$395,000
SOLD MAR 28, 2025

22013 Torrence Chapel Rd Cornelius, NC 28031

Bahia Bay Neighborhood
2 Beds
1 Bath
1,008 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$392 Per Sq Ft

4% Below List Price

11 Days on Market

Highlights

  • Access To Lake
  • Open Floorplan
  • Cottage
  • Bailey Middle School Rated A-
  • Deck
  • Recreation Facilities

About This Home

As of March 2025

Rare find and completely updated 2 bedroom, one bath home, w/room to expand just steps away from Lake Norman in Bahia Bay. Could be your home away from home! Come inside to this open floorplan featuring a vaulted great room w/gas fireplace that is open to the dining room & kitchen; boasting open shelving, granite counters, SS appliances, & pantry with french doors. UPDATES: bedroom/bath/barn doors, fresh paint, gas logs, flooring throughout, tiled bath, appliances, light fixtures, cabinet hardware, deck, fencing, HVAC ('23), Roof ('17), extra parking & small watercraft storage & more. All within a 5-minute walk to the deeded/private community 1 acre lake access lot with a day dock, boat ramp, small watercraft ramp, and grills for only $75 in dues annually. Walk, bike, scooter or take a golf cart to shops - including Fresh Market, HomeSense, Ulta, Total Wine, Yoga, Orange Theory, Restaurants and more! Everything you could want is within 1-2 miles of the home with sidewalks & bike lanes.

Last Agent to Sell the Property

JoAnna Dougan

NextHome Serene Living Brokerage Email: joanna@nhsereneliving.com License #163423

NextHome Serene Living

Last Buyer's Agent

Skip Shean

Better Homes and Gardens Real Estate Paracle License #249225

Better Homes and Gardens Real Estate Paracle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,169

Year Built

  • Built in 1977

Lot Details

  • Lot Dimensions are 70x144x69x145
  • Fenced
  • Level Lot
  • Property is zoned GR

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Cottage
  • Hardboard

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • French Doors
  • Great Room with Fireplace
  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • Attached Carport
  • Driveway
  • 3 Open Parking Spaces

Outdoor Features

  • Access To Lake
  • Deck
  • Shed

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Heat Pump System
  • Community Well
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-292-06

Community Details

Overview

  • Bahia Bay HOA
  • Bahia Bay Subdivision
  • Mandatory home owners association

Recreation

  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,169

Year Built

Built in 1977

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Year Built: 1977
  • Restrictions Description: HOA Docs can be viewed at www.BahiaBayHOA.com.
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 391.87
  • Geocode Confidence: High
  • Attribution Contact: joanna@nhsereneliving.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Interior Amenities: Attic Stairs Pulldown, Built-in Features, Cable Prewire, Open Floorplan, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1008
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1008
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Gas, Great Room
  • Living Area: 1008
  • Bedroom Main: 2
  • Room Count: 7

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Fenced
  • View: Winter
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp – Community, Boat Slip – Community
  • Construction Type: Hardboard Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Covered Parking Spaces: 1
  • Garage Yn: No
  • Open Parking Spaces: 3
  • Open Parking: Yes
  • Parking Features: Attached Carport, Driveway, Other - See Remarks

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Hall, Laundry Closet
  • Cooling: Heat Pump
  • Utilities: Electricity Connected, Gas
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Lake Access, Recreation Area
  • Association Fee: 75
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Bahia Bay HOA
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 75.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level
  • Lot Size Area: 0.23
  • Lot Size Units: Acres
  • Parcel Number: 001-292-06
  • Zoning: GR
  • Horse Amenities: None
  • Lot Size: 70x144x69x145
  • ResoLotSizeUnits: Acres
  • Zoning Specification: GR

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $395,000 -3.6% $392 / Sq Ft
02/05/2025 02/05/25 For Sale $409,780 +134.2% $407 / Sq Ft
08/07/2017 08/07/17 Sold $175,000 -7.9% $170 / Sq Ft
07/25/2017 07/25/17 Pending -- -- --
07/25/2017 07/25/17 For Sale $190,000 -- $185 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,169 $323,000 $160,000 $163,000
2022 $1,744 $200,800 $75,000 $125,800
2021 $1,724 $200,800 $75,000 $125,800
2020 $1,724 $200,800 $75,000 $125,800
2019 $1,718 $200,800 $75,000 $125,800
2018 $1,168 $105,800 $60,000 $45,800
2017 $1,157 $105,800 $60,000 $45,800
2016 $1,153 $105,800 $60,000 $45,800
2015 -- $105,800 $60,000 $45,800
2014 $1,132 $0 $0 $0
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $327,850 New Conventional
Previous Owner $281,300 New Conventional
Previous Owner $28,000 Credit Line Revolving
Previous Owner $196,200 Adjustable Rate Mortgage/ARM
Previous Owner $67,000 New Conventional
Previous Owner $102,000 Fannie Mae Freddie Mac
Previous Owner $80,000 Purchase Money Mortgage
Previous Owner $76,400 Adjustable Rate Mortgage/ARM
Closed $20,000 No Value Available
Source: Public Records

Deed History

Date Type Sale Price Title Company
Warranty Deed $395,000 Statewide Title
Warranty Deed $218,000 Statewide Title
Warranty Deed $175,000 None Available
Warranty Deed $100,000 --
Warranty Deed $85,000 --
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4220022

Canopy MLS (Canopy Realtor® Association)

APN: 001-292-06