$450,000
$40K PRICE DROP

Estimated payment $2,639/month

Total Views 7,138
3 Beds
2 Baths
1,527 Sq Ft
$295 Price per Sq Ft

Highlights

  • Lake Front
  • Wood Burning Stove
  • Covered patio or porch
  • Fernandina Beach Middle School Rated A-
  • Vaulted Ceiling
  • Fireplace

About This Home

LAKEFRONT HOME in Fernandina Beach, a Quiet built-out subdivision with large mature trees and a gorgeous view from almost every room.
The lake lot is in a cul-de-sac with one of the largest lakefront frontages, an Open floor plan with a fireplace and small porch, a Kitchen with breakfast nook, and a breakfast bar that opens into a Great room. This home has been completely remodeled with a new roof,a/c unit, interior paint, flooring, new kitchen cabinets, countertops, lighting, and fans. both bathrooms were completely remodeled with new tiled bathroom showers and vanities. Large owner's bedroom with walk-in closet. please see this perfect-sized home close to Amelia Island without the price tag, only 5.4 miles to the beach. 22 miles to the airport. Fernandina Beach schools Seller would prefer to close after June 19, 2025

Listing Agent

Carlene McDuffie

PALM III REALTY AND PROPERTY MANAGEMENT License #0201790

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,345

Year Built

  • Built in 1990

Lot Details

  • Lot Dimensions are 42x237x240x232
  • Lake Front
  • Fenced
  • Irregular Lot
  • Sprinkler System
  • Property is zoned RS-1

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,527 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Wood Burning Stove
  • Insulated Windows
  • Window Screens

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Covered patio or porch

Utilities

  • Cooling Available
  • Central Heating
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Otter Run Subdivision

Listing and Financial Details

  • Assessor Parcel Number 40-2N-28-1590-0087-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,345

Year Built

Built in 1990

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront
  • Lot Size: 42x237x240x232
  • Road Surface Type: Paved
  • Subdivision Name: Otter Run
  • Directions: from Amelia Island take a left on Pine Grove to Otter Run follow GPS from Jacksonville St Rd 200 to turn right on Pine Grove turn left on Pine Grove turn right on Otter Run see GPS
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1990
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning Stove
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Split Bedrooms, Vaulted Ceiling(s), Wood Burning Stove
  • Living Area: 1527.0
  • Window Features: Insulated Windows, Screens
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Lot Features: Irregular Lot
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Covered, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 180.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 40-2N-28-1590-0087-0000
  • Zoning: RS-1
  • ResoLotSizeUnits: Acres

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,345 $133,012 -- --
2023 $1,345 $129,138 $0 $0
2022 $1,196 $125,377 $0 $0
2021 $1,197 $121,725 $0 $0
2020 $1,187 $120,044 $0 $0
2019 $1,160 $117,345 $0 $0
2018 $1,141 $115,157 $0 $0
2017 $1,040 $112,788 $0 $0
2016 $1,021 $110,468 $0 $0
2015 $1,039 $109,700 $0 $0
2014 $1,031 $108,829 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/21/2025 04/21/25 Price Changed $450,000 -1.5% $295 / Sq Ft
03/25/2025 03/25/25 Price Changed $457,000 -1.7% $299 / Sq Ft
01/30/2025 01/30/25 Price Changed $465,000 -5.1% $305 / Sq Ft
01/08/2025 01/08/25 For Sale $489,900 -- $321 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Deed History

Date Type Sale Price Title Company
Warranty Deed $200,000 None Listed On Document
Warranty Deed $132,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Previous Owner $135,676 VA
Previous Owner $154,299 VA
Previous Owner $171,000 VA
Previous Owner $50,000 Credit Line Revolving
Previous Owner $136,142 VA
Previous Owner $136,063 VA
Source: Public Records

Similar Homes in Fernandina Beach, FL

  • 23786 Arrigo Blvd, Fernandina Beach, FL 32034

    $419,000

    • 3 Beds
    • 2 Baths
    • 1,602 Sq Ft
    • 23786 Arrigo Blvd
    • Fernandina Beach, FL

    Enjoy serene natural surroundings in this charming PRESERVE FRONT HOME. This 3 bedroom, 2 bathroom, 2 car garage home features formal dinging, an oversized living room, breakfast bar, and split bedroom design. NEW HVAC in 2018 and NEW ROOF in 2021. The quaint back porch offers opportunities to connect with nature. Just MINUTES FROM THE BEACH, HISTORIC FERNANDINA BEACH, AND FT CLINCH STATE PARK.

    Felicia Walker SUMMER HOUSE REALTY

    Section Image
  • 95021 Cheswick Oaks Dr, Fernandina Beach, FL 32034

    $399,000

    • 4 Beds
    • 2 Baths
    • 1,836 Sq Ft
    • 95021 Cheswick Oaks Dr
    • Fernandina Beach, FL

    Located in the highly desirable Timberlake neighborhood, this 4-bedroom, 2-bath home features low HOA fees and no CDD! Stunning 2024 updates include quartz countertops, an oversized farmhouse sink, new stainless steel appliances, a washer and dryer, luxury vinyl plank flooring, shiplap walls, and custom wainscoting, all designed to enhance its modern coastal charm. The freshly landscaped,

    Felicia Walker SUMMER HOUSE REALTY

    Section Image
  • 96033 River Marsh Bend, Fernandina Beach, FL 32034

    $449,000

    • 3 Beds
    • 2 Baths
    • 1,612 Sq Ft
    • 96033 River Marsh Bend
    • Fernandina Beach, FL

    This charming 3-bedroom, 2-bath home sits on a spacious half-acre lot in the peaceful Riverside neighborhood adorned with majestic old oaks… without HOA or CDD fees. The home features a welcoming open layout filled with natural light, showcasing laminate flooring in the main living areas and the owner’s bedroom, while the additional two bedrooms have plush carpeting. One of the bedrooms is

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 95067 Gina St, Fernandina Beach, FL 32034

    $424,900

    • 4 Beds
    • 2 Baths
    • 1,901 Sq Ft
    • 95067 Gina St
    • Fernandina Beach, FL

    OPEN HOUSE THIS SATURDAY, APRIL 26, 11:00 AM-2:00 PM. Welcome to this stunning, nearly new 4-bedroom, 2-bathroom single-story home that perfectly blends modern comfort with elegant design. Built in 2024, this immaculate residence features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout

    Casey Clearman CENTURY 21 LIGHTHOUSE REALTY

    Section Image
  • 85056 Babcock Ct, Fernandina Beach, FL 32034

    $489,000

    • 3 Beds
    • 3 Baths
    • 2,339 Sq Ft
    • 85056 Babcock Ct
    • Fernandina Beach, FL

    Open house: SAT, 4/5, 11-1pm. Welcome to your dream home in the highly sought-after Amelia Walk neighborhood! This stunning 3-bedroom, 3-bathroom residence is meticulously maintained and offers a picturesque pond view that adds to its charm. With room for a pool, you can create your own outdoor oasis. The large kitchen is a chef's delight, featuring beautiful granite counters and stainless steel

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 95429 Corsica Ct, Fernandina Beach, FL 32034

    $499,000

    • 5 Beds
    • 3 Baths
    • 2,640 Sq Ft
    • 95429 Corsica Ct
    • Fernandina Beach, FL

    Built in 2023, this spacious and thoughtfully designed 5 bed, 3 bath home offers modern living in a walkable neighborhood. Enjoy a covered lanai perfect for relaxing or entertaining, plus abundant storage throughout. Located in an A-rated Nassau County school zone, this home is close to all the essentials—shopping along the State Road 200 Corridor, Jacksonville Airport, and the beautiful beaches

    Felicia Walker SUMMER HOUSE REALTY

    Section Image
  • 85141 Fall River Pkwy, Fernandina Beach, FL 32034

    $425,000

    • 4 Beds
    • 3 Baths
    • 2,282 Sq Ft
    • 85141 Fall River Pkwy
    • Fernandina Beach, FL

    Welcome to this beautifully designed home in the highly desirable Amelia Walk community, ready for immediate occupancy! Step inside and enjoy the open, airy feel created by high ceilings and abundant natural light. To your right, you'll find a private guest retreat, perfect for visitors. At the heart of the home, a gourmet kitchen awaits, featuring sleek granite countertops, stainless steel

    Michael Blanchard UNITED REAL ESTATE GALLERY

    Section Image
  • 85717 Stonehurst Pkwy, Fernandina Beach, FL 32034

    $495,000

    • 4 Beds
    • 3 Baths
    • 2,282 Sq Ft
    • 85717 Stonehurst Pkwy
    • Fernandina Beach, FL

    Discover refined living in this exceptional 4-bedroom, 3-bath home located in the highly sought-after Amelia Walk subdivision. $10,000 CREDIT toward buyer closing costs or CDD Bond reduction. Boasting an open-concept design with soaring 10-foot ceilings, this residence offers an inviting and spacious atmosphere, perfect for both family living and entertaining.The chef's kitchen is a

    John Stillwell STILLWELL REAL ESTATE, LLC

    Section Image
  • 1751 Philips Manor Rd, Fernandina Beach, FL 32034

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,764 Sq Ft
    • 1751 Philips Manor Rd
    • Fernandina Beach, FL

    Almost half an acre, and so close to the BEACH! Location, Location, Location! Brick home on the South End of Amelia Island. Needs a lot of updating, but it has great bones: Vaulted Ceilings, tons of natural night, and a really large yard. This would be great for a family looking to rehab the home into an Amelia Island Oasis, or for a developer looking to rehab the home and flip it or rent it

    Beckie Barnes PINEYWOODS REALTY, LLC

    Section Image

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 110758

APN: 40-2N-28-1590-0087-0000