Panama City, FL Homes for Sale under $200,000

• 

  

  

  /17

  $124,000

  • 2 Beds
  • 1 Bath
  • 768 Sq Ft

  825 E 11th Ct, Panama City, FL 32401

  🡠Attention Investors & First-Time Home Buyers! Don't miss this charming 2-bedroom, 1-bath home located at 825 E 11th Ct, Panama City, FL 32401. Perfectly situated in the heart of Panama City, this property offers convenience, potential, and affordability all in one. This cozy home features a functional layout with a dedicated utility room and a welcoming front porch--ideal for relaxing or

  

  MaryAnn Enfinger

  Overstreet Realty

  (448) 200-4343

  825 E 11th Ct, Panama City, FL 32401
• Explore Panama City

• 

  

  

  /22

  $100,000

  • 2 Beds
  • 1 Bath
  • 704 Sq Ft

  735 Sheffield Ave, Panama City, FL 32401

  Investor Alert! This cozy Florida home needs a little TLC but otherwise is rental ready with a metal roof and 2019 HVAC system. Covered front and rear porches, a partially fenced yard, covered parking, and 2 storage sheds for convenience. 1 shed is newer and has power and AC. This property is centrally located near Rutherford High School, and in a quickly improving neighborhood, 2 brand new homes

  

  Dennis Nelson

  Keller Williams Success Realty

  (448) 334-5312

  735 Sheffield Ave, Panama City, FL 32401
• 

  

  

  /12

  $170,000

  • 4 Beds
  • 2 Baths
  • 1,640 Sq Ft

  1209 E 10th St, Panama City, FL 32401

  Duplex for Sale - Cash Buyers Only. Calling ALL Investors!!!!One side is vacant, featuring a 2-bedroom, 1-bath layout with living room and kitchen, and is ready for a little TLC and your personal touches. The other side is tenant-occupied with a wonderful long-term tenant in place, providing immediate income. Situated on a very large lot with multiple future opportunities for expansion or

  

  Tracye Crass

  Beach Haven Realty

  (448) 230-7457

  1209 E 10th St, Panama City, FL 32401
• 

  

  

  /10

  $190,000

  • Land
  • 0.6 Acre
  • $316,667 per Acre

  5704 Hwy 2297, Panama City, FL 32404

  Price reduction! Imagine waking up to stunning waterfront views on this exceptional .59+/-acre property with Gulf access. This incredible property offers a peaceful setting, perfect for a future investment, building your dream home or a vacation getaway. Just a short drive to Panama Citys beaches, marinas, and local conveniences, this location defines coastal living at its finest.Set in a

  

  Kent Whitson

  Ag 1 Land Company

  (850) 849-3963

  5704 Hwy 2297, Panama City, FL 32404
• 

  

  

  /16

  $190,000

  • Land
  • 0.6 Acre
  • $316,667 per Acre

  5704 Highway 2297, Panama City, FL 32404

  Price reduction! Imagine waking up to stunning waterfront views on this exceptional .59+/-acre property with Gulf access. This incredible property offers a peaceful setting, perfect for a future investment, building your dream home or a vacation getaway. Just a short drive to Panama City's beaches, marinas, and local conveniences, this location defines coastal living at its finest. Set in a

  

  Kent Whitson

  AG One Land Company LLC

  (448) 200-5923

  5704 Highway 2297, Panama City, FL 32404
• 

  

  /33

  $164,900

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  1219 Thomas Dr Unit 95, Panama City, FL 32408

  Handyman Special in Emerald Pointe Resort. Roof was replaced after Hurricane Michael and recently repaired after small dryer fire. Electrical and plumbing checked out. Fire caused mostly smoke and water damage. Seller has done most of the work, still needs some cosmetic attention. Great buy with similar sized homes in Emerald Pointe selling for $225,000 and up. Convenient location close to pool

  

  Chris Charles

  The Premier Property Group

  (448) 233-5491

  1219 Thomas Dr Unit 95, Panama City, FL 32408
• 

  

  /21

  $159,000

  • 2 Beds
  • 1 Bath
  • 1,050 Sq Ft

  228 N East Ave, Panama City, FL 32401

  Welcome to this delightful 2-bedroom, 1-bath cottage nestled in the heart of picturesque Historic Millville. From the moment you arrive, you'll be captivated by the character and charm this home offers—inside and out. Step inside to find an inviting layout with laminate floors throughout and stylish tile accents in the renovated kitchen and bathroom. The kitchen boasts sleek stainless steel

  

  Scott Seidler

  Keller Williams Success Realty

  (448) 334-2793

  228 N East Ave, Panama City, FL 32401
• 

  

  /17

  $114,900

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  2337 Jones Ave Unit LOT 6, Panama City, FL 32405

  ?? Fully Updated 3BR Home in Hidden Oasis Estates - Move-In Ready! Welcome to this beautifully refreshed 2020 Clayton Franklin manufactured home located in the desirable Hidden Oasis Estates community! This spacious 28x56 (approx. 1, 568 sq ft) home features: ??? 3 Bedrooms / 2 Bathrooms ?? All-new paint and lvp flooring throughout ??? Gorgeous kitchen with center island ? Brand new stainless

  Alisha Helton VMF Homes

  2337 Jones Ave Unit LOT 6, Panama City, FL 32405
• 

  

  /29

  $185,000

  • 2 Beds
  • 1.5 Baths
  • 952 Sq Ft

  1724 Alabama Ave, Panama City, FL 32401

  Coastal charm meets modern comfort just 1.5 blocks from the bay with public water access! Tucked away on a quiet dead-end street that leads directly to the water, this beautifully updated 2-bedroom, 1.5-bath home offers the perfect blend of character, convenience, and location.Step inside to find real hardwood floors throughout the main living areas and tasteful updates throughout. The

  Tammie Charbono Epique Realty Inc

  1724 Alabama Ave, Panama City, FL 32401
• 

  

  /12

  $102,000

  • 2 Beds
  • 1 Bath
  • 1,172 Sq Ft

  722 Williams Ave, Panama City, FL 32401

  Don't let this opportunity to pass you by!! Located in the Millville Area sits this 2 Bedroom 1 Bath home with 1172 Sq Ft. With some TLC this home can make the perfect home for you! Large 17x12 Enclosed Porch that could easily be converted to a 3rd bedroom and half bath. There is a 16x10 shed for additional storage. The property is fully fenced for privacy. The home is located within minutes to

  Stacy Borges Indian Springs Real Estate

  722 Williams Ave, Panama City, FL 32401
• 

  

  /19

  $129,000

  • 3 Beds
  • 2 Baths
  • 990 Sq Ft

  5026 E Highway 98, Panama City, FL 32404

  3 bedroom, 2 bathroom ''diamond in the rough'' home(in need of total renovation)on a little bit more than a half acre lot!! The zoning is both residential and commercial, so you could turn this home into a business as well. With some vision this property could become an incredible dream home or a great business on a highly traveled major road. All information is approximate and should be verified

  Mario Gobel RE/MAX SELECT Partners

  5026 E Highway 98, Panama City, FL 32404
• 

  

  /24

  $125,000

  • Land
  • 0.13 Acre
  • $961,538 per Acre

  1150 Cove Pointe Dr, Panama City, FL 32401

  Build your dream coastal retreat at 1150 Cove Pointe Dr, a premium .199-acre homesite in the exclusive Cove Pointe community of Panama City, FL 32401. Perfectly positioned on a quiet interior lot, this property offers an ideal canvas for a custom residence surrounded by natural beauty and upscale coastal charm.Set within a boutique waterfront neighborhood along Watson Bayou, Cove Pointe is

  Joshua Wade Think Real Estate

  1150 Cove Pointe Dr, Panama City, FL 32401
• 

  

  /38

  $183,000

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater installed in February 2025 and an HVAC system replaced in 2018. Double-pane windows enhance efficiency, and the

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
• 

  

  /28

  $158,000

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  1026 W 12th Ct, Panama City, FL 32401

  This nice 2-bedroom 1 bath home has been updated and ready for you. New roof in 2019, new floors just installed and fresh paint throughout. Lots of room that offers living area, dining area, foyer and updated kitchen. One car garage attached and a nice back deck to relax on. Good size yard that's fenced with yard building. Good investment house. Call for your tour today.

  Roy Furst Central Bay Realty and Property Management LLC

  1026 W 12th Ct, Panama City, FL 32401
• 

  

  /25

  $165,000

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  614 Bay Ave, Panama City, FL 32401

  Interior Fully Renovated Old Orchard Gem - Near Watson Bayou! This nicely renovated 3-bedroom, 1-bath home offers 1,100 square feet of move-in-ready comfort in the desirable Old Orchard area. Completely gutted and brought back from the studs out after Hurricane Michael, the interior feels fresh and modern throughout. Enjoy peace of mind with a brand-new air conditioner installed in 2025, New Roof

  Diane Rushing Anchor Realty Florida

  614 Bay Ave, Panama City, FL 32401
• 

  

  /29

  $165,000

  • 2 Beds
  • 2.5 Baths
  • 1,198 Sq Ft

  1325 W 12th St Unit A8, Panama City, FL 32401

  Welcome to effortless coastal living in the heart of Panama City! This beautifully maintained 2-bedroom, 2.5-bath condo offers the perfect blend of style, comfort, and convenience. Step inside to an inviting open-concept layout where the living room and kitchen flow seamlessly together--ideal for entertaining or simply relaxing at home. The kitchen features elegant granite countertops, ample

  Christina Daniels Keller Williams Success Realty

  1325 W 12th St Unit A8, Panama City, FL 32401
• 

  

  /29

  $180,000

  • 2 Beds
  • 1.5 Baths
  • 1,104 Sq Ft

  4455 W 19th St Unit 16, Panama City, FL 32405

  Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are

  Luisa Dick Coldwell Banker Realty

  4455 W 19th St Unit 16, Panama City, FL 32405
• 

  

  /31

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  1532 Nassau St, Panama City, FL 32409

  Fully updated 3-bedroom, 2-bath home in Southport offering modern finishes and move-in ready convenience. Enjoy an open-concept layout with new flooring, fresh paint, and abundant natural light throughout. The kitchen features updated cabinetry, stylish backsplash, and ample counter space, flowing seamlessly into the main living area, perfect for entertaining. Spacious bedrooms and refreshed

  Peyton Saluto EXP Realty LLC

  1532 Nassau St, Panama City, FL 32409
• 

  

  /34

  $174,900

  • 2 Beds
  • 2.5 Baths
  • 1 Sq Ft

  7125 N Lagoon Dr Unit H, Panama City, FL 32408

  Motivated Seller. Price improvement just in time for spring at the beach.Welcome to this rental ready 2 bedroom, 2.5 bath low rise condo. Perfectly situated in a desirable community with access to a community pool and a well kept common area. This home is completely furnished and ready to go- an ideal turnkey opportunity for investors or those looking for a vacation retreat.

  Rebecca Hook Realty One Group Emerald Coast

  7125 N Lagoon Dr Unit H, Panama City, FL 32408
• 

  

  /9

  $118,000

  • 1 Bed
  • 1 Bath
  • 516 Sq Ft

  2722 E 6th St, Panama City, FL 32401

  Solid entry-level opportunity!This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if

  Luisa Dick Coldwell Banker Realty

  2722 E 6th St, Panama City, FL 32401
• 

  

  /27

  $197,999 Open House 4/12

  • 2 Beds
  • 1.5 Baths
  • 1,164 Sq Ft

  1025 W 19th St Unit 10C, Panama City, FL 32405

  Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus... the master has a double sink vanity. You'll

  Sheryl Beaver LoKation Real Estate

  1025 W 19th St Unit 10C, Panama City, FL 32405
• 

  

  /32

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,175 Sq Ft

  806 Huntington Dr, Panama City, FL 32401

  Charming & Centrally Located 3BR/2BA Home with Fenced Yard and Playground Welcome home to this charming 3-bedroom, 2-bath detached single-family residence, ideally located within 15 minutes of Tyndall Air Force Base and less than 30 minutes from the sugar-white sands of Panama City Beach at Rick Seltzer Park. The exterior offers a large, fully fenced backyard--perfect for pets, play, and

  Brook Simmons Keller Williams Success Realty

  806 Huntington Dr, Panama City, FL 32401
• 

  

  /15

  $199,900

  • Land
  • 0.15 Acre
  • $1,332,667 per Acre

  3826 Treasure Cir, Panama City, FL 32408

  This fantastic building lot is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 84 feet, this spacious lot provides ample room to design and build your custom dream home. Conveniently located near a public boat

  Paula Kellam Keller Williams Realty Destin

  3826 Treasure Cir, Panama City, FL 32408
• 

  

  /36

  $149,000

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  6718 Wendy Rd, Panama City, FL 32404

  Attention investors and renovators, this is the deal you've been waiting for. This 3/2 features a brand new metal roof and new trusses, giving you one of the most expensive components already handled. The hard part is done.The home needs some TLC, including drywall repair in one bedroom following a prior tree removal. Whether you're looking for a fix-and-flip, a rental addition to your

  Steven Koleno Beycome of Florida LLC

  6718 Wendy Rd, Panama City, FL 32404
• 

  /2

  $115,000

  • Land
  • 0.5 Acre
  • $230,000 per Acre

  Unlisted Address

  Build- Build- BuildInvestors- contractors- Landlords This properety is large enough for 3 homes present building has no value. small Building will be removed from property. Vacant lot next door also for sale by the owner.

  Will Pender Keller Williams Success Realty

  Unlisted Address
• 

  

  /7

  $179,000

  • 4 Beds
  • 3 Baths
  • 2,139 Sq Ft

  160 Concord Cir, Panama City, FL 32405

  Single-family home featuring 4 bedrooms and 3 bathrooms with 2,156 sqft of living space. Recently updated with a new roof, new water heater, fresh paint, new flooring, and new appliances. Includes a cozy fireplace and a dedicated mother-in-law suite with a private bathroom and an oversized walk-in closet. Kitchen and bathrooms are original, offering great potential for customization. Property

  Cliff Glansen FLATFEE.COM

  160 Concord Cir, Panama City, FL 32405
• 

  

  /37

  $200,000

  • 2 Beds
  • 1.5 Baths
  • 1,080 Sq Ft

  712 College Ave, Panama City, FL 32401

  MOVE-IN READY | ESTABLISHED NEIGHBORHOOD | NO HOAPanama City, Florida | Priced at $200,000, this detached single-family home offers a centrally located opportunity with a spacious, newly fenced backyard.Renovated in 2020, the home features LVP flooring throughout and an open floor plan connecting the living area and kitchen, complete with stainless steel appliances.The layout includes

  Alice De La Penha Coldwell Banker Realty

  712 College Ave, Panama City, FL 32401
• 

  

  /7

  $139,000

  • Land
  • 0.33 Acre
  • $421,212 per Acre

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

  REDUCED-MOTIVATED SELLER! This is a great opportunity to own a commercial lot on the corner of MLK and 11th Street. This commercial lot would be a great location for an office or a restaurant.MLK Blvd joins Highway 77. Very High traffic count and easy access Highway 231 and Lynn Haven. Ascension Sacred Heart Hospital is right down the street. 11th Street has a high traffic count. MLK is 4

  Cynthia Luster Coastal Property Services, Inc

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401
• 

  

  /19

  $149,000

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 7, Panama City, FL 32408

  Discover one of the best values in Panama City Beach, an studio condo located less than 150 steps from the sugar white sand, and it is priced under $150K! Located in Sand Castle Villas, this unfurnished unit is a blank canvas ready for your personal design and furnishing vision. The kitchen has been thoughtfully updated with brand-new stainless steel appliances and new cabinetry, offering a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 7, Panama City, FL 32408
• 

  

  /28

  $199,900

  • 2 Beds
  • 1.5 Baths
  • 972 Sq Ft

  3914 Venetian Cir, Panama City, FL 32405

  NEWLY RENOVATED PROPERTY. DON'T miss this one.NO HOA FEES, Great investment property or Owner occupied. This is an end unit offering a larger side yard and side access to the back yard. This Townhome offers 2 nice size bedrooms on the 2nd floor as well as a full bath. The first floor offers Livingroom /dining as well as a half bath. Kitchen with breakfast bar. Sliding doors from the dining

  Donna Stokes Top Producers Real Estate Group

  3914 Venetian Cir, Panama City, FL 32405
• 

  

  /25

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  440 Venetian Way, Panama City, FL 32405

  Welcome to 440 Venetian Way--an updated 2-bedroom townhome in a highly convenient Panama City location, just off Highway 390. Enjoy quick access to restaurants, shopping, schools, and everyday essentials, all while being just a short drive to the bay and beaches. Best of all--no HOA!This home has seen several key updates, including a new roof, flooring, and privacy fence in 2018, offering

  Dien and Andrew Group Think Real Estate

  440 Venetian Way, Panama City, FL 32405
• 

  

  /30

  $162,000

  • 2 Beds
  • 1 Bath
  • 944 Sq Ft

  1311 Clay Ave, Panama City, FL 32401

  St Andrews Florida cottage south of 15th Street. This cute 2 bedroom 1 bath needs a little love and has great potential. The large fenced yard has a well and sprinkler system, a seperate workshop/garage for projects or storage, and a backdeck for relaxing and outdoor grilling. The house has a sunroom, living room/dining room, kitchen, mudroom/laundry room, 2 bedrooms and 1 bath. The bath has been

  Mary Sowell Keller Williams Success Realty

  1311 Clay Ave, Panama City, FL 32401
• 

  

  /39

  $195,000

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit D101, Panama City, FL 32401

  ***OPEN HOUSE! SATURDAY, MAR 28, 10AM-12PM*** Welcome to resort-style, low-maintenance living at the iconic Landmark Condominiums, where this meticulously maintained ground-floor, 2-bedroom, 1-bath condo offers the perfect coastal retreat. This bright and inviting unit features durable tile floors throughout the main living areas, a fresh coastal color palette, and an in-unit stackable washer and

  Courtney Pantalena Coldwell Banker Realty

  2100 W Beach Dr Unit D101, Panama City, FL 32401
• 

  

  /38

  $179,900

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
• 

  

  /43

  $194,900

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  1516 Clay Ave, Panama City, FL 32405

  Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances

  Tina Dixon Triple Crown Realty Team

  1516 Clay Ave, Panama City, FL 32405
• 

  

  /21

  $199,900

  • 3 Beds
  • 1.5 Baths
  • 1,317 Sq Ft

  754 Sherman Ave Unit B, Panama City, FL 32401

  This is a rare opportunity for a 3 bedroom under $200k in the heart of town. Please note this listing is for Unit B only, as the entire duplex is currently listed for $400k. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

  Connor Meyette CENTURY 21 Commander Realty

  754 Sherman Ave Unit B, Panama City, FL 32401
• 

  

  /25

  $160,000

  • 4 Beds
  • 1 Bath
  • 1,152 Sq Ft

  604 Barton Ave, Panama City, FL 32404

  Fixer Upper. Sturdy water tight block home. This 4 bedroom 1 bath ranch home is ready to be updated. It has a large screened patio, that needs to be redone. There's also a large storage shed with electric. The property has a nice large yard. With some sweat equity this home is ready for new owners.

  Catrina Raevens Anchor Realty Florida

  604 Barton Ave, Panama City, FL 32404
• 

  

  /5

  $194,900

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5916 Callaway Cir, Panama City, FL 32404

  This 3-bedroom, 2.5-bath townhome with a one-car garage is a prime investment opportunity in Sentinel Pointe. With a renter already in place, enjoy immediate rental income with minimal hassle. Property Features: Spacious Layout: Three bedrooms, 2.5 baths, and an attached garage. Modern Appliances: Includes stove, refrigerator, dishwasher, and built-in microwave. Low-Maintenance Living: HOA covers

  Whitney Moore TH Coastal Realty

  5916 Callaway Cir, Panama City, FL 32404
• 

  

  /29

  $139,990

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  3730 E 8th Ct, Panama City, FL 32401

  Renovated 3-bedroom, 2-bath Florida cottage. Recently updated and truly move-in ready, all appliances convey, this home blends classic Florida charm with modern comfort, making it an ideal option for first-time buyers, investors, or anyone looking for a low-maintenance lifestyle. Inside, you'll find a clean, functional layout filled with natural light and fresh finishes throughout. The

  Bubba McCants EXP Realty LLC

  3730 E 8th Ct, Panama City, FL 32401
• 

  

  /21

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  6927 Penny Rd, Panama City, FL 32404

  Enjoy the peace of country living while still being conveniently close to everything you need. Situated on a spacious half-acre lot, this home features brand-new laminate flooring and fresh paint throughout, creating a clean and inviting feel. The well-designed split floor plan offers 3 bedrooms and 2 full bathrooms, providing both comfort and privacy. Start your mornings with coffee on the

  Kristian Hall Counts Real Estate Group Inc

  6927 Penny Rd, Panama City, FL 32404

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