321 N 14th St Fernandina Beach, FL 32034
Amelia Island NeighborhoodEstimated payment $4,052/month
Highlights
- Views of Trees
- No HOA
- Central Heating and Cooling System
- Fernandina Beach Middle School Rated A-
- Tile Flooring
- 1 Car Garage
About This Home
This charming home is on the north end of Amelia Island, conveniently located between Main Beach and historic Centre Street. An entire second dwelling unit on the lower level provides an excellent opportunity for living in the upper unit while renting out the lower. Enjoy the tranquil atmosphere provided by the neighboring wooded areas behind and beside the property. Seller is willing to accommodate additional improvements prior to closing. Feel free to include specific requests in your offer, and we'll make this home truly yours! Upper unit, 1,332 sqft: street-level, traditional 3-bedroom, 2- bathroom. Feels like living in a single-family home, as you hardly notice the unit below! All brand-new energy-efficient windows. Freshly painted. Lots of storage, with many walk-in closets. One-car garage with washer, dryer, and cabinets. Lovely shaded side patio for enjoying nature. Central heat pump AC. Lower unit, 1,204 sqft: "daylight basement" level. Private driveway with ample extra parking. Loft-style apartment. One-bedroom. Full kitchen. Washer/dryer. Ductless mini-split AC. Dual shower-heads. Wood-look porcelain tiles. Side area perfect for a theater room or gaming. Very spacious! Outdoor shed, and enough room behind for a fire-pit or grill setup. Total sqft: 2814 Heated sqft: 2536 Year built: 1990 Located in a highly sought-after area, with close proximity to stunning beaches, charming shops, and delicious dining options. Enjoy the tranquility and vibrant community atmosphere, and opportunities for outdoor activities and relaxation year-round. Don't miss this opportunity! [Photos are digitally enhanced.]
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,865
Year Built
- Built in 1990
Lot Details
- 8,712 Sq Ft Lot
Parking
- 1 Car Garage
- Off-Street Parking
Home Design
- Duplex
- Shingle Roof
- Concrete Siding
- Stucco
Interior Spaces
- 2,536 Sq Ft Home
- 2-Story Property
- Views of Trees
Kitchen
- Electric Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry on lower level
- Laundry in Garage
- Dryer
- Front Loading Washer
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Thermostat
Schools
- Southside Elementary School
- Fernandina Beach Middle School
- Fernandina Beach High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- 2 Units
- City Of Fernandina Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 000031180002450072
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,549 | $502,630 | $157,500 | $345,130 |
| 2023 | $7,549 | $489,809 | $157,500 | $332,309 |
| 2022 | $6,237 | $376,945 | $112,500 | $264,445 |
| 2021 | $5,623 | $300,140 | $85,500 | $214,640 |
| 2020 | $5,308 | $283,561 | $67,500 | $216,061 |
| 2019 | $5,247 | $282,479 | $65,000 | $217,479 |
| 2018 | $4,796 | $269,653 | $0 | $0 |
| 2017 | $4,282 | $243,368 | $0 | $0 |
| 2016 | $3,928 | $182,448 | $0 | $0 |
| 2015 | $3,401 | $165,862 | $0 | $0 |
| 2014 | $3,443 | $166,708 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/15/2025 04/15/25 | Price Changed | $609,900 | -3.2% | $240 / Sq Ft |
| 03/26/2025 03/26/25 | Price Changed | $629,900 | -3.1% | $248 / Sq Ft |
| 03/19/2025 03/19/25 | For Sale | $649,900 | -- | $256 / Sq Ft |
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Blue Ocean Title | |
| Special Warranty Deed | $130,000 | Nassau Title | |
| Trustee Deed | -- | None Available | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $115,000 | Associated Land Title Group |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $391,000 | New Conventional | |
| Previous Owner | $188,000 | New Conventional | |
| Previous Owner | $128,272 | FHA | |
| Previous Owner | $328,000 | Unknown | |
| Previous Owner | $276,000 | Unknown | |
| Previous Owner | $93,000 | Stand Alone Second | |
| Previous Owner | $45,000 | Stand Alone Second | |
| Previous Owner | $142,500 | New Conventional | |
| Previous Owner | $111,550 | No Value Available |
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2076491
APN: 00-00-31-1800-0245-0072
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