sale in Spencer, IA have an average home price of $211,986.
Are home prices dropping in Spencer?
Yes, home prices in Spencer are down 4% in the last 12 months.
How many homes have sold over the last 12 months in Spencer, IA?
159 homes have sold in Spencer, IA over the last 12 months.
What are the most popular zip codes in Spencer, IA?
The most popular zip codes in Spencer, IA include 51301, 51351, 51358, 51331 and 51360.
How much do you need to make to afford a house in Spencer?
The median home price in Spencer is $195,000. If you put a 20% down payment of $39,000 and had a 30-year fixed mortgage with an interest rate of 6.38%, your estimated principal and interest payment would be $970 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $42K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Spencer, IA?
Spencer, IA has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are Spencer Middle School, Spencer High School and Fairview Park Elementary School. Browse all the schools in Spencer, IA to learn more.

Home Trends in Spencer, IA

Housing Trends

Median Sale Price
$180,000
Median Single Family Sale Price
$180,000
Median Townhouse Sale Price
$90,500
Median 2 Bedroom Sale Price
$205,000
Median 1 Bedroom Sale Price
$109,900
Average Price Per Sq Ft
$110
Number of Homes for Sale
25
Last 12 months Home Sales
159
Months of Supply
1.90
Median List Price
$195,000
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
1%
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