$2,000 Per Month
- 1 Bath
- 467 Sq Ft
- Townhouse for Rent
620 38th St Unit 400, Union City, NJ 07087
620 38th St Unit 400, Union City, NJ 07087
Frequently Asked Questions
How much does it cost to rent a townhouse in Union City, NJ?
The median rent for a townhouse in Union City, NJ is $2,600 per month, though prices vary by neighborhood, size, and property type. As of June 2026, single-family homes tend to be the most affordable option while townhouses and condos are currently more expensive.
How much do you need to make to afford rent in Union City, NJ?
To comfortably afford the median rent in Union City, NJ, a household needs to earn roughly $100,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,500 per month in Union City, NJ, renters typically need to show $7,500 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Union City, NJ?
In Union City, NJ, the price-to-rent ratio is 13.7, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Union City, NJ are best for renting a townhouse?
The best neighborhood for renting in Union City, NJ depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a townhouse include The Heights, Journal Square, West Village, Downtown Jersey City and The Waterfront, each with its own character and price range.
